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| Bank | Loan Amount Range | Interest Rate Range | Processing Fee Range | Tenure Range | Loan Features | |
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What you'll love
DocumentsKYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement /The Passbook - ( Last 6 months ) Fees & Charges
Eligibility Criteria
• Minimum net profit as per latest year ITR / financials of Rs. 150,000 • Minimum age at which this drop line overdraft loan can be sanctioned is 23 years and maximum age is 65 years. Perks
RBL Bank:- RBL Bank is one of India’s fastest growing private sector banks with an expanding presence across the country. The Bank offers specialized services under six business verticals namely: Corporate & Institutional Banking, Commercial Banking, Branch & Business Banking, Agribusiness Banking, Development Banking and Financial Inclusion, Treasury and Financial Markets Operations. It currently services over 3.15 million customers through a network of 246 branches and 388 ATMs spread across 20 Indian states and Union Territories. |
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What you'll love
Documents For Salaried Individuals: Fees & ChargesEligibility Criteria Salaried individuals : • The applicant should be above 24 years of age at the time of loan commencement and upto the age of superannuation Self-employed individuals : • The applicant should be above 24 years of age at the time of loan commencement and upto 65 years at the time of maturity Self Employed Professionals : • The applicant should be above 24 years of age at the time of loan commencement and up to 65 years or less at the time of loan maturity . Perks
Axis Bank:- Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The bank has a large footprint of 3,304 domestic branches (including extension counters) and 14,163 ATMs across the country as on 31st March 2017. The overseas operations of the Bank are spread over nine international offices with branches at Singapore, Hong Kong, Dubai (at the DIFC), Colombo and Shanghai; representative offices at Dhaka, Dubai, Abu Dhabi and an overseas subsidiary at London, UK. The international offices focus on corporate lending, trade finance, syndication, investment banking and liability businesses. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The share holding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003. |
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What you'll love
DocumentsKYC Documents: For Salaried Individuals: Fees & ChargesEligibility Criteria
• Minimum loan amount - 25 lakhs for Delhi & Mumbai; 15 lakhs for all other locations • Loan up to 70% of the residential property value or 60% for commercial property Perks
Aditya Birla Finance Ltd.:- Aditya Birla Capital Limited (ABCL) is the holding company for all the financial service businesses of the Aditya Birla Group. With a strong presence across the life insurance, asset management, private equity, corporate lending, structured finance, general insurance broking, wealth management, equity, currency and commodity broking, online personal finance management, housing finance, pension fund management and health insurance business, ABCL is committed to serve the end-to-end financial services needs of its retail and corporate customers. Formerly known as the Aditya Birla Financial Services Limited (ABFSL), ABCL ranks among the top 5 fund managers in India (excluding LIC) with an AUM of Rs. 2,463 billion as on March 31st, 2017 and has a lending book of Rs 388 billion. ABC reported aggregate revenue from businesses at Rs. 106 billion and profit before tax of Rs. 11.5 billion for fiscal 2016-17. Anchored by over 12,000 employees, ABC has a nationwide reach through over 1,300 points of presence and more than 142,000 agents / channel partners |
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What you'll love
Documents
KYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement /The Passbook - ( Last 6 months ) • Details about the property in case you have finalized it before hand • Any other obligation documentation (SOA, Sanction Letters, etc.) Fees & Charges
Eligibility Criteria• Sole Proprietors and Partnership Firms • Micro Small and Medium Enterprises • Salaried and Self Employed Professionals • You need to be at least 2 years in business (for Self-employed) or have 3 years work experience (for salaried individuals) in an industry with a positive net worth • The age requirement is minimum 23 years of age at the time of taking the loan and maximum of 70 years of age or retirement at the time of maturity • Clear banking and loan payment history • Good credit rating score in credit bureau Perks
Capital First:- Capital First Ltd is one of the leading Indian Financial Institution spent significant time in giving obligation financing to MSMEs and purchasers in India. The establishing topic of Capital First is that financing India's 50 million MSMEs and its developing working class, with a separated model, in view of new innovations gives an extensive and remarkable open door. Capital First was established in 2012 by Management Buyout of a current recorded NBFC and upheld by a main worldwide private value; in the process the organization got new shareholders, reconstituted another board, began new business lines, and made another brand and substance called Capital First. |
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What you'll loveDocuments KYC Documents: For Salaried Individuals: Fees & ChargesEligibility Criteria The following individuals are eligible to apply for a Loan Against Property: PerksHDFC Bank:- The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995. |
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What you'll love
DocumentsKYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement ( last 3 months) /The Passbook - ( Last 6 months ) • Latest Salary Slip with Form 16 • Education Qualifications Certificate • Business Existence Fees & ChargesEligibility Criteria• Age group- A person whether salaried or self employed with a minimum age of 21 years can apply for LAP. • However, the maximum age for a salaried individual is set at 70 years and for self-employed at 70 years. Perks
ICICI Bank:- ICICI Bank is India's largest private sector bank with total consolidated assets of Rs. 9,860.43 billion (US$ 152.0 billion) at March 31, 2017 and profit after tax of Rs. 98.01 billion (US$ 1.5 billion) for the year ended March 31, 2017. ICICI Bank currently has a network of 4,850 Branches and 13,917 ATM's across India. History ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary. |
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What you'll love
Documents KYC Documents: For Salaried Individuals: For Self Employed Individuals( Professional ): For Self Employed Individuals( Non-Professional /Businessman): Fees & ChargesEligibility Criteria• Min 22 and Max 60 years for Salaried • Min 25 and Max 70 years for Self Employed Perks
IDBI Bank:- Be it a marriage in family, renovation of house, meeting urgent educational / hospitalization expenses or travel abroad At times, personal Loan comes handy while arranging for Earnest Money to apply for a Plot / House, or to manage Margin Money funding to avail of a Home Loan / Loan Against Property. |
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What you'll loveDocuments For Salaried Individuals: Property documents: Fees & ChargesEligibility CriteriaThe following people are eligible for loan against property from IndusInd Bank:- Salaried Individual: Self Employed Professional/Non Professionals: Perks
IndusInd Bank:- IndusInd Bank (we) Will Be: A Relevant Business And Banking Partner To Our Clients Customer Responsive, Striving At All Times To Collaborate With Clients In Providing Solutions For Their Banking Needs A Forerunner In The Market Place In Terms Of Profitability, Productivity And Efficiency Engaged With All Our Stakeholders And Will Deliver Sustainable And Compliant Returns |
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What you'll love
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For Salaried Individuals: Fees & ChargesEligibility Criteria For self-employed professionals: For self-employed business owners: • Minimum annual income should be Rs. 1.44 lakh as per the P&L. Perks
Kotak Mahindra Bank:- Established in 1985, Kotak Mahindra Group is one of India's leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group's flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first non-banking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd. Effective April 1, 2015, ING Vysya Bank Ltd. merged with Kotak Mahindra Bank Ltd. As on June 30, 2017, Kotak Mahindra Bank Ltd, has a national footprint of 1,362 branches spread across 689 locations and 2,173 ATMs. The Bank has four Strategic Business Units – Consumer Banking, Corporate Banking, Commercial Banking and Treasury, which cater to retail and corporate customers across urban and rural India |
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What you'll love
DocumentsKYC Documents: For Salaried Individuals: For Self Employed Individuals( Professional ): Fees & ChargesEligibility CriteriaAvail the loan, the following eligibility criteria need to be met by the borrower. • The borrower must be a salaried employee or a self-employed professional or non-professional • At the time of maturity of the loan, the age of the salaried employee should not exceed 60 years and that of the self-employed professional or non-professional should not exceed 65 years Perks
Punjab National Bank:- Punjab National Bank, India’s first Swadeshi Bank, commenced its operations on April 12, 1895 from Lahore, with an authorised capital of Rs 2 lac and working capital of Rs 20,000. The far-sighted visionaries and patriots like Lala Lajpat Rai, Mr. E C Jessawala, Babu Kali Prasono Roy, Lala Harkishan Lal and Sardar Dyal Singh Majithia displayed courage in giving expression to the spirit of nationalism by establishing the first bank purely managed by the Indians with Indian Capital. Business Performance: During the long history of over 122 years of the Bank, 7 banks have merged with PNB and it has become stronger and stronger with a network of 6950 Domestic branches and 10502 ATMs as on 31st March 2017. |
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What you'll love
DocumentsKYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement /The Passbook - ( Last 6 months ) Fees & ChargesEligibility CriteriaAn individual who is; An Employee or • Professional, self-employed or an income tax assesses or NRIs (Who has residential property or commercial properties in his own name or in the name of spouse / children/parent/sibling) • Minimum net monthly income of Rs. 25000/- (or Rs. 3 lacs per annum) • Loan under LAP should be liquidated before eldest borrower attain the age of 70 years. Perks
State Bank Of India:- State Bank of India welcomes you to explore the world of premier bank in India. In this section, you can access detailed information on Overview of the Bank, Technology Upgradation in the Bank, Board of Directors, Financial Results and Shareholder Info. The Bank is actively involved since 1973 in non-profit activity called Community Services Banking. All our branches and administrative offices throughout the country sponsor and participate in large number of welfare activities and social causes. Our business is more than banking because we touch the lives of people anywhere in many ways. Our commitment to nation-building is complete & comprehensive |
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What you'll love
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KYC Documents: For Salaried Individuals: For Self Employed Individuals( Professional ): Fees & Charges
Eligibility CriteriaFollowing salaried individual are eligible for a loan against property: Individuals employed in a Multi-National Company, Public Limited Company, large Private Limited Company, State Government, Central Government or PSUs can apply for the loan from Tata Capital • The minimum age at the time of loan application should be 25 years and the maximum age at the time of maturity of the loan should not be more than 60 years For Self-employed Professionals: For self-employed Non-Professionals: Others: Perks
TATA Capital:- Tata Capital Ltd., a subsidiary of the legendary Tata Sons Limited established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. The interest brought forth Tata Capital Financial Services Limited, a one-stop monetary specialist co-op that takes into account the assorted needs of retail, corporate and institutional clients crosswise over organizations. Enrolled with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC), the organization works crosswise over different ranges of business to be specific the Commercial Finance, Infrastructure Finance, Wealth Management, Consumer Loans and dispersion and promoting of Tata Cards. Today, Tata Capital Financial Services Limited is 100 branches old and tallying. |
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What you'll love
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For Salaried Individuals: For Self Employed Individuals( Professional ): Fees & ChargesEligibility Criteria• Indian residents may apply for this loan from LIC HFL as long as they have a clear and marketable title over the property that they wish to mortgage. • Indian residents whose property is free from any kind of encumbrance and have all documents related with the property are eligible for loan against property Perks
LIC:- Life Insurance Corporation of India is an Indian state-owned insurance group and investment company headquartered in Mumbai. It is the largest insurance company in India with an estimated asset value of ?1,560,482 crore. As of 2013 it had total life fund of Rs.1433103.14 crore with total value of policies sold of 367.82 lakh that year. |
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What you'll loveDocuments For Salaried Individuals: For Self Employed Individuals( Professional )&( Non -Professional)/ Businessman: Fees & ChargesEligibility CriteriaThe following eligibility criteria should be met when availing the Bajaj Finserv Loan against Property: For Firms & Companies: PerksBajajfinserv:- While You Go About Acquiring Means(finance), We Let You Do It In The Least Time And With The Least Effort. And We Ensure Your Pursuits Are Not Hindered By Limited Access To Finance By Extending The Biggest Ticket Sizes Across Most Of Our Portfolios. Through Deep Investments In Technology, Processes And People, We Have Constantly Strived To Deliver What We Promise. We Partner With The Best In The Game Across The World To Cut Process Time And Sift Out Unnecessary Details. We Put A Result Oriented Work Culture Ahead Of Everything Else. We Keep As Much Focus On Simplifying Life For Our Existing Customers As We Do For Acquiring New Ones. The Net Result - You Get What You Need In Lesser Time, A More Transparent Manner, So Nothing Comes In Between You And Your Best Self. |
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What you'll loveDocumentsKYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement /The Passbook - ( Last 6 months ) For Salaried Individuals: Fees & Charges
Eligibility Criteria The eligibility standards prescribed by the bank are as follows: • The loan to trust and society will only be permitted for the activities which are covered under trust/society deeds • An individual should have minimum annual income of Rs.1.20 Lakhs • For Firm / Company, net cash generation will be considered as income for calculation of loan amount and considering repayment capacity. However, the income will be taken as per audited balance sheet/ IT return of last financial year • The minimum age of the applicant should be 21 years but should not exceed 70 years at the time of sanction of loan. • In the case of non-individuals (Firms/ Companies/ Society/ Trust), the company should be 5 years old. PerksAllahabad Bank:- Allahabad Bank is a nationalised bank with its headquarters in Kolkata, India. It is the oldest joint stock bank in India. On 24 April 2014, the bank entered into its 150th year of establishment. It was founded in Allahabad in 1865. |
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What you'll love
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KYC Documents: For Salaried Individuals: For Self Employed Individuals( Professional )&( Non -Professional)/ Businessman: Fees & ChargesEligibility CriteriaYou are eligible if: • You are a salaried individual, professional, self-employed, agriculturist. • You are an income tax assessee for at least 2 years. • Your net monthly income is at least Rs. 12,000/-. Income of spouse (co-applicant) can be clubbed for enhanced eligibility. Perks
Dena Bank:- Dena Bank, headquartered in Mumbai and its total branch network stands at 1,773. The bank was founded in 1938 and the Indian government nationalized it in 1969. Dena Bank was founded on 26 May 1938 by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company. It adopted its new name, Dena Bank, when it incorporated as a public company in December 1939. |
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What you'll love
DocumentsKYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement /The Passbook - ( Last 6 months ) For Salaried Individuals: • Proof of Income : (a) Salary slip - (Latest 3 month) (b) Form-16 -( Last 2 year) (c) Bank Statement - ( Last 6 months ) For Self Employed Individuals( Professional ): • Proof of Income : (a) Bank Statement - ( Last 12 months ) (b) Balance sheet - (Last 3 years) (c) IT- Returns - (Last 3 years) (d) Profit /Loss Statement -(Last 3 years) • Education Qualifications Certificate • Business Existence For Self Employed Individuals( Non-Professional /Businessman): • Proof of Income : (a) Bank Statement - ( Last12months ) (b) Balance sheet - (Last 3 years) (c) IT- Returns - (Last 3 years) (d) IT- Returns - (Last 3 years) of profession (e) Profit/Loss Statement -(Last 3 years) • Business proof such as VAT/ service tax registration, incorporation details in case of companies, copy of partnership deed . • Education Qualifications Certificate Property documents • Registered Sale Deed/ Conveyance/ Lease Deed • Past Sale Deeds Chain (each transaction in respect of this property since first allotment • Latest House Tax Return/ Receipt • Approved Building Plan from Municipal Corporation • Business Existence • Business profile Fees & ChargesEligibility Criteria• Property Value • Repayment Capacity • Assets • Liabilities • Age • Legal & Technical Clearance of Property Title The above criteria are subject to change from time to time at the sole discretion of DHFL. Perks
DHFL:- DHFL Was Established By Late Shri Rajesh Kumar Wadhawan (16th April, 1949-30th September, 2000), A Visionary Indian Businessman. The Founder Chairman Observed The Sad Truth That Most Indians Couldn’t Get A Housing Loan On Fair Terms. He Believed That Owning A Home Is A Critical Element To The Building Of An Identity For Every Indian. He Thus Set Out On A Mission To Manage This Social Need. On April 11, 1984, DHFL Was Established To Enable Access To Affordable Housing Finance To The Lower And Middle Income Groups In Semi-urban And Rural Parts Of India |
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What you'll loveDocumentsKYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement /The Passbook - ( Last 6 months ) For Salaried Individuals: • Proof of Income : (a) Salary slip - (Latest 2 month) (b) Form-16 -( Last 2 year) (c) Bank Statement - ( Last 6 months ) For Self Employed Individuals( Professional )&( Non -Professional)/ Businessman: • Proof of Income : (a) Bank Statement - ( Last 6 months ) (b) Balance sheet - (Last 3 years) (c) IT- Returns - (Last 3 years) (d) Profit /Loss Statement -(Last 3 years) • Title Documents of the property, Approved Plan for the property Fees & ChargesEligibility CriteriaLoan eligibility is usually calculated basis the repayment capacity of the borrower. Repayment capacity can be ascertained based on factors such as • Income, • Age, • Qualifications, • Spouse's income, etc. PerksFullerton:- Since its launch in January 2007, Fullerton India has successfully and strongly established itself, spread across the country's broad financial landscape, with a network of over 526 branches and serving over 1.5 million customers. Our primary services constitute financing of SME for working capital and growth, loans for commercial vehicles and two-wheelers, home improvement loans, loans against property, personal loans, working capital loans for urban self-employed and loans for rural livelihood advancement, rural housing finance and financing of various rural micro enterprises. Working together with over 9,946 employees, we reach our market by connecting with millions of customers, be it in cities, towns or villages, right at their doorstep. We penetrate deep inside the market through more than 528 branches, covering 600 towns and close to 51,000 villages. |
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What you'll love
DocumentsKYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement /The Passbook - ( Last 6 months ) For Salaried Individuals: • Proof of Income : (a) Salary slip - (Latest 3 month) (b) Form-16 -( Last 2 year) (c) Bank Statement - ( Last 6 months ) For Self Employed Individuals( Professional ): • Proof of Income : (a) Bank Statement - ( Last 12 months ) (b) Balance sheet - (Last 3 years) (c) IT- Returns - (Last 3 years) (d) Profit /Loss Statement -(Last 3 years) • Education Qualifications Certificate • Business Existence For Self Employed Individuals( Non-Professional /Businessman): • Proof of Income : (a) Bank Statement - ( Last12months ) (b) Balance sheet - (Last 3 years) (c) IT- Returns - (Last 3 years) (d) IT- Returns - (Last 3 years) of profession (e) Profit/Loss Statement -(Last 3 years) • Business proof such as VAT/ service tax registration, incorporation details in case of companies, copy of partnership deed . • Education Qualifications Certificate Property documents • Registered Sale Deed/ Conveyance/ Lease Deed • Past Sale Deeds Chain (each transaction in respect of this property since first allotment • Latest House Tax Return/ Receipt • Approved Building Plan from Municipal Corporation • Business Existence • Business profile Fees & Charges
Eligibility CriteriaSalaried: • Minimum Income – Rs.3 Lacs Per Annum. • Minimum Age – 23 Years, if income of the applicant / co-applicant is considered, 21 years & if income of the applicant / co-applicant is not considered • Maximum Age - 60 Years, if income of the applicant / co-applicant is considered & 70 years, if income of the applicant / co-applicant is not considered • Experience – 6 months in current employment, 3 years in total employment Self Employed • Minimum Income – Cash Profit of Rs.4 Lacs Per Annum • Minimum Turnover – Rs. 15 Lacs per annum for service providers / commission income, Rs.10 Lakhs per annum for doctors, Rs.60 Lacs for non service providers • Minimum Age – 23 Years, if income of the applicant / co-applicant is considered & 21 years, if income of the applicant / co-applicant is not considered • Maximum Age - 65 Years, if income of the applicant / co-applicant is considered & 70 years, if income of the applicant / co-applicant is not considered • No of years in business / profession – minimum 3 years Perks
Yes Bank:- YES BANK has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. YES BANK is steadily evolving as the Professionals’ Bank of India with the long term mission of “Building the Finest Quality Bank of the World in India” by 2020. |
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What you'll loveDocumentsKYC Documents: • Loan Application • Passport sized Photographs (3) • Identity Proof - ( Photocopy of the Voter’s ID card / Passport / Driving License, Adhar Card / IT PAN Card ) • Residence Proof - ( Photocopy of the recent Telephone Bill /Electricity Bill / Property Tax receipt / Passport / Voter’s ID Card ) • Bank Statement /The Passbook - ( Last 6 months ) For Salaried Individuals: • Proof of Income : (a) Salary slip - (Latest 2 month) (b) Form-16 -( Last 2 year) (c) Bank Statement - ( Last 6 months ) For Self Employed Individuals( Professional )&( Non -Professional)/ Businessman: • Proof of Income : (a) Bank Statement - ( Last 6 months ) (b) Balance sheet - (Last 3 years) (c) IT- Returns - (Last 3 years) (d) Profit /Loss Statement -(Last 3 years) • Title Documents of the property, Approved Plan for the property • Shop & Establishment Certificate • Vat Registration Certificate • CST Registration Certificate • Service Tax Registration Certificate • GST Registration Certificate • Any other document issued by Government / Government Authority identifying the entity • Copy of property documents before sanction Fees & ChargesEligibility Criteria• Indian Resident • Minimum 23 years at the commencement of the Loan • Upto 65 years of age at loan maturity* • Salaried and Self employed Segments • Formal and Informal Income Segments • Eligibility is dependent on applicant’s income and repaying capacity, age, employment/business vintage, assets and liabilities, cost of the proposed property etc. PerksArt Housing Finance Ltd:- ART Affordable Housing Finance (India) Limited [AAHF] is a professionally managed Housing Finance Company (HFC), registered with the National Housing Bank (NHB). The Company provides long-term housing loans to customers belonging to the Economically Weaker Sections (EWS), Low Income Group (LIG) and Middle Income Groups (MIG) in peripherals of urban India and semi-urban India. AAHF offers a suite of innovative and flexible Home Loan products to enable purchase, construction, extension and repair of dwelling units with a focus on affordable segment. The company also provides Loan Against Residential Property, Commercial property, with a clear focus on thin file clients and under-served sections of the society. With financially sound promoters, visionary leadership and a highly experienced team of home loan professionals, AAHF provides its clients with home loans to fulfil their dreams of having a home of their own. The Company strongly holds that the dream of home ownership should be all inclusive and this belief is aptly reflected in the company's motto of Humara Sapna, Sabka Ghar Ho Apna |
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If you need some fast cash,the best way to get it is by mortgaging your property with a bank or a financial organization to get a loan. Termed as loan against property, the interest rates for these loans are considerably lower when compared to other loans.
Why Go for LAP?
Come join hands with Antworks Money and we help you find the best LAP deal based on your requirements and your financial commitments.
Our comparison table helps you compare the LAP deals offered by various renowned banks in the country. With all the essential details displayed in the table, making the comparisons and choosing the most suitable LAP is easy.
