Credit card holders in India can enjoy several offers across all types of spend categories and benefit from the savings that these offers provide. As per the type of credit card held by the customer, offers differ from bank to bank. Most credit card offers fall under the following categories -Lifestyle, shopping, dining, travel, entertainment, online shopping, health and wellness, etc. Banks also offer deals for making purchases and then converting them into monthly EMIs for credit card users. Customers can get cash back, discounts, free tickets, one-on-one deals, vouchers and gift cards, rewards points when they avail any type of credit card offer from a bank or an e-commerce merchant.
Types of Credit Card offers:
The following list of offers are divided according to the spend category of the purchase transaction.
The lifestyle segment comprises of various aspects like golf packages, wellness and spa offers, offers from luxury brands, etc. Banks provide exclusive credit cards designed only with lifestyle benefits as per the requirement of the customer. Most lifestyle credit cards carry cash back benefits, rewards benefits, coupons, retail vouchers, in-store privileges, sale discounts, welcome gifts, etc.
Credit Card holders can get various offers on dining at top restaurants inclusive of discounts on dining bills, 1 for 1 free deals, complimentary F&B, etc. Dining offers vary depending on the type of credit card held by the customer and are applicable across a vast variety of cuisines and fine dining outlets.
Entertainment offers on credit card include 1-on-1 deals on movie ticket bookings and discounts on other event tickets. These offers also include deals and discounts on concerts, plays, amusement park entries, museums and other forms of family entertainment.
Credit cards also carry numerous travel, hotel and holiday offers for frequent travellers and vacationers. Travel offers include flight ticket vouchers, one-way domestic flight tickets, discounts on flight, hotel, holiday and bus ticket bookings, travel miles, accrual of air miles and rewards points, class upgrades, discount vouchers on various travel aggregator sites, stay packages at top hotel chains, etc.
Purchases done using credit card at merchant outlets and e-commerce websites can earn customers shopping rewards, discounts, cashback, gifts, etc. Banks having tie-ups with e-commerce websites and retail partners offer exclusive discounts, coupons, deals and cashbacks.