Iffco Tokio Car Insurance Policy Highlights
| Features | Specifications |
| Third Party Cover | Up to 7.5 L |
| Cashless Network Garages | 2700 |
| Incurred Claim Ratio* | 84.37% |
| Net Earned Premium* | 2300.56 |
Key Benefits Of IFFCO Tokio Car Insurance
- Digitally signed policy for your ease and convenience
- Doorstep services in case of free inspection, renewal of policy and for other issues
- Cashless settlement claims at more than 2000 network workshop Immediate attention for your claims by trained in-house surveyors
- Online e-survey claims for a reduction in turnaround times.
- ‘On road protection coverage’ and ‘Tokio’s value auto coverage’ by paying a higher premium.
- 24 x 7 call center service where you can report any mishap, issues, claims query etc
- Two types of policy:
- Liability only policy: This policy covers only the liability incurred by your own vehicle.
- Comprehensive cover policy: This policy covers both own damages of the vehicle and third-party damage.
- The sum insured will be decided at par with the vehicle’s ‘Insured’s declared value’ i.e. IDV, which is the value formed after deducting depreciation from the market price based upon the age of the vehicle.
- A fascinating host of discounts on the amount of your premium on the following terms:
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- Have a ‘No Claim Bonus’? Get a discount in the range of 20% to 50% on your ‘own damage’ premium.
- Are you a member of any automobile association? Get a discount on your premium.
- Have you opted for higher voluntary excess? Get rewarded with a handsome discount on your premium.
- Have you installed any anti-theft device in your car? Get ready to be rewarded. Now, let’s discuss the coverage provided by IFFCO Tokio’s car insurance policy.
Benefits Of Applying Car Insurance Online With IFFCO Tokio?
Given the dilapidated condition of roads, rash driving, and unruly traffic, car accidents are quite common. Apart from this, your car is also vulnerable to threats like theft, vandalism, and fire. To protect your car from all the possible dangers, a comprehensive car loan is mandatory for every car owner.
IFFCO Tokio offers a comprehensive Car Insurance policy. This all-encompassing policy covers major possible damages to your car. With the advent of online banking, applying for car insurance online has gained momentum and popularity. Customers can enjoy various lucrative benefits by applying for car insurance online.
An IFFCO Tokio customer can enjoy the following benefits by applying for car insurance online –
- Quick approval
- Minimal and easy documentation
- Enables you to analyze the best car insurance policy and understand its terms and conditions
- Provides complete coverage of your car from damage due to natural and human causes
- Easy car insurance policy renewal for online customers
- Immediate issuing of ‘digitally signed policy document’ on IFFCO Tokio web portal
- Free inspection in case of breakage
- Assistance at doorstep available for fresh or renewed policy covers
- Online ‘e-survey’ claims option is available with low TAT in claim settlement In addition to the aforementioned benefits, IFFCO Tokio Online Car insurance also protects your car from legal liabilities following injury, death or property damage to the third party involving the insured car.
IFFCO Tokio Car Insurance Policy Coverage
| Own damage covers | This will protect you against damage of vehicle due to some fire, explosion, storm, typhoons, floods, hurricanes, earthquakes, landslides, malicious acts, transit by road, rail, air, lifts or inland waterways etc. |
| Third-party liability covers | This will protect you against financial expenses arising from legal expenses or claims settlement in case your vehicle has caused some damage to a third party that has resulted into their death, injuries or property damage. |
| Personal accident cover: |
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