Karnataka Bank Ltd. is one of the leading banking institutions in India. This bank has been designated as an A1+ class scheduled commercial bank by the Reserve Bank of India. Currently, Karnataka Bank has more than 738 bank branches and 1,334 ATMs spread across 21 states and 2 union territories of India.
Services offered by KBL mobile banking service
- Balance inquiry
- Loan account inquiry
- Request for a mini statement
- Check cheque status
- Get IFSC code of a bank
- Acquire customer care details
- Change primary account
- Request stop payment on cheque
- Request new chequebook/debit card/debit card PIN/new account/fixed deposit
- Transfer funds
- Create/manage/generate MMID
- Locate the nearest ATM or bank branch
- Book flight tickets
- Recharge mobile/DTH
- M-shopping
- Pay utility bills
How to register for KBL mobile banking service?
- Customers will have to visit their respective base branch to register for KBL mobile banking service.
- The bank branch will receive the mobile banking application and will activate the facility if the customer meets the KYC norms set by the bank.
- Upon successful registration, a mobile banking user ID and mobile banking pin(MPIN) will be sent to the customer’s registered mobile number via SMS.
- Customers will have to log in using the credentials from their registered handset to activate mobile banking service.
- The activation process will be completed after the bank validates the details online.
Karnataka Bank Mobile Banking Service FAQs
- Would I be able to access the KBL mobile banking service when I travel abroad? No. Unfortunately, you cannot use the KBL mobile banking service when you are traveling abroad.
- Should I pay a fee to activate the KBL mobile banking service? Currently, the KBL mobile banking service is offered free of cost.
- How can I get the MMID/MMIDs for my account/accounts? You can send an SMS to 9880654321 to get the MMID for your account. You can just type MMID and send it to the phone number mentioned.
- Can I use KBL mobile banking service if I change my phone number? You will have to contact the bank and submit an application if you change your phone number.
- What should I do if I lose my mobile phone? Please walk into the nearest bank or call the customer care and inform them that you have lost your phone. Request the bank to deactivate your mobile number from the mobile banking database.
- Can I use the KBL mobile banking service from any mobile handset? You should have a smartphone to access the KBL mobile banking service. All Android/Windows/Apple phones support the KBL mobile banking service.