May 5
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How To Check HDFC Credit Card Balance

Credit card users should be aware of one or more ways to check HDFC credit card balance so that they can choose a method based on their convenience. Here we provide the possible ways to check HDFC credit card balance using various channels.

Check HDFC Credit Card Balance Through Netbanking

The primary and the most preferred way to check your HDFC credit card balance is through HDFC credit card net banking. To avail the facility, you need to register your credit card for HDFC credit card net banking. Only registered credit card users can check the credit card balance and other online services through net banking.

Below Is The Step-by-step Guide To Check Your HDFC Credit Card Balance Through Net Banking.

  • Login to HDFC net banking using the customer ID and IPIN.
  • From the main menu, select ‘Cards > Active Cards’
  • All the credit cards linked to the online account will get displayed along with Available Credit’ as well as the ‘Statement Balance’

While the ‘Available Credit’ indicates how much credit is available on the card or the credit card balance, ‘Statement Balance’ refers to total outstanding balance on the card as per your previous bill.

Check HDFC Credit Card Balance Through HDFC Mobile App

HDFC net banking account is accessible through the website or by downloading HDFC Mobile Banking app. The app is available on various platforms including iOS, Android, and Windows. If you have registered your credit card with HDFC net banking, you can download the app and use it to check your credit card balance.

Below Is The Step-by-step Guide To Check Your HDFC Credit Card Balance Through Mobile App.

  • Open the mobile app and log in to your account using customer ID and IPIN.
  • Click ‘More > Credit Cards’

You primary credit card number followed by the details including credit balance, account summary, account information and unbilled transactions will be displayed. If you have more than one credit card, swipe the credit card number to find the same along with account details.

Check HDFC Credit Card Balance Without Net Banking

HDFC credit card holders who haven’t registered their credit cards for net banking can use HDFC mobile banking services to check their credit card balance. Mobile banking services can also be availed by non-smartphone users and for those who don’t have an active internet connection.

Check HDFC Credit Card Balance By Sending An Sms

The HDFC Bank’s SMS Banking facility helps credit card users to check credit card balance and other credit card related information by sending a simple SMS.

Whenever you want to know the available credit card balance send an SMS in the below-provided format from your registered mobile number.

  • To check credit card balance – SMS CCBAL <Last four digits of credit card number> to 5676712
  • To check available credit limit – SMS CCACL <Last four digits of credit card number> 5676712

While sending the SMS make sure you’re sending it from your registered mobile number. Also, note that the SMS service is not free and will be charged as per your telecom operator.

Check HDFC Credit Card Balance Thorough HDFC Customer Care

Well, if all the above-listed modes and channels seem cumbersome, you can simply give a missed call to HDFC toll-free customer care number 1800 270 3311. The missed call service will help you get your credit card outstanding balance, balance amount and information about reward points. You can also call toll free HDFC credit card customer care at 1800 425 4332 to get the information.

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