How to Check Your PF Status Online

• Team Antworks

Steps to Check PF Claim Status Online:

Once the employee has submitted a withdrawal claim, he/she can go ahead and check the claim status.

• Visit the EPFO member portal.
• Click on the “our services” tab and choose “for employees”.
• Click on the “services” tab.
• Select the “know your claim status” tab.
• You will be directed to the claim status link.
• Enter the state of your PF office once you are on the claim status link.
• Choose your PF office from the list displayed.
• Enter your establishment code.
• Enter your EPF account number.
• Click on the “submit” button to check your PF claim status.

Steps to take before making a PF withdrawal

To ensure the process of making a withdrawal is seamless, subscribers have to meet the below listed requirements if they wish to carry out a withdrawal without the attestation of their employer.

• Subscribers have to ensure that their UAN is active and their mobile number is seeded with their PF account.
• The PF member should also seed his/her Aadhaar card details with their PF account.
• The member’s bank account details and the bank’s IFSC code has to be integrated as well.
• For final settlements prior to completion of 5 years in the EPF scheme, the member will be required to seed his/her PAN details.

Steps to Make PF Withdrawal Claim:

• Visit the EPFO member portal.
• Login using your UAN and password.
• Click on the “manage” tab and check your KYC details to ensure they are correct/
• Click on the “Online service” tab to proceed with the withdrawal if all the KYC details are correct.
• Choose “claim” from the drop down menu.
• Select the “proceed for claim” tab on the claim screen that includes one’s KYC and PF details.
• On the “I want to apply for” option, choose the type of withdrawal you wish to make – final settlement, partial withdrawal, pension withdrawal, etc.
• Once you select the type of claim you wish to make, fill in the relevant form and authenticate using your Aadhaar card details.
• Enter the OTP sent to your registered mobile number.
• Once your claim for a withdrawal or final settlement has been made, you can check your claim status by click on the “track claim” tab.

Downloads

You can also download your e-passbook which has details of your transactions (month-wise) in your PF account.

Inoperative Account

If your receive a message that your account is operative, you have to send a request to the EPFO inoperative account help desk at http://59.180.231.60:9091/INOPHelpDesk.

Complaints/Grievances

If you wish to lodge a complaint online, you may do so by filling up a grievance registration form (online) in addition to providing details of your EPF account. You can also regularly check the current status of your complaints at http://epfigms.gov.in. You can also send reminders of your complaint.

Steps to Check EPF Balance using PAN

If for some reason the subscriber’s username and password isn’t working, the subscriber can login to his/her PF account either by entering their registered mobile number or any of their KYC details – including PAN. For this to be a possibility, the subscriber has to ensure that their his/her PAN number is seeded with their PF account. Once that is done, they can follow the steps mentioned below to check their EPF balance using their PAN.

• Visit the EPFO member portal.
• Click on “our services” and from the drop down option choose “For employees”.
• Click on the “PF balance” option or “member passbook”.
• As soon as the “member balance” option is displayed, type in your PAN.
• Click on “submit”.
• As soon as this is done, you will receive an SMS containing your full balance statement and the status of your account.
• Click on download “PF slip”.
• As soon as the PF slip has been downloaded, you can take a print out (if required).

EPF Balance for Inoperative Accounts

In 2011, the government of India decided against paying interest for inoperative PF accounts. Accounts that failed to have any contributions for over 36 months were deemed inoperative or dormant. This year -2016- the government reversed their decision and agreed to pay interest to even dormant accounts. The decision got people holding inoperative accounts logging into the EPFO site to check their balances. If you do not already know, listed below is the step by step procedure to checking the balance of inoperative accounts:

• The first step is to get your UAN activated and then log on to epfindia.com
• Once on the site, click on the ‘Inoperative helpdesk’.
• Next, skip the introduction and press the ‘first time user’ button.
• Fill in your employer details such as establishment code, state, address, your PF number, date of joining and leaving, and click on search establishment to locate your employer.
• Enter your personal details such as name, date of birth, parents names, address, mobile number and preferred language.
• Next, enter details of your KYC documents – PAN card number, Aadhaar card number, Bank account number and IFSC code.
• Once you have entered all the details, generate the PIN. The PIN will be sent to your mobile, use it to proceed to check your details of the inoperative account – the outstanding amount and the last contributions and so on.
• Send the details to your current employer – including the activated UAN – to carry on making contributions, thus making your account an active one.

EPF Balance form

With technology taking the front seat, over the past few years most processes have been made hassle-free through digitization. With the introduction of UAN and the EPFO’s self-service portal, balance forms have become obsolete. Balance forms back then were issued once every financial year for employees to check their outstanding savings amounts in their PF accounts. Now, just by logging in to the EPFO’s portal, one can check their balance with just a few clicks.

PF Balance Full Statement

Subscribers to the EPF can check their PF status or balance in the account on the EPFO member portal. If required, the subscriber can even download the passbook to view the full statement – containing the contributions as well as the withdrawals (if any). To do this, subscribers will have to follow the steps mentioned below.

• Visit the EPFO member portal.
• Click on “our services” and from the drop down option choose “For employees”.
• Click on the “PF balance” option or “member passbook”.
• As soon as the “member balance” option is displayed, enter the details of the PF office holding your account.
• Type in your PF number, registered mobile number and your name.
• Click on “submit”.
• As soon as this is done, you will receive a text message containing your full balance statement and the status of your account.

EPF Balance for Railway Employees

The EPF covers employees falling under the bracket of private sector. For employees belonging to the public or government sectors such as the railways, the government has formalized a State Railway Provident Fund to aid such employees. For employees who have joined the railways post 01.01.2004, provident fund rules are not applicable. Every month, voluntarily, a railway employee contributes 8.5% of Pay + GP to their Railway Provident Fund. The account holder is then given a balance statement by the State Railway Provident Fund Organisation at the beginning of the year containing their outstanding balance, their contributions and withdrawals if any.

EPF Balance last updated

For those holding an active PF account, as soon as the contribution from you and your employer is made for the month, the account is updated. The procedure to check your updated balance is the same as checking for your balance. Listed are the steps you need to take:

• Visit the EPF balance page – http://www.epfindia.com/site_en/KYEPFB.php
• Click on PF balance tool button at the bottom of the page.
• Once the new page for ‘member balance information’ has propped up, select the state your PF office is located in.
• Enter your EPF account number, mobile number and your name.
• Click on submit after you have done so and you will get an SMS stating your balance and the full balance statement will appear on your screen, including your last contribution.

EPF Balance Name Mismatch

Occasionally, you may face problems logging into your PF account. It may state that there is an ID/name mismatch. In such cases, check if you have spelt your name correctly as stated in your PF account and retry. Next, check to see if your office or regional code has changed. Lastly, it’s most probable that the EPFO website or server is down. Try again after a while.

EPF balance refund

Every contribution, withdrawal, and refund is mentioned in the balance sheet. When checking your balance on the EPFO’s member portal, everything is accounted for on your balance sheet. To check your refund, the same procedure to check your balance is followed. On checking your balance, you will see your refund claim updated on the balance sheet. Steps to check your balance and refund:

• Visit the EPF balance page.
• Click on PF balance tool button at the bottom of the page.
• Once the new page for ‘member balance information’ has propped up, select the state your PF office is located in.
• Enter your EPF account number, mobile number and your name.
• Click on submit after you have done so and you will get an SMS stating your balance and the full balance statement will appear on your screen, including your last contribution, refund, etc.

How to Download EPF Balance Slip

Subscribers to the EPF can follow the steps mentioned below to download their PF slips if they wish to have a detailed description of their EPF balance. To do so, they should follow the steps mentioned below:

• Visit the EPFO member portal.
• Click on “our services” and from the drop down option choose “For employees”.
• Click on the “PF balance” option or “member passbook”.
• As soon as the “member balance” option is displayed, enter the details of the PF office holding your account.
• Type in your PF number, registered mobile number and your name.
• Click on “submit”.
• As soon as this is done, you will receive an SMS containing your full balance statement and the status of your account.
• Click on download “PF slip”.
• As soon as the PF slip has been downloaded, you can take a print out (if required).

Steps to Check PF Balance Refund

If the subscriber has received a refund of his/her balance, they can follow the steps mentioned below to check if the refund has been deposited.

• Visit the EPFO member portal.
• Click on “our services” and from the drop down option choose “For employees”.
• Click on the “PF balance” option or “member passbook”. .
• As soon as the “member balance” option is displayed, enter the details of the PF office holding your account.
• Type in your PF number, registered mobile number and your name.
• Click on “submit”.
• As soon as this is done, you will receive a text message containing your full balance statement and the status of your account.

EPF Withdrawal without Employer’s Signature

Getting your employer’s signature to process a withdrawal from a PF account can sometimes be a daunting task as ex-employers can be quite in-cooperative. Thankfully, now you do not need their attestation to carry on the procedure. Here’s how you can do it:

• Having an active UAN is a must along with your bank number and Aadhaar card number filled in the UAN database.
• Your previous employer should have already verified your Aadhaar number.
• Download the new forms – Form 10C and Form 31- apart from the regular Form 19 from the EPFO’s member portal.
• Fill in your personal details in this form, your address, UAN, PAN card number, date of joining and reason for leaving, and bank account number.
• Attach a cancelled cheque along with the form for the bank to verify your bank account number.
• Submit the forms and cancelled cheque in your regional EPF office.
• Make sure that your details on the form match those on the UAN database.
• For those without an Aadhaar card, the forms need to be attested by an authority – Gazette officer, bank manager, designated member of the EPFO – before submission.

EPF Customer Care

For those looking to answer queries with the EPFO, all one needs to is to access the EPFO’s member portal. Once you have done that, click on the customer care service tab on the top of the screen and dial the toll free number of one’s regional customer service.

EPFO Digital Signature

Since most agreements are made online now, digital signatures have become imperative to prove the authenticity of the person or an organisation. The signature contains your identity – name, APNIC account name, country, email Id and your public key. In order to attest claims made on the EPFO, an employer first needs to register their class 2 and class 3 Digital Signature Certificate with the EPFO. To do so, here are the steps:

• On the EPFO’s homepage, click on the Online transfer portal – registration of digital signatures – on the top bar.
• On clicking on the digital certificate button, choose ‘Register certificate’.
• Once you have done that, you will need to fill the form – Name of authorised signatory, designation and phone number. Click next when you have filled the form.
• You will then have to choose your type of Digital Signature Certificate:
  • Sign with you USB token
  • Sign with .PFX file
• Submit your choice and the system will run a Smart CardApplet (Java applet). Run the application.
• Next, a message box containing the type of Digital Signature will appear. Click ‘select this certificate’.
• Enter the PIN generated in the box and click Ok.
• The message box will then say “Digital certificate selected successfully”
• Click on the submit button.
• It will then say ‘Digital Signature Generated successfully’. Take the Pdf copy and make a print out. It then needs to be submitted to the EPFO office for authentication, following which you can authorize transfer claims.

EPFO Grievance

To raise a grievance with the EPFO, all one needs to do is to access the EPFO’s member portal, login using their username or identification number and click on the EPFO grievance button. From there they can register a grievance, send a reminder if there is no response and and check the status of your complaint.

EPF Joint Declaration Form

A joint declaration form is issued when the wages of an employer exceed the wage ceiling limit of Rs.6,500 per month. The declaration is by both – the employer and the employee. Subscribers can download the form from the EPFO member portal or get their hands on a physical copy from the regional EPFO office.

EPF Login for Employer

For those wanting to sign in as an employer, one needs to login to the EPFO member portal and enter their unique username and password or establishment ID. In order to make transfers transparent, claims can be viewed by both the employers and employees. Employers will have to have a registered digital signature to authorise transfers and claims.

EPF Tax Exemption

EPF falls under a triple E (Exempt, Exempt, Exempt) tax bracket, making it tax-free for employees who have withdrawn their savings after five years of holding the account or continuous employment. For those making premature withdrawals (below 5 years), they will attract tax as under the TDS (Tax deducted at source).