I am looking for credit counseling agencies. Can anyone suggest me with detail regarding this body or any personal experiences? Do they charge fees for the help? I mean to say how does it is helpful to me coz I am in huge debt.
If you are eligible and you can arrange for repaying directly to the creditors. This is the best way you can handle it. Most credit counselors do charge fees. Often the money that is used to pay the agency could have repaid the debt directly. Also, I do not agree to rely on someone else to handle the efforts of my repayment doesn’t teach me to change my spending habits and discipline.