The Ministry of Housing & Urban Poverty Alleviation (MOHUPA) launched the PMAY housing for all scheme in Lucknow, which falls under the ‘Urban’ category. The main idea behind this launch was to provide a house for every family living in India. PMAY or Pradhan Mantri Awas Yojana was launched in the year 2015 by Prime Minister Narendra Modi. The objective of this scheme is to offer affordable houses to economically weaker sections, slum dwellers, and lower and middle income groups. Approximately 2 care homes have been proposed to be built by the Central Government. These houses will be offered to people belonging to MIG (Middle Income Group) 1 and 2, LIG (Low Income Group), and EWS (Economically Weaker Section).
Project Overview of Pradhan Mantri Awas Yojana, Lucknow
The Uttar Pradesh government is putting in a lot of efforts to offer homes to the poor family of the state. Yogi Adityanath, the Chief Minister of Uttar Pradesh attended several meetings to establish he housing scheme in Uttar Pradesh. Several proposals were approved in such meetings and the announcement has been made that more than 1 lakh homes will be constructed under the Pradhan Mantri Awas Yojana, Lucknow. A loan of Rs.1000 crore has been offered by the Housing & Urban Development Corporation (HUDCO).
The Central Government and the State Government will bear the construction cost in a ratio of 60:40. Lucknow housing scheme or PMAY Lucknow can prove to be a big relief for all the families who live in cache houses and do not have a proper establishments of their own. They will all be able to afford houses after the Housing for All scheme is in place.
PMAY Lucknow Helpline Numbers
The toll free numbers to contact the customer care representatives are mentioned below:
Urban NHB:
Urban HUDCO:
Components of PMAY Lucknow
- BLC or Beneficiary Led Construction – This component is for the individuals who already own a piece of land or a house and want to enhance their establishments. For all beneficiaries under the BLC component can avail financial support of Rs.1.5 lakh.
- ISSR or In Situ Slum Rehabilitation – The component is designed to offer financial assistance of Rs.1 lakh for individuals residing in slums.
- AHP or Affordable Housing Partnership – It is designed for individuals who do not have a house and also cannot afford to get a home loan to build a house. Financial support of Rs.1.5 lakh can be availed by the beneficiaries under the Affordable Housing Partnership.
- CLSS or Credit-Linked Subsidy Scheme – CLSS is meant for individuals who can afford to enhance, purchase or construct their house by availing a home loan. Under the Credit-Linked Subcidy Scheme, beneficiaries can avail interest subsidy of up to Rs.2.6 lakh.
Eligibility for PMAY Lucknow
| Category | Interest subsidy | Maximum amount of loan considered for the calculation of subsidy | Maximum amount of subsidy | Maximum carpet area |
|---|---|---|---|---|
| EWS (Economically Weaker Section) an LIG (Low Income Group) | 6.50% | Rs.6 lakh | Rs.2.67 lakh | 60 sq.mt |
| MIG (Middle Income Group) 2 | 3.00% | Rs.12 lakh | Rs.2.30 lakh | 150 sq.mt |
| MIG (Middle Income Group) 1 | 4.00% | Rs.9 lakh | Rs.2.35 lakh | 120 sq.mt |
Documents Required to Apply for PMAY Lucknow
- Duly filled in application form.
- LIG/EWS certificate of income.
- Unique ID like PAN card, voter ID, Aadhaar card, etc.
- Proof of nationality identification.
- Proof of belonging to minority, OBC, ST, SC, etc.
- Photocopy of address proof.
- Income proof like salary certificate, salary slips, etc.
- Latest Form 16 and Income Tax Return Certificate.
- Last 6 months bank statement.
- In case the applicant is self-employed, he/she must submit a brief note on the nature of the business.
- Approved construction plan.
- Construction agreement with developer or builder.
- Property allotment letter, title deeds, mutation, etc.
- No Objection Certificate (NOC) from the competent authority or housing society.
How to Apply for Pradhan Mantri Awas Yojana in Lucknow
The Pradhan Mantri Awas Yojana in Lucknow can be applied in any one of the two following categories:
- Under the other three components – This scheme is offered by the Central Government of India for MIG (Middle Income Group) 1 and 2, LIG (Low Income Group), and EWS (Economically Weaker Section).
- Slum dwellers – The Central Government of India offers this particular scheme for individuals staying in the slum areas with lack of hygienic water to drink, lack of good infrastructure, lack of sanitation facilities, etc.
In order to apply online, you must first choose one of these two criteria as mentioned above.
Steps to Apply for PMAY Lucknow:
Step 1 – Go to the official website of PMAY or Pradhan Mantri Awas Yojana.
Step 2 – Choose a category (Under the other three components or slum dwellers). Let’s say you choose Under the other three components.
Step 3 – Navigate to the Pradhan Mantri Awas Yojana – Urban (PMAY – U) page.
Step 4 – Click on the dropdown menu Citizen Assessment.
Step 5 – Select submenu called ‘Benefits under other three components’.
Step 6 – Enter the correct Aadhaar number and click on the check button.
Step 7 –If all the information provided by you is correct, then you will be taken to a new page where you must fill in all your personal details, including contact number, name of the applicant, members in the family, religion, birth date, caste, address, nationality, etc.
Step 8 – After filling in all the necessary information, enter the Captcha code on the page.
Step 9 – Click on the Save button.
Step 10 – You can always click on edit to modify any detail that you have mentioned incorrectly.
Steps to follow for Category Slum Dwellers:
Step 1 – Go to the official website of PMAY or Pradhan Mantri Awas Yojana.
Step 2 – Click on the dropdown menu Citizen Assessment.
Step 3 – Enter the correct Aadhaar number and click on the check button.
Step 4 –If all the information provided by you is correct, then you will be taken to a new page where you must fill in all your personal details, including contact number, name of the applicant, members in the family, religion, birth date, caste, address, nationality, etc.
Step 5 – After filling in all the necessary information, enter the Captcha code on the page.
Step 6 – Click on the Save button.
Step 7 – You can always click on edit to modify any detail that you have mentioned incorrectly.
How to Track PM Awas Yojana Lucknow Application Status
After you have submitted your application, you can easily track the status f your application by following the simple steps mentioned below
Step 1 – Go to the official website of Pradhan Mantri Awas Yojana – Urban (PMAY – U).
Step 2 – Click on the dropdown menu Citizen Assessment.
Step 3 – Click on the last option called ‘Track your assessment status’.
Step 4 – You will be redirected towards a new page known as ‘the track assessment form’.
Step 5 – There are two options here that you can choose – By name, father’s name and ID type or By Assessment ID.
Step 6 – If you choose By name, father’s name and ID type, you will have to enter personal details like your name, state, city, phone number, district, father’s name, ID number, etc. in the page that comes next. Click on submit.
Step 7 – If you choose By Assessment ID, you will need to enter your mobile number and your assessment ID. Click on submit.
