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Best Housing Loans Offer

Bank Loan Amount Range Interest Rate Range Processing Fee Range Tenure Range Loan Features
500000 - 50000000 9 - 12.5%
Floating
0.50 - 2%
Floating
12 - 360 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


      KYC Documents:
      • Loan Application
      • Passport sized Photographs (3)
      • Identity Proof -  ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card )
      • Residence Proof - (Passport, Driving License, Telephone Bill, Ration Card, Election Card, Any other Certificate from Statutory Authority).
      •  Age Proof - (PAN Card, Passport, Any other Certificate from Statutory Authority)
      • Bank Statement /the Passbook - ( Last 6 months )

        For Salaried Individuals:
      • Proof of Income :

      (a) Latest Salary Slips - ( Last 3months)
      (b) Form 16 - (Last 2years)
      (c)  Bank Statement - ( Last 6 months )
      •  Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.
      •  Photocopy of Title Documents of the Property, Approved Plan
      • Education Qualifications Certificate 

       For Self Employed Individuals( Professional ):
      • Proof of Income 
    :
       (a)  IT- Returns - (Last 3 years) attested by a Chartered Accountant
      (b) Balance Sheet- (Last 2 Years) and Profit & Loss Account of the firm duly attested by a Chartered Accountant
      (c)  Bank Statement - ( Last 12 months )
      •  Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.
      •  Photocopy of Title Documents of the Property, Approved Plan
      • Education Qualifications Certificate
      • Certificate & Proof of business existence along with Business Profile

      For Self Employed Individuals( Non-Professional / Businessman ):
      • Proof of Income :

       (a)  IT- Returns - (Last 3 years) attested by a Chartered Accountant
      (b) Balance Sheet- (Last 2 Years) and Profit & Loss Account of the firm duly attested by a Chartered Accountant
      (c)  Bank Statement - ( Last 12 months )
      •  Processing Fee Cheque in favour of ‘PNB Housing Finance Ltd.
      •  Photocopy of Title Documents of the Property, Approved Plan
      • Certificate & Proof of business existence along with Business Profile
     
    *All documents need self-attestation.


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Minimum Monthly Income Rs.30,000

Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

Punjab National Bank:- Advantages of Home Loan from PNB Housing: Provides a wide range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans. Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans Excellent post disbursement services Facility of enhancement in loan amount in the event of escalations in cost Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction High standards of ethics, integrity and transparency Various repayment options Balance Transfer from other Bank Home Loan

300000 - 20000000 8.9 - 10.05%
Floating
1000 - 5000
Floating
12 - 360 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


         KYC Documents:
       • Loan Application
       • Passport sized Photographs - (3)
       • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )
       • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).
       •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)
       • Bank Statement /the Passbook - ( Last 6 months )

       For Salaried Individuals:
     • Proof of Income :
       (a) Salary slip             - (Latest 3 month) / Certificate for fixed salary/ Form -16
       (b) Bank Statement  - ( Last 6 months )  / Passbook of the Salary account 

        For Self Employed Individuals( Professionals & Non- Professionals):
         • Proof of Income :
        (a)    IT- Returns(Last 2 years)
        (b)   Bank Statement - ( Last 6 months )  /Passbook of the Salary account 



Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


      For Salaried individuals :
       • Individuals in permanent service in the Government or reputed companies
       • Applicants should be above 21 years of age at the time of loan commencement and up to the age of 60 or superannuation.

    For Professionals eligible for home loan:
       • Professionals (i.e., doctors, engineers, dentists, architects, chartered accountants, cost accountants, company secretary, management consultants only) can apply.
       • Applicants above 21 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity meet our housing loan criteria.

     For Self-employed individuals:
      •  Any individual filing income tax returns can apply.
      • Applicants should be above 21 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity.



Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

Axis Bank:- Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The bank has a large footprint of 3,304 domestic branches (including extension counters) and 14,163 ATMs across the country as on 31st March 2017. The overseas operations of the Bank are spread over nine international offices with branches at Singapore, Hong Kong, Dubai (at the DIFC), Colombo and Shanghai; representative offices at Dhaka, Dubai, Abu Dhabi and an overseas subsidiary at London, UK. The international offices focus on corporate lending, trade finance, syndication, investment banking and liability businesses. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The share holding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

500000 - 20000000 8.75 - 9.15%
Floating
0 - 10000
Floating
12 - 360 Months Show Details   

What you'll love



Documents


      KYC Documents:
      • Loan Application
      • Passport sized Photographs (3)
      • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License/Adhar Card / IT PAN Card )
      • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card )
       • Bank statement / The Passbook - ( Last 6 months )

       For Salaried Individuals:(Any one of the following)
      • Proof of Income :

        (a) Latest Salary Slip - (Last 2months)/ Form-16 /  IT- Returns - (Last 3 years)
      • Increment or Promotion letter
      • Certified letter from Employer 

         For Self Employed Individuals( Professional ):(Any one of the following)
      • Proof of Income :

      (a)  IT- Returns - (Last 2 years) attested by a Chartered Accountant
      (b) Balance Sheet- (Last 2 Years) and Profit & Loss Account of the firm duly attested by a Chartered Accountant 

         For Self Employed Individuals( Non-Professional /Businessman):(Any one of the following)
      • Proof of Income :

       (a)  IT- Returns - (Last 2 years) attested by a Chartered Accountant
      (b) Balance Sheet - (Last 2 Years) and Profit & Loss Account of the firm duly attested by a Chartered Accountant 



Fees & Charges

    • Preclosure fee = 0
    • Part payment fee = 0


Eligibility Criteria

     The individual should be at least 18 years old on the date on loan sanction 

      • The maximum age up to which the home loan products can be availed and repaid is 70 years and by that time the entire loan should be repaid 

      Other factors depend on the individual loan products. To increase the eligibility of the applicant, the following factors can be added: 

      • Income of the spouse, son and/or daughter living with the applicant if they have a steady income and their respective salary accounts are maintained with SBI 

      • Expected rent income to be earned if the house for which the loan is being availed is expected to be rented out 

      • Depreciation 

      • Regular income from all sources 

      •  As security, equitable mortgage of the property is required.


Perks

    • Door step service 
    • E-approval 
    • Part-payment available 
    • Top-up loan available 
    • No guarantor required 
    • Balance transfer


State Bank Of India:- State Bank of India welcomes you to explore the world of premier bank in India. In this section, you can access detailed information on Overview of the Bank, Technology Upgradation in the Bank, Board of Directors, Financial Results and Shareholder Info. The Bank is actively involved since 1973 in non-profit activity called Community Services Banking. All our branches and administrative offices throughout the country sponsor and participate in large number of welfare activities and social causes. Our business is more than banking because we touch the lives of people anywhere in many ways. Our commitment to nation-building is complete & comprehensive

200000 - 100000000 8.7 - 12%
Floating
0 - 0.5%
Floating
12 - 360 Months Show Details   

What you'll love

    • No Guarantor required


Documents


      KYC Documents:
      • Loan Application
      • Passport sized Photographs (3)
      • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card )
      •  Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card )
      • Bank Statement /The Passbook - ( Last 6 months )

        For Salaried Individuals:
      • Proof of Income :

       (a) Salary slip  - (Latest 2 month)
       (b) Form-16
       (c)  Bank Statement - ( Last 6 months )

        For Self Employed Individuals( Professional ):
      • Proof of Income :

        (a)  Bank Statement - ( Last 6 months )
        (b)  Balance sheet - (Last 3 years)
        (c)  IT- Returns - (Last 3 years)
        (d)  IT- Returns - (Last 3 years) of Profession
        (e)   Profit /Loss Statement -(Last 3 years)
      • Education Qualifications Certificate
      • Business Existence
     
        For Self Employed Individuals( Non-Professional /Businessman):
       • Proof of Income :

        (a)  Bank Statement - ( Last 6 months )
        (b)  Balance sheet - (Last 3 years)
        (c)  IT- Returns - (Last 3 years)
        (d)  IT- Returns - (Last 3 years) of profession
        (e)   Profit/Loss Statement -(Last 3 years)
      • Education Qualifications Certificate
      • Business Existence
      • Business profile
     



Fees & Charges

    • Preclosure fee = 2%
    • Part payment fee = 0

Eligibility Criteria


     •  Salaried individuals working in reputable companies

      •  Self-employed professionals.

      •  Self-employed non-professionals or businessmen.

      •  Borrowers should earn income sufficient to service the home loan they want to avail.

      •  Above 24 years of age at the time of borrowing the loan.

      •  Within 65 years of age or superannuation (for salaried individuals) whichever is earlier at the time of maturity of the loan.


Perks

    • Door step service 
    • E-approval 
    • Part-payment available 
    • Top-up loan available 
    • No guarantor required 
    • Balance transfer
       

TATA Capital:- Tata Capital Ltd., a subsidiary of the legendary Tata Sons Limited established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. The interest brought forth Tata Capital Financial Services Limited, a one-stop monetary specialist co-op that takes into account the assorted needs of retail, corporate and institutional clients crosswise over organizations. Enrolled with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC), the organization works crosswise over different ranges of business to be specific the Commercial Finance, Infrastructure Finance, Wealth Management, Consumer Loans and dispersion and promoting of Tata Cards. Today, Tata Capital Financial Services Limited is 100 branches old and tallying.

100000 - 20000000 9.35 - 12%
Floating
0 - 0.75%
Floating
12 - 360 Months Show Details   

What you'll love

    • No guarantor required                         
    •  No pre-closure and part payment fee 

Documents


      KYC Documents:

      • Loan Application

      • Passport sized Photographs (3)

      • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card )

      •  Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card )

      • Bank Statement /The Passbook - ( Last 6 months )

      • Proof of Income :

       (a) Salary slip  - (Latest 2 month) / Salary Certificate

       (b) Form-16 /  IT- Returns - (Last 3 years)

       (c)  Bank Statement - ( Last 6 months )


Fees & Charges


    • Preclosure fee = 0
    • Part payment fee = 0

Eligibility Criteria

       •  Age at least 23 and less than 60 

        • Salaried / Self - Employed with regular income,Earn more than the minimum income required 



Perks

    • Door step service 
    • E-approval 
    • Part-payment available  
    • No guarantor required 
    • Balance transfer
       

Yes Bank:- YES BANK has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. YES BANK is steadily evolving as the Professionals’ Bank of India with the long term mission of “Building the Finest Quality Bank of the World in India” by 2020.

100000 - 7500000 10.99 - 18%
Floating
1%
Fixed
12 - 240 Months Show Details   

What you'll love



Documents


    KYC Documents :
      • Loan Application
      • Passport sized Photographs (3)
      • Identity Proof - (Passport / Driving License / Voter’s Identity Card / PAN card / Identity card with applicant's Photograph issued by Government, Aadhar Card.)
      • Residence Proof -  (Passport / Driving License / Voter’s Identity Card / PAN card / Latest Utility bill /landline bill /postpaid mobile phone/ electricity/ water bill/ electricity bill) 

        For Salaried Individuals:
      • Proof of Income :

       (a) Salary slip  - (Latest 2 month) / Salary Certificate
       (b) Form-16
       (c)  Bank Statement - ( Last 3 months )
     
       For Self Employed Individuals ( Professional /  Non- Professional/ Businessman ):
      • Proof of Income :

        (a)  Bank Statement of current and saving account both.
        (b)  Balance sheet / Profit and loss account and all Schedules attested by Chartered Accountant
        (c)  IT- Returns - (Last 3 years)
        (d)   Profit /Loss Statement -(Last 3 years)
      • Education Qualifications Certificate
      • Business Existence
      • Computation of income
    Cheque for payment of processing fees.


Fees & Charges



Eligibility Criteria


     • You have to be an Indian Resident

     • You have to be minimum 21 years at the time of application 

     • You can be a salaried or a self-employed individual

     • Your loan eligibility will be derived on basis of your repayment capacity as well as the value of property under consideration

      • You can apply individually or jointly for Home Loans. However, all co-applicants need not be co-owners.


Perks



Shriram Finance:- The Shriram Group had its humble beginnings in the Chit Fund business over four decades ago. Mr. R. Thyagarajan and his two associates ventured into these and other financial services businesses. Over time, manufacturing and services were added to the Group. Shriram Group is however best identified by its flagship NBFCs – Shriram Transport Finance Co. Ltd. and Shriram City Union Finance Limited. The Group today manages assets of over 1 lac crore. Among financial services, the Group's businesses include Commercial Vehicle Financing, Consumer & Enterprise Finance, Retail Stock Broking, Life Insurance, General Insurance, Chit Funds and Distribution of Investment & Insurance Products. The Group has also made successful forays in non-financial products and services. It has investments in Manufacturing, Value Added Services, Project Development, Engineering Services, Pharmaceuticals, Machined & Auto Components, Press Dies & Sheet Metal Stamping, Packaging, Information Technology, Property Development etc.



Have a dream home in your mind? Thinking of investing in it? All you need is a home loan that will get you going without compromising any of your other financial responsibilities.

At Antworks Money, we help you to find the best home loan deals from the most reputed banks. Based on your financial needs and your monthly income, we help you zero in on the loan that would help you realize your dream of buying a home without pushing you into a cash crunch.

With most banks these days offering home loans, finding the loan that is best for you is not easy. With our home loan comparison offer, we help you understand the disparity in the interest rates, processing fees and tenure of the home loan that is offered by different banks

With our home loan comparison offer, you can be rest assured of finding the best home loan deal.

So, what are you waiting for? Come forth and check out this offer to find the best home loan for you.

Antworks Money Housing Loan Offers