As a working professional, it might get cumbersome to manage work and home equally. Kotak League Platinum Card is tailor-made keeping in mind the special requirements of professionals and will to help you manage your personal finances easily. With this card, you will earn exciting cashbacks on lifestyle and entertainment spends.
Features of Kotak League Platinum Card:
- Reward Points: For every Rs.100 spent using your card, you will gain 1 reward point. The reward points are automatically converted to cash and will be credited without any extra request from you. Also, cardholders get up to 8x reward points for every Rs.150 spent using the card.
- Taj Epicure Membership: Cardholders get a complimentary Taj Epicure membership for the first year. The membership will fetch you up to 10% savings on bills when you dine at Taj restaurant or bar.
- Kaya Skin Clinic Vouchers: Customers get lifetime free skin consultation at Kaya Skin Clinic with the card. Also, as an additional compliment, Kaya Skin Clinic glow facial voucher worth Rs.2000 is offered.
- Joining Gifts: Cardholders can choose a complementary joining gift of your choice from an array of options like travel vouchers and designer wrist watches.
- Golf Club Membership and Priority Access: As a Kotak League Platinum cardholder, you can choose between a golf fee card which will allow you to play golf at over 24 Indian golf courses with up to 50% reduced green fee or a priority pass which will give you access to over 600 premium airport lounges worldwide.
- League Shield Protection: Cardholders get a cover of Rs.75,000 against fraudulent use if the card is stolen for up to 7 days prior to reporting.
Benefits of Kotak League Platinum Card:
- Kotak League Platinum credit card is accepted globally and cardholders can make credit purchase at any merchant outlet store worldwide.
- Kotak will assist you in making booking and reservations when it comes to travel. Stay and more.
- Assistance in less than 2 hours, cardholders just have to send an SMS.
- EMI Payments at no extra cost when you make costly purchases
- You can withdraw up t0 50% of your credit limit at no interest in any ATM.
- Pay substantially less when you use the card for road and rail travel.
- Fuel surcharge waivers for transactions between Rs.500 and Rs.3000.
- Railway surcharge waiver of 1.8% for online transaction on IRCTC portal and maximum 2.5% surcharge waiver for tickets booked on counters.
Kotak League Platinum Card Eligibility:
- The applicant should be a resident of India and should be aged between 21 years to 65 years. Add-on cardholder should be over 18 years.
- Applicant should be a resident of Ahmedabad, Chandigarh, Delhi NCR, Mumbai & Navi Mumbai, Bangalore, Chennai, Hyderabad, Pune and Kolkata.
- The applicant should be earning an annual income of at least Rs.15 lakh.
Fees and Charges of Kotak League Platinum Card:
| Annual Fee | Rs.499. Annual fee will be waived off on minimum retail spends of Rs.50,000 on first year and also from second year onwards. |
| Late Payment Charges | Varies from Rs.100 to Rs.700 depending on balance amount |
| Cheque Bounce Payment | Rs.500 |
| Overlimit charge | Rs.500 |
| Cash withdrawal/fund transfer/call a draft for Rs.10,000 or a part thereof | Rs.300 |
| Interest Charges | 3.40% |
| Foreign currency mark up | 3.50% |
| Add-on Card | Complimentary |
| Cash Payment at Branch | Rs.75 |
| Card Replacement Charges | Rs.100 |
| Balance enquiry at other ATM and machine surcharge at ATMs | Nil |
| Charges for duplicate statement issuance and charge slip retrieval charge | Nil |
