PNB Credit Card Bill Payment Online:
- Net Banking:This mode of payment is available only to PNB account holders who have enabled net banking facility. By visiting the Bank’s web portal, a PNB internet Banking user can link his/her savings account to the credit card account. Once this is done he/she can pay the credit due on the card by visiting the linked cards page and selecting a payment option.
Pay PNB Credit Card Bill from Other Bank
- Auto Debit:A PNB account holder can place an auto debit instruction in order to pay their PNB credit card dues on a monthly basis. The credit card holder can choose to pay either the ‘Minimum Amount Due’ or ‘Total Amount Due” on the credit card account. The amount will be debited from the customer’s savings account to the PNB credit card account on the specified due date.
- VISA money transfer facility:Punjab National Bank also offers the VISA money transfer facility to facilitate the payment of credit card dues using non-PNB bank debit card/ credit card. As long as the credit cardholder has a visa debit account, he/she can make the payment through VMF. If the credit card holder has another Bank’s VISA debit or credit card, then he/she can use the VISA Money Transfer facility that is available in the respective Bank to pay the outstanding amount in the PNB credit card online.
- ECS:IF the PNB credit card holder’s bank is a participant of the ECS system and is thereby an ECS authorized centre, then he/she can place an ECS mandate for the payment of his/her credit card dues which can be either the ‘Minimum Amount Due’ or ‘Total Amount Due’.
- NEFT:
If the PNB Credit Card holder has an account in another bank other than PNB, then he/she can initiate an online payment for his/her PNB credit card bill using NEFT. Using Punjab National Bank’s NEFT services, credit cardholders having savings account in other banks can transfer funds easily to their PNB Credit Card accounts.
PNB Credit Card Bill Payment Offline:
- Cash payment:
The PNB credit card holders can make a payment towards their outstanding amount due as direct cash payment at any Punjab National Bank branches. The customer can walk-in to a PNB branch and fill a cash slip which is available at any of the counters at the branch. He/she should mention the contact no., card number and the cardholder’s name on cash deposit slip and then submit the required amount at the same deposit counter.
- Cheque/ Draft:The PNB credit card holders can also submit a cheque or draft in favor of the sixteen digit PNB Credit Card No. and then deposit it in one of the cheque drop boxes. In order to know where the drop boxes are located, you can visit the PNB credit card portal and get a list of drop boxes. While depositing the cheque you have to ensure that your name and contact number is written on the back of the cheque. In this mode of payment, only PNB cheques are accepted and outstation cheques are not accepted by the Bank.
PNB Credit Card Statement:
PNB credit card holders will receive the PNB credit card statement in their registered email ids at no additional charge. This is sent on a monthly basis after a bill is generated by the Bank. This facility ensures that the credit card holder has access to all the transactions made on his/her PNB credit card and other related information.
