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Shriram Transport Finance-Unnati Scheme

Sriram Transport Finance Company(STFC) was incorporated in the year 1979 and is registered as a Deposit taking NBFC .STFC is a part of "SHRIRAM" conglomerate which has significant presence in financial services viz., commercial vehicle financing business, consumer finance, life and general insurance, stock broking, chit funds and distribution of financial products such as life and general insurance products and units of mutual funds. STFC decided to finance the much neglected Small Truck Owner and started lending to the Small Truck Owner to buy new trucks. They decided to fund Pre-owned Trucks as drivers were not equipped with enough equity to put in. From Driver to Owner, they have been with him in his journey of Prosperity as he has been our partner in our road to success and leadership. For STFC at Shriram, credit-worthiness of the Small Truck Owner has always been an article of faith. They are also India's largest Asset Based Non-Banking Finance Company. The distribution of Truck Ownership being scattered among a large number of individuals has resulted in this very important group being missed by the institutional radar. It is estimated that 80% of trucks in the country are in the hands of individuals.

Product Information

  • Minimum amount of Rs. 5000/- per Deposit
  • No Interest for premature withdrawal after 3 months but before 6 months
  • For premature withdrawa lAfter 6 months but before the date of maturity: The interest payable shall be 2 percent lower than the interest rate applicable to a depositor for the period for which the deposit has run or if no rate has been specified for that period, then 3 percent lower than the minimum rate at which deposits are accepted by the company*
Company Name Rating 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year Sr. Citizen Apply
Shriram Transport Finance-Unnati Scheme 1. FAAA by CRISIL 2. MAA+ by ICRA 7.75% 7.75% 8.00% 8.00% 8.00% 8.25% 8.25% 96-120M=8.25%; 0.25% FOR FEMALE, SENIOR CITIZEN & TRUST