Shriram City Union Finance is amongst India’s leading Non-Banking Financial companies (NBFC), based in Chennai specialising in insurance products and financial services. Shriram City offers car loans for new and used cars at a minimum loan tenure of 12 months to maximum 36 months, depending on the customer’s loan repayment capacity. The interest rate and charges of car loan at Shriram City Union Finance varies with the chosen loan scheme. Shriram City levies a 4% prepayment charge on the principal outstanding amount.
Who is eligible for car loan at Shriram City Union Finance?
Any salaried or self-employed individual aged 21 to 59 years can apply for an auto loan at Shriram City Union Finance. Salaried employees must be employed for minimum 1 year while self-employed persons must have minimum 2 years of work experience. When applying for a car loan at Shriram City Union Finance, the applicant must declare any existing loans and should not have any cheque bounces in the bank statements.
When providing address proof, keep in mind the applicant should be residing in the area for minimum 1 year. Passport, Driving Licence, Voter’s ID, PAN card or Aadhaar Card can be provided as a valid identity proof. Ration Card, utility bills like electricity and gas bills, Driving Licence or Passport can be provided as a valid address proof. A recent passport-size photograph has to be submitted along with a duly-filled and signed application form. Income proof documents include the last 6 months’ bank statements and salary slips.
Other relevant documents required for loan application at Shriram City Union Finance includes duly endorsed vehicle Registration Certificate for new and used vehicles, post dated cheques, and electronic clearing mandates. Although an applicant may meet the car loan eligibility criteria set by Shriram City Union Finance Limited, only after successful verification and appraisal of the application form and supporting documents will the loan be approved.
Check Shriram Car Loan Status Online
Owning a car is not only convenient but also a dream come true for most people. As important as it is to check one’s car loan eligibility before applying for a loan, it is equally important to know the status of one’s car loan application in order to plan further for funding. If the loan is approved then the customer can look forward to instant loan disbursal. However, if the loan application is rejected, then the customer has to make other arrangements for funding.
If a customer requires assistance from Shriram City Union Finance, he or she can visit the company website and submit an online form with personal details such as name and mobile number so that an executive of the company can get in touch at once. Here is a step-by-step guide to contacting Shriram City Union Finance through the company website:
- Step 1 – Click on ‘Would you want us to contact you’ tab on the top center of the webpage.
- Step 2 – You will be directed to a new web page wherein you have to select the type of query you need assistance with – general enquiries, compliments or complaints.
- Step 3 – Enter your name, mobile number, email ID, and city in the respective boxes.
- Step 4 – Select your state from the drop-down box.
- Step 5 – Choose your product from the drop-down box, in this case it will be car loan also known as auto loan.
- Step 6 – Type your message in the message box.
- Step 7 – Recheck the information provided in the form and ensure it is correct.
- Step 8 – Click on the ‘Submit’ button.
An authorised representative from Shriram City Union Finance will call or SMS you to the mobile number provided by you.
How to Check Shriram Car Loan Application Status?
Advancement in financial technology has made it easier for lenders to provide quick and easy access to funding. Shriram City Union Finance Limited has adopted the latest technologies in order to provide quick and easy access to credit facility to its customers. While registered customers can log in to the company website using their valid username and password, others have to submit an online form to get in touch with one of the company executives. Customers can submit their car loan application status queries to the company via an online form on the company website. A message box is provided on the form for the customers to type in their queries, complaints and feedbacks. Shriram car loan application status can be checked by submitting this online form.
Track Shriram Car Loan Status by Loan Application Number
The company will provide a reference number or an application number at the time of car loan application. The same can be used to track Shriram car loan status. When getting in touch with an executive of Shriram City Union Finance, specify the application or reference number as part of the identity verification process. Through the application number, it becomes easier for the executive to track a customer’s car loan status and convey the same to the customer.
Shriram Car Loan Application Tracking by Mobile Number
Shriram City Union Finance provides funding when you need it the most through its quality insurance and financial services. Keeping the convenience of its customers in mind, the company offers various facilities to track one’s loan status. Shriram car loan application status can be sent to customer via SMS to the customer’s registered mobile number. Ensure the mobile number provided by you is active when submitting an online query form through the company website.
Know Shriram Car Loan Status through Customer Care Numbers
From passenger cars to tractors, eligible customers can obtain an auto loan from Shriram City Union Finance to purchase new or pre-owned vehicles which includes three-wheelers and four-wheelers. The company has an excellent customer care service to resolve the queries and complaints of its customers. You can dial toll-free number 1800 103 6369 to get in touch with an executive at Shriram City Union Finance for any queries or complaints that you may have.
