Union Bank of India offers the “Union Rewardz” loyalty program to all its credit card holders, providing them with opportunities to earn gifts and rewards on every purchase. Union Bank customers can earn reward points on all types of transactions done using a Union Bank credit card either at merchant outlets or at any PoS terminal.
How can I earn reward points under the Union Rewards Program?
Union Bank of India credit card holders can earn Union Points for every Rs. 100 they spend at a merchant outlet or any PoS terminal. Union Points can be earned on transactions done within India and abroad using a Union Bank credit card. Accrued Union Points come with a validity of three years, excluding the month of the purchase/accrual. Union Points that are earned by customers will be credited to the customer’s account within seven working days.
| Purchase Amount | Points Earned per Rs. 100 spent |
| Up to Rs. 10,000 | 1 Union Point |
| From Rs. 10,001 to Rs. 30,000 | 1.5 Union Point |
| Rs. 30,001 or above | 2 Union Points |
How do you redeem Union points under the Union Rewardz Program?
Union Bank customers have to redeem accumulated Union Points by using any of the following methods – by logging into their membership accounts on the UnionRewardz site, at select partner outlets or by contacting the Union Rewardz Customer Care. For making a redemption, customers require a minimum of 250 Union Points to be available in their accounts. Union Points have to be redeemed within three years of accrual as they will expire after that period if any redemptions are not made.
What do you redeem Union bank credit card points for?
Union points can be redeemed for the following items available on the Union Rewards site.
- Mobile Recharge
- Bus Ticket Bookings
- DTH Recharge
- Movie Ticket Bookings
- Airline Ticket Bookings
- Credit Card Payments
- Merchandise from the online rewards catalogue
1 Union Point can be redeemed for a value of Rs. 0.25.
Airline Ticket Bookings:
Union Bank of India credit card holders can make domestic airline ticket bookings by redeeming Union Points on www.unionrewardz.com. Airline tickets can be redeemed for up to six passengers under one transaction. Customers can also make redemptions to gift airline tickets to family and friends, with the booking made in the name of the passenger. Union Bank does not mandate any time frame required for making the air travel. Redemptions for airline tickets will get confirmed within 24 hours and the same cannot be canceled or modified.
Bus ticket Bookings:
Union Bank of India credit card holders can make bus ticket bookings by redeeming Union Points on www.unionrewardz.com. Bus tickets can be redeemed for up to six passengers under one transaction. Customers can also make redemptions to gift bus tickets to family and friends, with the booking made in the name of the passenger. Redemptions for bus tickets will get confirmed within 24 hours and the same cannot be canceled or modified. While making a bus ticket redemption, customers will either get any of the two status types on the screen – i) Redeem – This shows that the seat is available and the redemption can be done to confirm the booking and ii) Request – The customer’s request has been recorded and Union Bank will get in touch with the user to confirm the booking.
Movie ticket Bookings:
Union Bank of India credit card holders can make movie ticket bookings at a cinema hall of their choice by redeeming Union Points on www.unionrewardz.com. A maximum of up to 10 tickets can be booked, with the possibility of modifying the chosen seating at any step of the transaction. Customers will receive an email once the booking is confirmed. For movie bookings, Union Points should be redeemed at least four hours before the show timings.
Credit Card Bill Payment:
Union Bank credit card holders can conveniently pay their outstanding credit card bills by redeeming Union Points in just three quick steps. First the customer has to provide the 16 digit Union Bank credit card number along with the amount that has to be paid. Cardholders have to verify and confirm the transactions details also containing the number of reward points that are being used for redemption. After making the payment, an online transaction receipt will be generated and can be received via SMS or email.
Mobile Number Recharge / DTH Recharge on MaxGetMore.com:
Union Bank credit card customers can recharge their mobile phones and DTH devices using accrued Union Points. In order to make the charges, customers have to enter their mobile number, recharge amount, operator name, email ID, etc. Then the associated Union Bank credit card number has to be entered to make the redemption. If a customer falls short of points, the same can be paid by using the credit card.
Max Get More Benefits:
Union Bank customers can redeem Union points with Max Get More partner brands across categories like Food and Beverage, Lifestyle, Hospitality, Apparel, Health Care and Electronics. When a customer uses a Union Bank credit card at a Max Get More partner outlet, additional rewards points and a value back of up to 1.25% can be got.
