Health Insurance

What is Health Insurance?

Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalisation costs, cost of medicines or doctor consultation fees.

Benefits of Health Insurance

• Comprehensive Coverage Against Medical Treatment Expenses
• Additional Financial Protection Against Critical Illnesses
• Avail of Cashless Treatment Across Leading Network Hospitals
• Significant Tax Saving Benefits

Motor Insurance

What is Motor Insurance?

Motor insurance is an insurance policy that covers the policyholder in case of financial losses – resulting from an accident or other damages – sustained by the insured vehicle. A comprehensive motor insurance policy covers damages to third-party and third-party property along with compensating for own losses as well.

Benefits of Motor Insurance

• Legal Requirement
• Third-party Damage Coverage
• Security Against Theft
• Damage Expense Coverage
• Insurance against Personal Injuries

Travel Insurance

What is Travel Insurance?

Travel insurance is an insurance product for covering unforeseen losses incurred while travelling, either internationally or domestically. travel insurance cannot prevent mishaps from occurring, it can reduce the burden of unexpected expenses and additional travel arrangements that need to be taken care of with very little notice. Travel insurance plans seek to provide you with the peace of mind if a delay, cancellation, natural disaster or terrorist event impact your plans.

Benefits of Travel Insurance

• Protect the cost of your trip if you have a travel delay or need cancellation.
• Offset added expenses due to a travel delay or lost, delayed or damaged luggage.
• Protect from expensive medical bills in case you are injured or become ill while traveling abroad.

Marine Insurance

What is Marine Insurance?

Marine Insurance — a type of insurance designed to provide coverage for the transportation of goods either on the ocean or by land as well as damage to the waterborne instrument of conveyance and to the liability for third parties arising out of the process.

Benefits of Marine Insurance

• The insurance provides financial stability to the business.
• It helps manage the risks and conduct business without much worries.
• It compensates for any financial loss that one faces during the transit of goods.

Property Insurance

What is Property Insurance?

The property insurance is the insurance that protects the physical goods and the equipment of the business or home against any loss from theft, fire, and any other perils. It can be an all-risk coverage policy that gives protection against all the risks, or it can be named-risk coverage policy that gives protection against only those perils that are specified in the policy document.

The property insurance is considered as an umbrella or package cover that offers a combination of covers through single policy. It may include the homeowner’s policy, renter’s policy, flood insurance, shopkeeper’s policy, office package policy, and earthquake insurance policy. Such policies instead of just covering the risk of the property might also include some of the personal liabilities also.

Benefits of Property Insurance

• It Protects the property and Its Contents.
• It Offers a Sense of Safety.
• It Has a Low Cost.
• It Compensates Damaged or Loss of Building or Property.
• It Keeps Financial Disturbances Away.
• It Covers a Temporary Place to Stay.

Construction, Power & Utilities Insurance

Need of Construction, Power & Utilities Insurance

• Experience and expertise on understanding the utility Industry dynamics.
• Proven experience placing coverage at favorable terms and conditions with insurance markets that specialize in underwriting power and utility industry risk.
• Gap analysis, program review and providing alternate solutions.
• Claim expertise.

Our Measures

• Insurance market review.
• Problem identification, quantification, pricing and risk mitigation.
• Public sector risk mitigation to the project.
• Risk engineering.
• Ongoing lender protection via borrower risk.
• Lender advisory in identifying gaps between project risks and borrower’s risk retention and transfer arrangement.

Financial and Professional Liability

What is Financial and Professional Liability?

Financial and Professional liability insurance is insurance that protects professionals such as accountants, lawyers, and physicians against negligence and other claims initiated by their clients. Professionals who have expertise in a specific area require this type of insurance because general liability insurance policies do not offer protection against claims arising out of business or professional practices such as negligence, malpractice, or misrepresentation..

Benefits of Financial and Professional Liability

• Products to mitigate risk for uninsured and underinsured loss.
• Specialization and identifying the appropriate coverage solutions.
• Understanding Clients business needs and risk involved.
• Benchmarking and claims advocacy.

Automobile Insurance

Need of Automobile Insurance

• Accidental Cover for both vehicle and owner.
• Vehicle fire in case od self ignition, explosion and lightning.
• Covers for Third partly losses.
• Cover for vehicle in case of natural calamity.

Our Measures

• Peer comparison for best in class products with add-ons.
• Quotes comparison from over 20+ insurance companies.
• No agent charges
• On-stop insurance portal for all your Vehicle Insurance needs.
• Experience Insurance executive to assess your need and product recommendation.

Employee Health & Benefits

Need of Employee Health & Benefits

• A comprehensive product providing core and voluntary benefits.
• Tailored solutions according to local market conditions, cultures and work practices which can maximize benefits to employee and employer, improve productivity and be compliant.
• Best in class products for life, health, accidental and pensions

Our Measures

• Peer group benchmarking.
• Employee benefits review.
• Claims review.
• Strategy for Cost Management.
• Annual Health/wellness reports.
• Third party evaluation.
• Benefits plan designed to needs.

Event Insurance

What is Event Insurance?

Event insurance protects event planners from a variety of mishaps in several specific areas of focus. There is general liability insurance and more specific coverage’s protecting against a range of potential problems that could negatively impact an event all the way up to and including cancellation.

Benefits of Event Insurance

Covers benefits for :

• Set Protection.
• Public Liability.
• Personal Accident
• Money Insurance
• Terrorism
• Adverse Weather
• Cancelled due to riots, strikes and malicious damage happening within a radius of 25 Kms of the Venue.