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Kerala Transport Development Finance Corporation Limited (KTDFC), an NBFC started commercial business on 16/03/1992. The main objects as per the Memorandum of Association of the Company are the financing of transport vehicles, workshops and machinery, financial arrangements for acquisition of transport vehicles and machinery, assist transport or other undertakings, agencies, firms, whether incorporated or not, situated within the State of Kerala, with long, medium or short terms loans for any purpose whatsoever or subscribe to their share capital, equity or preference debentures or assist in other ways within the restrictions imposed by Reserve Bank of India from time to time. In addition to their usual lending schemes to KSRTC and others, the Company widened its scope of activities by undertaking BOT/BOOT projects for KSRTC and Government departments. KTDFC has 5 offices at Thiruvananthapuram, Thiruvalla, Ernakulam, Thrissur and Kozhikode.

Product Information

  • Additional interest of 0.25% for senior citizen
  • Interest rate ranges from 7.25% to 7.50%
  • Tenor ranges from 12 to 60 Months
  • Under Periodic Interest Payment Scheme (PIPS), interest will be paid Monthly or Quarterly with monthly rests
  • Under Money Multiplier Scheme (MMS), interest shall be compounded monthly and paid on maturity
  • Laon facilty upto 75% of deposit after 3 month lock-in
  • Min. amount is 10000
Company Name Rating 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year Sr. Citizen Apply
KTDFC (KERALA TRANSPORT) Kerala Govt. 7.75% 7.75% 8.00% 8.00% 8.00% 8.25% 8.25% 96-120M=8.25%; 0.25% FOR FEMALE, SENIOR CITIZEN & TRUST