Feb 14
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Bajaj Finserv Personal Loan Features and Benefits

Personal Loan Features and Benefits

Whether you need to plan a vacation, pay for higher studies or a wedding, undertake a home renovation project or consolidate your debt or even handle a medical emergency, Bajaj Finance Personal Loans can ensure you get the funds within 24 hours.

Borrow up to Rs.25 lakh and pay up to 45% lower EMI with our Flexi Interest-only Loan.

  • Loan up to Rs. 25 Lakh

    Avail a Personal Loan up to Rs.25 lakh and finance almost all your needs

  • Flexibility

    Borrow as you need, prepay when you can with Flexi Personal Loans

  • Instant Approval

    Get your personal loan application approved in under 5 minutes

  • Disbursal within 24 hours

    Bajaj Finserv offers India’s fastest personal loan – money in your bank in 24 hours

  • Minimal Documentation

    Hassle-free processes with easy to meet eligibility criteria, and minimal documentation

  • Flexible Tenor

    Repay your personal loan with flexible tenors from 12 to 60 months

  • Online Account Management

    Bank on-the-go with access to your loan account anytime, anywhere

  • Collateral-free loan

    Get your personal loan approved without a guarantor or any collateral

  • No hidden charges

    Stay fully-informed about your loan with the Personal Loan Terms and Conditions

  • Pre-approved Offers

    For our customers who need instant funds, we offer a quick and easy pre-approved Personal Loan. Simple share a few details and avail your pre-approved offer

    Eligibility Criteria

    You can get an approval on your Bajaj Finserv Personal Loan application if you meet our basic eligibility criteria:

    •  You must be between 25 and 58 years of age.
    •  You must be a salaried individual employed with an MNC, public or private company.
    •  You must be a residing citizen of India.

    Documents Required for Personal Loan

    You will need the following documents* in order to apply for a Bajaj Finserv Personal Loan:

    • KYC documents

    • Employee ID card

    • Salary slips of the previous 12 months

    • Bank account statements of your salary account, for the previous 3 months

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