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"Cent Bank Home Finance Limited" is a deposit-taking Housing Finance and Mortgage Company jointly promoted by four Public Sector Institutions, viz. Central Bank of India, National Housing Bank, Specified Undertaking of Unit Trust of India and Housing and Urban Development Corporation. The Company had its origin as Apna Ghar Vitta Nigam Limited, incorporated on 7 May 1991, and later changed its name to Cent Bank Home Finance Limited on 19 June 1992. The Company has its presence in nine states. Their target customers include individuals, associations of persons, companies, corporations, and societies.

Product Information

  • 3 months lockin period
  • After 3 months but before expiry of 66 months: Maximum 4% P.A, (as decided by company from time to time) for individual depositor and no interest in case of any other category of deposits
  • After 6 months but before 12 months: 2% lower than the minimum rate at which the public deposits are accepted by the Company
Company Name Rating 1 Year 2 Year 3 Year 4 Year 5 Year 6 Year 7 Year Sr. Citizen Apply
CENT BANK HOME FINANCE (ONLY RENEWAL) FA- by CRISIL 7.75% 7.75% 8.00% 8.00% 8.00% 8.25% 8.25% 96-120M=8.25%; 0.25% FOR FEMALE, SENIOR CITIZEN & TRUST