SBI Gold credit card introduced by State Bank of India offers the cardholder privileges on travel, lifestyle, shopping and more. This credit card is accepted globally and is the perfect partner for all your travel and lifestyle needs. It comes with unique features like utility bill payments at no extra cost, easy EMI conversion of purchases, balance transfer, easy bank draft request via phone, etc.
Benefits of SBI Gold Credit Card:
- Globally accepted with greater ease of accessibility to funds. This card is accepted at merchant outlets worldwide where Visa/Mastercard is accepted.
- The credit facility offered by SBI Gold Credit Card offers credit at highly flexible terms of repayment. The borrower can customize his payment options in accordance to the minimum amount due as well as the total outstanding.
- With the presence of a wide ATM network in India as well as the easy availability of VISA/MasterCard ATMs around the globe, availing funds on your SBI Gold Credit card while you are travelling is easy and hassle-free.
- With this credit card you can book train tickets online on the IRCTC website.
Features of SBI Gold Credit Card:
- Payment of utility bills have never been easier with the Utility Bill Payment facility offered by SBI Gold Credit Card. You can schedule the payments of utility bills like electricity bill, insurance premium, etc., by the due dates.
- This credit card offers various layers of security to the user. All transactions are secured through encrypted passwords, instant alerts on transactions made, etc.
- Now you do not have to worry if you lose/misplace your credit card while you are travelling. SBI offers a 24*7 Helpline and emergency Global Customer Assistance Services.
- Get add-on credit cards for your loved ones.
- Flexipay facility on the card offers the cardholder the opportunity to convert his/her purchases into easily payable installments at a lower rate of interest.
- By simply placing a phone call to the SBI customer Care Helpline, you can also avail a bank draft through the Easy Money feature.
- Get e-statements and SMS alerts on your credit card transactions which will help you to keep a track of your credit card.
- Access your Credit Card Details as well as make payments online through the Net Banking facility provided by the Bank.
Fees and Charges:
| Joining fee | Rs. 299 |
| Annual Fee | Rs. 299 |
| Add-on fee | Nil |
| Finance Charges | Upto 3.35% per month |
| Cash Advance Fees (Domestic ATMs) | 2.5% of the amount withdrawn or a minimum of Rs. 300/- per transaction. |
| Cheque Pickup Charge | Rs. 90 |
| Statement Retrieval | Rs. 100 |
