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I have an education loan with my parents join accounts, can education loan default affect my future credit score or does it affect my parents’ credit score?
A loan deferment, in which payments are temporarily postponed, might hurt your credit score. Or might not. Because each person, each loan, and each credit report is a different story.
(35% or less) Is Good
(36% – 49%) Can be Improved
(50% or more) Concern and take action
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