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PNB HOUSING FINANCE LTD.(UPTO RS. 5 CR.)

PNB Housing Finance Limited (PNB Housing) is a registered housing finance company with National Housing Bank (NHB). The company was incorporated under the Companies Act, 1956 and commenced its operations on November 11, 1988. PNB Housing is promoted by Punjab National Bank (PNB). The Company came out with a public issue of equity shares in November 2016. Their equity shares are listed on National Stock Exchange (NSE) and Bombay Stock Exchange (BSE) with effect from 7th November 2016. With over three decades of specialised experience in housing finance, PNB Housing has a robust network of branches spread across the country which help its customers avail financial services (loans and deposits) seamlessly.


Product Information

  • No tax to be deducted at source on interest income upto Rs.5000 per financial year
  • Loan facility up to 75% of deposit available from all branches of PNB Housing and PNB
  • Premature cancellation allowed after 3 months on the discretion of the company
  • Nomination facility available as per NHB guidelines
  • After three months but before six months ? The maximum interest payable shall be 4% per annum for individual depositors & no interest in case of other category of depositors
  • After six months but before the date of maturity ? The interest payable shall be 1% lower than the interest rate applicable to a public deposit for the period for which the deposit has run
  • If no rate has been specified for the period for which the deposit has run ? 2 % lower than the minimum rate at which the deposits are accepted
Company Name Rating 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year Sr. Citizen Apply
PNB HOUSING FINANCE LTD.(UPTO RS. 5 CR.) FAAA by CRISIL AAAA by CARE 7.75% 7.75% 8.00% 8.00% 8.00% 8.25% 8.25% 96-120M=8.25%; 0.25% FOR FEMALE, SENIOR CITIZEN & TRUST