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Best Personal Loan Offers

Bank Loan Amount Range Interest Rate Range Processing Fee Range Tenure Range Loan Features
50000 - 1000000 18 - 32%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 6 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  Form- 16 -(last 2 years) / IT - Returns

    (c)  Bank  Statements  (last 6 months )

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 12 months )

    • Proof of existence of business.

    • Certificates of Educational qualifications



Fees & Charges

    • Preclosure fee = 5% of principal outstanding (plus ST)

Eligibility Criteria

    • Applicant should be between 21 to 60 years of age

    • Both Salaried and Self-employed professionals can apply for a Personal Loan from Capital First


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

Capital First:- Capital First Ltd is one of the leading Indian Financial Institution spent significant time in giving obligation financing to MSMEs and purchasers in India. The establishing topic of Capital First is that financing India's 50 million MSMEs and its developing working class, with a separated model, in view of new innovations gives an extensive and remarkable open door. Capital First was established in 2012 by Management Buyout of a current recorded NBFC and upheld by a main worldwide private value; in the process the organization got new shareholders, reconstituted another board, began new business lines, and made another brand and substance called Capital First.

100000 - 2500000 11.29 - 18.5%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents

     

    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 6 months )



Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried

    • Minimum Monthly Income Rs.30,000



Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

HDFC Bank:- The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.

100000 - 2000000 11.49 - 18%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (last 3 months)

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements - ( Last 3 months)

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 3 months )

    (d) Audited/ certified financials (P&L account and Balance Sheet)

    • Proof of existence of business.

    • Certificates of Educational qualifications


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


    • Age at least 23 and less than 65 for Salaried


    • Age at least 28 and less than 65 for Self-employed


    • The person must have a monthly income of Rs.15,000 or more


    • The minimum profit after tax should be Rs. 2 lakhs for self-employed individuals and proprietors while for non-professionals it has to be a minimum of Rs.1 lakh


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

ICICI Bank:- ICICI Bank is India's largest private sector bank with total consolidated assets of Rs. 9,860.43 billion (US$ 152.0 billion) at March 31, 2017 and profit after tax of Rs. 98.01 billion (US$ 1.5 billion) for the year ended March 31, 2017. ICICI Bank currently has a network of 4,850 Branches and 13,917 ATM's across India. History  ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary.

50000 - 1500000 10.99 - 24%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


      KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 6 months )


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


    • All Indian residents who are employees of either MNCs, Public and Private limited companies with a minimum age of 21 years and maximum age of 58 years are eligible for a personal loan.

    Other Personal loan eligibility criteria :

    • Income Net monthly salary of Rs. 20,000/-

    • Minimum educational qualification - Graduate

    Years in city - Minimum 1 year

    • Total work experience - Minimum 1 years


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

Kotak Mahindra Bank:- Established in 1985, Kotak Mahindra Group is one of India's leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group's flagship company, received banking license from the Reserve Bank of India (RBI), becoming the first non-banking finance company in India to convert into a bank - Kotak Mahindra Bank Ltd. Effective April 1, 2015, ING Vysya Bank Ltd. merged with Kotak Mahindra Bank Ltd. As on June 30, 2017, Kotak Mahindra Bank Ltd, has a national footprint of 1,362 branches spread across 689 locations and 2,173 ATMs. The Bank has four Strategic Business Units – Consumer Banking, Corporate Banking, Commercial Banking and Treasury, which cater to retail and corporate customers across urban and rural India

50000 - 1000000 10.99 - 20%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements - ( Last 3 months)


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


    •  Age at least 22 and less than 60(given as 58 also)


    • Salaried / Self - Employed with regular income,Earn more than the minimum income required


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

IDBI Bank:- Be it a marriage in family, renovation of house, meeting urgent educational / hospitalization expenses or travel abroad At times, personal Loan comes handy while arranging for Earnest Money to apply for a Plot / House, or to manage Margin Money funding to avail of a Home Loan / Loan Against Property.

100000 - 2000000 14.5 - 23%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (last 3 months)

    (b)  Form- 16 (Last 2 years)/ IT - Returns

    (c)  Bank  Statements - ( Last 3 months)


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


    • Applicants applying for a personal loan from RBL Bank should be at least 25 years of age.


    • At the time of loan maturity, the age of the applicant should not be more than 60 years.

     

    • Before making the personal loan request, certain eligibility criteria are to be followed.


    • The individual should be a salaried employee earning a minimum net monthly salary of Rs.25,000.


    • The total work experience of the individual should be a minimum of 3 years with a present experience of 1 year in the current organization.

     


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

RBL Bank:- RBL Bank is one of India’s fastest growing private sector banks with an expanding presence across the country. The Bank offers specialized services under six business verticals namely: Corporate & Institutional Banking, Commercial Banking, Branch & Business Banking, Agribusiness Banking, Development Banking and Financial Inclusion, Treasury and Financial Markets Operations. It currently services over 3.15 million customers through a network of 246 branches and 388 ATMs spread across 20 Indian states and Union Territories.

100000 - 2500000 10.99 - 19%
Floating
999 - 2%
Floating
12 - 72 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 6 months )

    (d) Audited/ certified financials (P&L account and Balance Sheet)

    • Proof of existence of business.

    • Certificates of Educational qualifications


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


    • Age group between 21-58 years


    • Salaried Individuals must draw a minimum income of Rs. 20,000 per month


    • Salaried individuals should be in the same job for 6 months, with an overall work experience of 2 years.


    • Self-employed individuals need to be in the business for minimum 3 years with a work experience of 3 years.


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

TATA Capital:- Tata Capital Ltd., a subsidiary of the legendary Tata Sons Limited established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. The interest brought forth Tata Capital Financial Services Limited, a one-stop monetary specialist co-op that takes into account the assorted needs of retail, corporate and institutional clients crosswise over organizations. Enrolled with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC), the organization works crosswise over different ranges of business to be specific the Commercial Finance, Infrastructure Finance, Wealth Management, Consumer Loans and dispersion and promoting of Tata Cards. Today, Tata Capital Financial Services Limited is 100 branches old and tallying.

50000 - 2000000 %
Fixed
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • No pre-closure and part payment fee on floating rate loan

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 3 months )





Fees & Charges



Eligibility Criteria


    • Salaried Employees


    • Salaried doctors


    • Employees of Public and private limited companies


    • Public and private limited companies


    • Government sector employees including Public


    • Sector Undertakings and central and local bodies


    • Minimum age of 21 years


    • Maximum age of 60 years at loan maturity


    • Minimum net monthly income – Rs. 15,000


Perks

    • Door step service
    • E-approval
    • Part-payment available
    • Top-up loan available
    • No guarantor required
    • Balance transfer

Axis Bank:- Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The bank has a large footprint of 3,304 domestic branches (including extension counters) and 14,163 ATMs across the country as on 31st March 2017. The overseas operations of the Bank are spread over nine international offices with branches at Singapore, Hong Kong, Dubai (at the DIFC), Colombo and Shanghai; representative offices at Dhaka, Dubai, Abu Dhabi and an overseas subsidiary at London, UK. The international offices focus on corporate lending, trade finance, syndication, investment banking and liability businesses. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The share holding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

50000 - 1500000 %
Fixed
%
Fixed
6 - 36 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure - only after 6 months
    • Has part payment option

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 3 months )



Fees & Charges

    • Preclosure fee = 4% of principal outstanding in the 1st year; 3% in the 2nd year and 2% thereafter

Eligibility Criteria

    •  The applicant will have to be a permanent employees of Aditya Birla Financial Services Group


    • At least 23 years old and no older than 60 years old


    • Minimum net monthly income that is not less than 45,000


Perks

    • Door step service
    • E-approval
    • Part-payment available
    • Top-up loan available
    • No guarantor required
    • Balance transfer

Aditya Birla Finance Limited:- Aditya Birla Capital Limited (ABCL) is the holding company for all the financial service businesses of the Aditya Birla Group. With a strong presence across the life insurance, asset management, private equity, corporate lending, structured finance, general insurance broking, wealth management, equity, currency and commodity broking, online personal finance management, housing finance, pension fund management and health insurance business, ABCL is committed to serve the end-to-end financial services needs of its retail and corporate customers. Formerly known as the Aditya Birla Financial Services Limited (ABFSL), ABCL ranks among the top 5 fund managers in India (excluding LIC) with an AUM of Rs. 2,463 billion as on March 31st, 2017 and has a lending book of Rs 388 billion. ABC reported aggregate revenue from businesses at Rs. 106 billion and profit before tax of Rs. 11.5 billion for fiscal 2016-17. Anchored by over 12,000 employees, ABC has a nationwide reach through over 1,300 points of presence and more than 142,000 agents / channel partners

50000 - 2500000 %
Fixed
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Has pre-closure option


Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (last 3 months)

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements - ( Last 3 months)

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 3 months )

    (d) Audited/ certified financials (P&L account and Balance Sheet)

    • Proof of existence of business.

    • Certificates of Educational qualifications

    •  Sole proprietorship declaration/certified copy of partnership deed /certified copy of MOA, AOA and Board resolution. In case of income derived from a partnership firm, latest 2 years partnership firm's B/S, P&L a/c with all schedules certified by a CA


Fees & Charges

    Preclosure fee = 4% of principal outstanding 

Eligibility Criteria

    •  Age Limit for Salaried(21 years to 60 years) and for Self Employed(25 years to 65 years)


    • For salaried 2 years minimum overall experience, and 1 year minimum experience in present company


    • For self employed at least 5 years of experience post the relevant qualification


Perks

    • Door step service
    • E-approval
    • Top-up loan available
    • No guarantor required
    • Balance transfer

IndusInd Bank:- IndusInd Bank (we) will be: A relevant business and banking partner to our clients Customer Responsive, striving at all times to collaborate with clients in providing solutions for their banking needs A forerunner in the market place in terms of profitability, productivity and efficiency Engaged with all our stakeholders and will deliver sustainable and compliant returns

50000 - 1500000 %
Fixed
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months


Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (last 3 months)

    (b)  Form- 16 (Last 2 years)/ IT - Returns

    (c)  Bank  Statements - ( Last 3 months)

    •  Any EMI debit


Fees & Charges



Eligibility Criteria

    •  All permanent Defence Personnel including officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP

    Confirmed/ permanent employees of Central/ State Govt/ PSUs and all reputed companies/ Institutions, who are drawing their salary through accounts maintained with our branches. OR Employer’s of above categories agree for ‘check-off facility’


    •  Professionally qualified Doctors viz. MBBS, BDS & above having annual income of Rs.4.00 lac & above.


    •  Individual drawing salary through our Bank/availing loan under check-of facility with net monthly income:


    •  Rs.15000 per month for eligible customers at Metro Centres;


    •  Rs.12500 per month for eligible customers at Urban Centres; and


    • Rs.10000 per month for eligible customers at Semi-Urban and Rural Centres.


Perks

    • Door step service
    • E-approval
    • Part-payment available
    • Top-up loan available
    • No guarantor required
    • Balance transfer


Punjab National Bank:- Advantages of Home Loan from PNB Housing: Provides a wide range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans. Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans Excellent post disbursement services Facility of enhancement in loan amount in the event of escalations in cost Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction High standards of ethics, integrity and transparency Various repayment options Balance Transfer from other Bank Home Loan

100000 - 2000000 %
Fixed
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure - only after 6 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (Last 3 months)

    (b)  Form- 16 / IT - Returns (Last 2 years)

    (c)  Bank  Statements -  ( Last 3 months )


Fees & Charges

    • Preclosure fee = 2% - 4% of principal 

Eligibility Criteria


    •  Salaried: 22 to 58 years old


    • Minimum income required is Rs. 25,000 per month


Perks

    • Door step service
    • E-approval
    • No guarantor required


Yes Bank:- YES BANK has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. YES BANK is steadily evolving as the Professionals’ Bank of India with the long term mission of “Building the Finest Quality Bank of the World in India” by 2020.

100000 - 1000000 %
Fixed
%
Fixed
12 - 36 Months Show Details   

What you'll love

    • No part payment fee

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements - ( Last 3 months)

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 6 months )



Fees & Charges



Eligibility Criteria

    •  You are a permanent employee between 24 to 55 years having worked for at least 2 years in a Govt. or PSU/ reputed organization.


    • You have a gross monthly income of at least Rs.15,000/-.


    • You can have a salary disbursement arrangement with us or provide an undertaking form your employer.


Perks

    • Part-payment available

Dena Bank:- Dena Bank, headquartered in Mumbai and its total branch network stands at 1,773. The bank was founded in 1938 and the Indian government nationalized it in 1969. Dena Bank was founded on 26 May 1938 by the family of Devkaran Nanjee under the name Devkaran Nanjee Banking Company. It adopted its new name, Dena Bank, when it incorporated as a public company in December 1939.

100000 - 3000000 %
Fixed
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card , Overseas Citizen of India Card. , Person of Indian Origin Card , Job card issued by NREGA1 , Letters issued by the Unique Identificatio n Authority of India)  

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority, Mutual Fund statements , Overseas Citizen of India Card ,  Person of Indian Origin Card ).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority, Birth Certificate , School Leaving certificate,  Voters card with DOB , College Certificate , DOB onTax return  ,  Company ID/HR Confirmation )

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements - (last 3 months )

      . Original Letter from Company

    • Length of Employment / Continuity of Business :

    (a) Letter from employer

    (b) HR check by designated CPA


    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 6 months )

    Length of Employment / Continuity of Business :

    (a) Lease Deed

    (b) Rent Receipts

    (c) Ownership Document

    (d) Utility Bills

    • P&L Account

    . • Balance Sheet

    • Audit Report

    . • Above accounts to be certified by CA 7

    • Proof of existence of business.

    • Certificates of Educational qualifications



Fees & Charges

    • Preclosure fee = Up to 4% on total principal outstanding 

Eligibility Criteria


    •  Age at least 23 and less than 60 at the time of loan maturity for Salaried


    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed


    • Minimum Monthly Income Rs.30,000


Perks

    • Door step service
    • E-approval
    • Part-payment available
    • Top-up loan available
    • No guarantor required
    • Balance transfer

Citi Bank:- Citibank India is an Indian private sector bank headquartered in Mumbai, Maharashtra. It is a subsidiary of Citigroup, a multinational financial services corporation headquartered in New York City, United States. The Indian Headquarters are at Bandra Kurla Complex, a hub for multinational corporations in Mumbai.

100000 - 2500000 12.5 - 16%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love



Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip

    (b)  Form- 16 -(last 2 years) / IT - Returns

    (c)  Bank  Statements - (last 3 months )


Fees & Charges



Eligibility Criteria


    • You are an Indian Resident


    • You are at least 25 years of age when the loan is sanctioned


    • You are a salaried individual with a work experience of 3 years or more


Perks



Bajajfinserv:- While you go about acquiring means(finance), we let you do it in the least time and with the least effort. And we ensure your pursuits are not hindered by limited access to finance by extending the biggest ticket sizes across most of our portfolios. Through deep investments in technology, processes and people, we have constantly strived to deliver what we promise. We partner with the best in the game across the world to cut process time and sift out unnecessary details. We put a result oriented work culture ahead of everything else. We keep as much focus on simplifying life for our existing customers as we do for acquiring new ones. The net result - you get what you need in lesser time, a more transparent manner, so nothing comes in between you and your best self.

50000 - 1500000 %
Fixed
%
Fixed
12 - 48 Months Show Details   

What you'll love



Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card ) Any One

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority , Job card issued by NREGA duly signed by an officer of the State Government

    Aadhar Card or Letter issued by the UIDAI ) Any One

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority Job card issued by NREGA duly signed by an officer of the State Government , Aadhar Card or Letter issued by the UIDAI ) Any One

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card ) Any One


Fees & Charges



Eligibility Criteria

    • Minimum Age   25 years  


    • Maximum Age   60 years  


    • Income (Rs.)   Monthly take home - Rs. 25,000 and above    Telephone   Mandatory at both residence and office  


Perks



Deutsche Bank:- Deutsche Bank AG Is A German Global Banking And Financial Services Company, With Its Headquarters In The Deutsche Bank Twin Towers In Frankfurt. It Has More Than 100,000 Employees In Over 70 Countries, And Has A Large Presence In Europe, The Americas, Asia-Pacific And The Emerging Markets. As Of June 2017 Deutsche Bank Is The 16th Largest Bank In The World By Total Assets. In 2009, Deutsche Bank Was The Largest Foreign Exchange Dealer In The World With A Market Share Of 21 Percent. The Company Was A Component Of The STOXX Europe 50 Stock Market Index Until Being Replaced On That Index On 8 August 2016.

100000 - 3000000 11.29 - 17.5%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love



Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip

    (b)  Form- 16 -(last 2 years) / IT - Returns

    (c)  Bank  Statements - (last 3 months )

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 6 months )

    (d) Audited/ certified financials (P&L account and Balance Sheet)

    • Proof of existence of business.

    • Certificates of Educational qualifications


Fees & Charges



Eligibility Criteria

    • Existing HSBC customers and customers working in preferred corporates


    • Applicant should be a resident Indian


    • The minimum age of the Applicant should be 21 years


    • The maximum age of the Applicant at loan maturity should be 60 years for salaried and 65 years for the self employed


    • The minimum net annual income should be Rs.400,000 p.a. and above for Corporate Employee Programme and Rs.500,000 and above for other customers


Perks



HSBC India:- HSBC Bank India, Is An Indian Subsidiary Of UK-based HSBC Holdings Plc, Is A Bank With Its Operational Head Office In Mumbai. It Is A Foreign Bank Under The Banking Regulation Act, 1949 And Thus Is Regulated By The Reserve Bank Of India.

100000 - 100000 12.95 - 15.45%
Floating
%
Fixed
6 - 36 Months Show Details   

What you'll love



Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 6 months )

    (d) Audited/ certified financials (P&L account and Balance Sheet)

    • Proof of existence of business.

    • Certificates of Educational qualifications


Fees & Charges

    • Application available only in branch
    • Guarantor Required

Eligibility Criteria


    • Age at least 21 and less than 58


    • Applicant must be an Indian resident or a person residing in India


Perks



Karur Vysya Bank:- Karur Vysya Bank is an Indian private-sector bank, headquartered in Karur in Tamil Nadu. It was set up in 1916 by M. A. Venkatarama Chettiar and Athi Krishna Chettiar. The bank primarily operates in treasury, corporate/wholesale banking and retail banking segments. KVB provides services such as personal, corporate, agricultural banking and services to NRIs and MSME. Under personal banking, the bank provides housing loan, personal loan; insurance; and fixed deposits among others. Under corporate banking, KVB provides services like corporate loans; demat account, multicity current account and general insurance among others. Schemes provided by KVB under agricultural banking include Green Harvester, Green Trac and KVB Happy Kisan among others. Under MSME, the bank provides products such as KVB MSME Cash, KVB MSME Term Loan, KVB MSME Vendor Bill Discounting and KVB MSME Standby Term Loan among others. The bank had added more branches and 10 ATMs during the year thus bringing the total to 750 branches and 1,750 ATMs as on Sep 30, 2017. It introduced a number of initiatives in FY16 like reloadable cards, kisan credit cards, automatic passbook kiosk, e-book, etc. The latest being introduction of fast tag and UPI based payment system. Total business volume is 95,000 crore as on Mar 31, 2017.

100000 - 1500000 16 - 18%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required 
    • Balance transfer 


Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (Last 3 months)

    (b)  Form- 16 / IT - Returns (Last 2 years)

    (c)  Bank  Statements -  ( Last 3 months )


Fees & Charges



Eligibility Criteria

    The eligibility of the applicant applying for Dhanlaxmi Housing loan depends upon the repayment capacity of the borrower along with other relevant factors such as:

      • Income 

      • Age 

      • Qualifications

      • No.of dependents

      • Spouse’s income

      • Assets 

      • Liabilities 

      • Savings history

      • Stability

      • Value of the property in question and the steadiness of the applicant’s business.


Perks



Dhanalakshmi Bank:- Dhanlaxmi Bank Ltd Is An Old Private Sector Bank Headquartered In Thrissur City, Kerala, India. Dhanalakshmi Bank Ltd Was Incorporated On 14 November 1927 At Thrissur City,Kerala With A Capital Of ?11,000 And 7 Employees. It Became A Scheduled Commercial Bank In The Year 1977. Today It Has 280 Branches And 398 ATMs Spread Over The States Of Kerala, Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Maharashtra, Gujarat, Delhi, West Bengal, Madhya Pradesh, Punjab, Uttar Pradesh, Rajasthan, Chandigarh, Goa, And Haryana

100000 - 3000000 13.99 - 16.99%
Floating
0.50% - 2%
Floating
12 - 60 Months Show Details   

What you'll love

    • No guarantor required                         
    •  No part payment fee                         
    •  No pre-closure fee for floating rate loan

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip

    (b)  Form- 16 -(last 2 years) / IT - Returns

    (c)  Bank  Statements - (last 3 months )


Fees & Charges



Eligibility Criteria

    • Age at least 21 and less than 58


    • Salaried / Self - Employed with regular income


Perks

    • E-approval
    • Part-payment available
    • No guarantor required
    • Balance transfer

Canara Bank:- Director & CEO's Message As A Premier Commercial Bank In India, Canara Bank Has A Distinct Track Record In The Service Of The Nation For Over 111 Years. Today, Canara Bank Has A Strong Pan India Presence With 6111 Branches And 10339 ATMs, Catering To All Segments Of An Ever Growing Clientele Accounts Base Of 8.05 Crore. Across The Borders, The Bank Has 8 Branches, One Each At London, Leicester, Hong Kong, Shanghai, Manama, Johannesburg, New York And DIFC (Dubai) & A Representative Office At Sharjah, UAE. We Are Recognized As A Leading Financial Conglomerate In India, With As Many As Ten Subsidiaries/sponsored Institutions/joint Ventures In India And Abroad. In Our Second Century Of Dedicated Service To The Nation, We Aspire To Emerge As A "Preferred Bank" By Pursuing Global Benchmarks In Profitability, Operational Efficiency, Asset Quality, Risk Management And Expanding The Global Reach.

50000 - 1500000 %
Fixed
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Has pre-closure option

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 6 months )


Fees & Charges



Eligibility Criteria

    •  Age Limit for Salaried(21 years to 65 years) and for Self Employed(21 years to 60 years)


    • Salaried individuals with minimum monthly income of Rs. 25,000/- and above


    • Self Employed individuals or working professionals earning a above Rs. 25,000 per month


Perks

    • Door step service
    • E-approval
    • Top-up loan available
    • No guarantor required
    • Balance transfer

Fullerton:- Since Its Launch In January 2007, Fullerton India Has Successfully And Strongly Established Itself, Spread Across The Country's Broad Financial Landscape, With A Network Of Over 526 Branches And Serving Over 1.5 Million Customers. Our Primary Services Constitute Financing Of SME For Working Capital And Growth, Loans For Commercial Vehicles And Two-wheelers, Home Improvement Loans, Loans Against Property, Personal Loans, Working Capital Loans For Urban Self-employed And Loans For Rural Livelihood Advancement, Rural Housing Finance And Financing Of Various Rural Micro Enterprises. Working Together With Over 9,946 Employees, We Reach Our Market By Connecting With Millions Of Customers, Be It In Cities, Towns Or Villages, Right At Their Doorstep. We Penetrate Deep Inside The Market Through More Than 528 Branches, Covering 600 Towns And Close To 51,000 Villages.

100000 - 2000000 %
Fixed
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 6 months )


Fees & Charges

    • Preclosure fee = 4% of principal outstanding (plus applicable tax)

Eligibility Criteria

    • Age limit for salaried - 22-60 at the time of loan maturity


    • For salaried minimum income Rs.20,000


    • Cities : Chennai, Bangalore, Hyderabad, Secunderabad, Mumbai, Pune


Perks

    • Door step service
    • E-approval
    • Part-payment available
    • Top-up loan available
    • No guarantor required
    • Balance transfer

HDB Financials Services:- HDB Financial Services HDB Financial Services (HDBFS) is a leading Non-Banking Financial Company (NBFC) that caters to the growing needs of an Aspirational India, serving both Retail & Commercial Clients. Incorporated in 2008, we are a well-established business with strong capitalization. HDBFS is accredited with CARE AAA & CRISIL AAA ratings for its long-term debt & Bank facilities and an A1+ rating for its short-term debt & commercial papers, making it a strong and reliable financial institution. Our lines of business include – Lending and BPO Services.

50000 - 1500000 10.65 - 11.65%
Floating
%
Fixed
12 - 60 Months Show Details   

What you'll love

    • No pre-payment penalty
    • No part-payment penalty

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )


Fees & Charges

    • Processing fee = 0.5% of the loan amount

Eligibility Criteria


    • Only salaried. Net monthly take home should be greater than Rs.50,000


    • Total employement tenure should be greater than 3 years


Perks

    • Part-payment available
    • Balance transfer

Oriental Bank of Commerce:- Vision & Mission Statement VISION STATEMENT

100000 - 1500000 %
Fixed
%
Fixed
12 - 60 Months Show Details   

What you'll love



Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (Last 3 months)

    (b)  Form- 16 / IT - Returns (Last 2 years)

    (c)  Bank  Statements -  ( Last 3 months )


Fees & Charges



Eligibility Criteria

    •  Age at least 21 and less than 58


    • Salaried / Self - Employed with regular income,Earn more than the minimum income required


Perks



Indian Overseas Bank:- Indian Overseas Bank is a major public sector bank based in Chennai, with about 4000 domestic branches, including 1150 branches in Tamil Nadu, 3 extension counters, and eight branches and offices overseas as of 30 September 2014. Indian Overseas Bank has an ISO certified in-house Information Technology department, which had developed the software that its branches used to provide online banking to customers earlier.The bank has achieved 100% networking status as well as 100% CBS status for its branches. IOB has a network of about 3300 ATMs all over India. Indian Overseas Bank has branches in Singapore, Colombo, Seoul, and Bangkok. It has representative offices in Guangzhou, Vietnam, and Dubai. IOB also is part-owner of a joint-venture bank in Malaysia.



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Get to know about

  • The banks offering personal loans
  • Amounts offered
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  • Tenure
  • Preclosure Fee

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