The Sukanya Samriddhi Yojana (SSY) is a scheme launched by the Government of India in 2015 and it is aimed that helping the parents of girl children in the country. It offers the parents of the girl child with an opportunity to save money and earn very high returns so that they can easily take care of the expenses related to the education or Marriage of their child.
How To Obtain Sukanya Samriddhi Account Passbook?
You will need to open an SSA account first to get an SSA passbook and for opening the account, you will need to obtain the application form from any of the offices of India Post or from the following authorized banks:
- The State Bank of Patiala
- The State Bank of Mysore
- The State Bank of India
- The State Bank of Bikaner and Jaipur
- The State Bank of Hyderabad
- The State Bank of Travancore
- Axis Bank
- Andhra Bank
- Allahabad Bank
- Bank of India
- Bank of Baroda
- Bank of Maharashtra
- Central Bank of India
- Corporation Bank
- Dena Bank
- ICICI Bank
- Canara Bank
- IDBI Bank
- Indian Overseas Bank
- Indian Bank
- Punjab National Bank
- Punjab & Sind Bank
- Syndicate Bank
- Oriental Bank of Commerce
- Union Bank of India
- Vijaya Bank
- UCO Bank
- United Bank of India
Once you obtain the form, you will then need to submit the same with the required documents and then the Passbook will be provided to you after the account opening formalities are completed. You will need to keep the passbook in a safe place as the same will be needed to update information about all kinds of transactions completed on the account.
Sukanya Samriddhi Account (SSA) Returns
With an SSA account, you will enjoy a very high-interest rate of 9.2 percent per annum and will also enjoy the flexibility of depositing any amount between Rs 1,000 to Rs 1.5 lakh per year. Here is a description of the amount that you can earn if you deposit Rs 5000 per month for a period of 20 years.
| Year 1 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 5,000 | |
| May | Rs 5000 | 10,000 | |
| Jun | Rs 5000 | 15,000 | |
| Jul | Rs 5000 | 20,000 | |
| Aug | Rs 5000 | 25,000 | |
| Sep | Rs 5000 | 30,000 | |
| Oct | Rs 5000 | 35,000 | |
| Nov | Rs 5000 | 40,000 | |
| Dec | Rs 5000 | 45,000 | |
| Jan | Rs 5000 | 50,000 | |
| Feb | Rs 5000 | 55,000 | |
| Mar | Rs 5000 | 60,000 | |
| Year End Balance | 62,990 | ||
| Year 2 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 67,990 | |
| May | Rs 5000 | 72,990 | |
| Jun | Rs 5000 | 77,990 | |
| Jul | Rs 5000 | 82,990 | |
| Aug | Rs 5000 | 87,990 | |
| Sep | Rs 5000 | 92,990 | |
| Oct | Rs 5000 | 97,990 | |
| Nov | Rs 5000 | 1,02,990 | |
| Dec | Rs 5000 | 1,07,990 | |
| Jan | Rs 5000 | 1,12,990 | |
| Feb | Rs 5000 | 1,17,990 | |
| Mar | Rs 5000 | 1,22,990 | |
| Year End Balance | 1,31,775 | ||
| Year 3 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 1,36,775 | |
| May | Rs 5000 | 1,41,775 | |
| Jun | Rs 5000 | 1,46,775 | |
| Jul | Rs 5000 | 1,51,775 | |
| Aug | Rs 5000 | 1,56,775 | |
| Sep | Rs 5000 | 1,61,775 | |
| Oct | Rs 5000 | 1,66,775 | |
| Nov | Rs 5000 | 1,71,775 | |
| Dec | Rs 5000 | 1,76,775 | |
| Jan | Rs 5000 | 1,81,775 | |
| Feb | Rs 5000 | 1,86,775 | |
| Mar | Rs 5000 | 1,91,775 | |
| Year End Balance | 2,06,888 | ||
| Year 4 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 2,11,888 | |
| May | Rs 5000 | 2,16,888 | |
| Jun | Rs 5000 | 2,21,888 | |
| Jul | Rs 5000 | 2,26,888 | |
| Aug | Rs 5000 | 2,31,888 | |
| Sep | Rs 5000 | 2,36,888 | |
| Oct | Rs 5000 | 2,41,888 | |
| Nov | Rs 5000 | 2,46,888 | |
| Dec | Rs 5000 | 2,51,888 | |
| Jan | Rs 5000 | 2,56,888 | |
| Feb | Rs 5000 | 2,61,888 | |
| Mar | Rs 5000 | 2,66,888 | |
| Year End Balance | 2,88,912 | ||
| Year 5 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 2,93,912 | |
| May | Rs 5000 | 2,98,912 | |
| Jun | Rs 5000 | 3,03,912 | |
| Jul | Rs 5000 | 3,08,912 | |
| Aug | Rs 5000 | 3,13,912 | |
| Sep | Rs 5000 | 3,18,912 | |
| Oct | Rs 5000 | 3,23,912 | |
| Nov | Rs 5000 | 3,28,912 | |
| Dec | Rs 5000 | 3,33,912 | |
| Jan | Rs 5000 | 3,38,912 | |
| Feb | Rs 5000 | 3,43,912 | |
| Mar | Rs 5000 | 3,48,912 | |
| Year End Balance | 3,78,482 | ||
| Year 6 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 3,83,482 | |
| May | Rs 5000 | 3,88,482 | |
| Jun | Rs 5000 | 3,93,482 | |
| Jul | Rs 5000 | 3,98,482 | |
| Aug | Rs 5000 | 4,03,482 | |
| Sep | Rs 5000 | 4,08,482 | |
| Oct | Rs 5000 | 4,13,482 | |
| Nov | Rs 5000 | 4,18,482 | |
| Dec | Rs 5000 | 4,23,482 | |
| Jan | Rs 5000 | 4,28,482 | |
| Feb | Rs 5000 | 4,33,482 | |
| Mar | Rs 5000 | 4,38,482 | |
| Year End Balance | 4,76,292 | ||
| Year 7 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 4,81,292 | |
| May | Rs 5000 | 4,86,292 | |
| Jun | Rs 5000 | 4,91,292 | |
| Jul | Rs 5000 | 4,96,292 | |
| Aug | Rs 5000 | 5,01,292 | |
| Sep | Rs 5000 | 5,06,292 | |
| Oct | Rs 5000 | 5,11,292 | |
| Nov | Rs 5000 | 5,16,292 | |
| Dec | Rs 5000 | 5,21,292 | |
| Jan | Rs 5000 | 5,26,292 | |
| Feb | Rs 5000 | 5,31,292 | |
| Mar | Rs 5000 | 5,36,292 | |
| Year End Balance | 5,83,101 | ||
| Year 8 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 5,88,101 | |
| May | Rs 5000 | 5,93,101 | |
| Jun | Rs 5000 | 5,98,101 | |
| Jul | Rs 5000 | 6,03,101 | |
| Aug | Rs 5000 | 6,08,101 | |
| Sep | Rs 5000 | 6,13,101 | |
| Oct | Rs 5000 | 6,18,101 | |
| Nov | Rs 5000 | 6,23,101 | |
| Dec | Rs 5000 | 6,28,101 | |
| Jan | Rs 5000 | 6,33,101 | |
| Feb | Rs 5000 | 6,38,101 | |
| Mar | Rs 5000 | 6,43,101 | |
| Year End Balance | 6,99,737 | ||
| Year 9 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 7,04,737 | |
| May | Rs 5000 | 7,09,737 | |
| Jun | Rs 5000 | 7,14,737 | |
| Jul | Rs 5000 | 7,19,737 | |
| Aug | Rs 5000 | 7,24,737 | |
| Sep | Rs 5000 | 7,29,737 | |
| Oct | Rs 5000 | 7,34,737 | |
| Nov | Rs 5000 | 7,39,737 | |
| Dec | Rs 5000 | 7,44,737 | |
| Jan | Rs 5000 | 7,49,737 | |
| Feb | Rs 5000 | 7,54,737 | |
| Mar | Rs 5000 | 7,59,737 | |
| Year End Balance | 8,27,102 | ||
| Year 10 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 8,32,102 | |
| May | Rs 5000 | 8,37,102 | |
| Jun | Rs 5000 | 8,42,102 | |
| Jul | Rs 5000 | 8,47,102 | |
| Aug | Rs 5000 | 8,52,102 | |
| Sep | Rs 5000 | 8,57,102 | |
| Oct | Rs 5000 | 8,62,102 | |
| Nov | Rs 5000 | 8,67,102 | |
| Dec | Rs 5000 | 8,72,102 | |
| Jan | Rs 5000 | 8,77,102 | |
| Feb | Rs 5000 | 8,82,102 | |
| Mar | Rs 5000 | 8,87,102 | |
| Year End Balance | 9,66,186 | ||
| Year 11 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 9,71,186 | |
| May | Rs 5000 | 9,76,186 | |
| Jun | Rs 5000 | 9,81,186 | |
| Jul | Rs 5000 | 9,86,186 | |
| Aug | Rs 5000 | 9,91,186 | |
| Sep | Rs 5000 | 9,96,186 | |
| Oct | Rs 5000 | 10,01,186 | |
| Nov | Rs 5000 | 10,06,186 | |
| Dec | Rs 5000 | 10,11,186 | |
| Jan | Rs 5000 | 10,16,186 | |
| Feb | Rs 5000 | 10,21,186 | |
| Mar | Rs 5000 | 10,26,186 | |
| Year End Balance | 11,18,065 | ||
| Year 12 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 11,23,065 | |
| May | Rs 5000 | 11,28,065 | |
| Jun | Rs 5000 | 11,33,065 | |
| Jul | Rs 5000 | 11,38,065 | |
| Aug | Rs 5000 | 11,43,065 | |
| Sep | Rs 5000 | 11,48,065 | |
| Oct | Rs 5000 | 11,53,065 | |
| Nov | Rs 5000 | 11,58,065 | |
| Dec | Rs 5000 | 11,63,065 | |
| Jan | Rs 5000 | 11,68,065 | |
| Feb | Rs 5000 | 11,73,065 | |
| Mar | Rs 5000 | 11,78,065 | |
| Year End Balance | 12,83,917 | ||
| Year 13 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 12,88,917 | |
| May | Rs 5000 | 12,93,917 | |
| Jun | Rs 5000 | 12,98,917 | |
| Jul | Rs 5000 | 13,03,917 | |
| Aug | Rs 5000 | 13,08,917 | |
| Sep | Rs 5000 | 13,13,917 | |
| Oct | Rs 5000 | 13,18,917 | |
| Nov | Rs 5000 | 13,23,917 | |
| Dec | Rs 5000 | 13,28,917 | |
| Jan | Rs 5000 | 13,33,917 | |
| Feb | Rs 5000 | 13,38,917 | |
| Mar | Rs 5000 | 13,43,917 | |
| Year End Balance | 14,65,027 | ||
| Year 14 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 14,70,027 | |
| May | Rs 5000 | 14,75,027 | |
| Jun | Rs 5000 | 14,80,027 | |
| Jul | Rs 5000 | 14,85,027 | |
| Aug | Rs 5000 | 14,90,027 | |
| Sep | Rs 5000 | 14,95,027 | |
| Oct | Rs 5000 | 15,00,027 | |
| Nov | Rs 5000 | 15,05,027 | |
| Dec | Rs 5000 | 15,10,027 | |
| Jan | Rs 5000 | 15,15,027 | |
| Feb | Rs 5000 | 15,20,027 | |
| Mar | Rs 5000 | 15,25,027 | |
| Year End Balance | 16,62,800 | ||
| Year 15 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 16,62,800 | |
| May | Rs 5000 | 16,67,800 | |
| Jun | Rs 5000 | 16,72,800 | |
| Jul | Rs 5000 | 16,77,800 | |
| Aug | Rs 5000 | 16,82,800 | |
| Sep | Rs 5000 | 16,87,800 | |
| Oct | Rs 5000 | 16,92,800 | |
| Nov | Rs 5000 | 16,97,800 | |
| Dec | Rs 5000 | 17,02,800 | |
| Jan | Rs 5000 | 17,07,800 | |
| Feb | Rs 5000 | 17,12,800 | |
| Mar | Rs 5000 | 17,17,800 | |
| Year End Balance | 18,73,307 | ||
| Year 16 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 18,73,307 | |
| May | Rs 5000 | 18,78,307 | |
| Jun | Rs 5000 | 18,83,307 | |
| Jul | Rs 5000 | 18,88,307 | |
| Aug | Rs 5000 | 18,93,307 | |
| Sep | Rs 5000 | 18,98,307 | |
| Oct | Rs 5000 | 19,03,307 | |
| Nov | Rs 5000 | 19,08,307 | |
| Dec | Rs 5000 | 19,13,307 | |
| Jan | Rs 5000 | 19,18,307 | |
| Feb | Rs 5000 | 19,23,307 | |
| Mar | Rs 5000 | 19,28,307 | |
| Year End Balance | 21,03,182 | ||
| Year 17 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 21,03,182 | |
| May | Rs 5000 | 21,08,182 | |
| Jun | Rs 5000 | 21,13,182 | |
| Jul | Rs 5000 | 21,18,182 | |
| Aug | Rs 5000 | 21,23,182 | |
| Sep | Rs 5000 | 21,28,182 | |
| Oct | Rs 5000 | 21,33,182 | |
| Nov | Rs 5000 | 21,38,182 | |
| Dec | Rs 5000 | 21,43,182 | |
| Jan | Rs 5000 | 21,48,182 | |
| Feb | Rs 5000 | 21,53,182 | |
| Mar | Rs 5000 | 21,58,182 | |
| Year End Balance | 23,54,204 | ||
| Year 18 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 23,54,204 | |
| May | Rs 5000 | 23,59,204 | |
| Jun | Rs 5000 | 23,64,204 | |
| Jul | Rs 5000 | 23,69,204 | |
| Aug | Rs 5000 | 23,74,204 | |
| Sep | Rs 5000 | 23,79,204 | |
| Oct | Rs 5000 | 23,84,204 | |
| Nov | Rs 5000 | 23,89,204 | |
| Dec | Rs 5000 | 23,94,204 | |
| Jan | Rs 5000 | 23,99,204 | |
| Feb | Rs 5000 | 24,04,204 | |
| Mar | Rs 5000 | 24,09,204 | |
| Year End Balance | 26,28,321 | ||
| Year 19 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 26,28,321 | |
| May | Rs 5000 | 26,33,321 | |
| Jun | Rs 5000 | 26,38,321 | |
| Jul | Rs 5000 | 26,43,321 | |
| Aug | Rs 5000 | 26,48,321 | |
| Sep | Rs 5000 | 26,53,321 | |
| Oct | Rs 5000 | 26,58,321 | |
| Nov | Rs 5000 | 26,63,321 | |
| Dec | Rs 5000 | 26,68,321 | |
| Jan | Rs 5000 | 26,73,321 | |
| Feb | Rs 5000 | 26,78,321 | |
| Mar | Rs 5000 | 26,83,321 | |
| Year End Balance | 29,27,657 | ||
| Year 20 | |||
| Month | Deposit | Balance | |
| Apr | Rs 5000 | 29,27,657 | |
| May | Rs 5000 | 29,32,657 | |
| Jun | Rs 5000 | 29,37,657 | |
| Jul | Rs 5000 | 29,42,657 | |
| Aug | Rs 5000 | 29,47,657 | |
| Sep | Rs 5000 | 29,52,657 | |
| Oct | Rs 5000 | 29,57,657 | |
| Nov | Rs 5000 | 29,62,657 | |
| Dec | Rs 5000 | 29,67,657 | |
| Jan | Rs 5000 | 29,72,657 | |
| Feb | Rs 5000 | 29,77,657 | |
| Mar | Rs 5000 | 29,82,657 | |
| Year End Balance | 32,54,531 | ||
