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Best Personal Loan Offers

Bank Loan Amount Range Interest Rate Range Processing Fee Range Tenure Range Loan Features
100000 - 2500000 11.29 - 18.5%
Floating
1 - 2.50%
Floating
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents

     

    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 6 months )



Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried

    • Minimum Monthly Income Rs.30,000



Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

HDFC Bank:- The Housing Development Finance Corporation Limited (HDFC) was amongst the first to receive an 'in principle' approval from the Reserve Bank of India (RBI) to set up a bank in the private sector, as part of RBI's liberalisation of the Indian Banking Industry in 1994. The bank was incorporated in August 1994 in the name of 'HDFC Bank Limited', with its registered office in Mumbai, India. HDFC Bank commenced operations as a Scheduled Commercial Bank in January 1995.

100000 - 2000000 11.49 - 18%
Floating
0.99 - 2%
Floating
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (last 3 months)

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements - ( Last 3 months)

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 3 months )

    (d) Audited/ certified financials (P&L account and Balance Sheet)

    • Proof of existence of business.

    • Certificates of Educational qualifications


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


    • Age at least 23 and less than 65 for Salaried


    • Age at least 28 and less than 65 for Self-employed


    • The person must have a monthly income of Rs.15,000 or more


    • The minimum profit after tax should be Rs. 2 lakhs for self-employed individuals and proprietors while for non-professionals it has to be a minimum of Rs.1 lakh


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

ICICI Bank:- ICICI Bank is India's largest private sector bank with total consolidated assets of Rs. 9,860.43 billion (US$ 152.0 billion) at March 31, 2017 and profit after tax of Rs. 98.01 billion (US$ 1.5 billion) for the year ended March 31, 2017. ICICI Bank currently has a network of 4,850 Branches and 13,917 ATM's across India. History  ICICI Bank was originally promoted in 1994 by ICICI Limited, an Indian financial institution, and was its wholly-owned subsidiary.

100000 - 2000000 14.5 - 23%
Floating
2 - 2.50%
Floating
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (last 3 months)

    (b)  Form- 16 (Last 2 years)/ IT - Returns

    (c)  Bank  Statements - ( Last 3 months)


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


    • Applicants applying for a personal loan from RBL Bank should be at least 25 years of age.


    • At the time of loan maturity, the age of the applicant should not be more than 60 years.

     

    • Before making the personal loan request, certain eligibility criteria are to be followed.


    • The individual should be a salaried employee earning a minimum net monthly salary of Rs.25,000.


    • The total work experience of the individual should be a minimum of 3 years with a present experience of 1 year in the current organization.

     


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

RBL Bank:- RBL Bank is one of India’s fastest growing private sector banks with an expanding presence across the country. The Bank offers specialized services under six business verticals namely: Corporate & Institutional Banking, Commercial Banking, Branch & Business Banking, Agribusiness Banking, Development Banking and Financial Inclusion, Treasury and Financial Markets Operations. It currently services over 3.15 million customers through a network of 246 branches and 388 ATMs spread across 20 Indian states and Union Territories.

100000 - 2000000 10.99 - 20%
Floating
1 - 2%
Floating
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip

    (b)  Form- 16 / IT - Returns

    (c)  Bank  Statements

     

    For Self Employed Individuals( Professionals / Non- Professionals/ Businessman):

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip - (Last 3 months)

    (b)  IT - Returns- (last 2 years) along with tax paid challan.

    (c)  Bank  Statements - (last 6 months )

    (d) Audited/ certified financials (P&L account and Balance Sheet)

    • Proof of existence of business.

    • Certificates of Educational qualifications


Fees & Charges

    • Age at least 23 and less than 60 at the time of loan maturity for Salaried
    • Age at least 23 and less than 65 at the time of loan maturity for Self-Employed
    • Minimum Monthly Income Rs.30,000

Eligibility Criteria


    • Age group between 21-58 years


    • Salaried Individuals must draw a minimum income of Rs. 20,000 per month


    • Salaried individuals should be in the same job for 6 months, with an overall work experience of 2 years.


    • Self-employed individuals need to be in the business for minimum 3 years with a work experience of 3 years.


Perks

    • Door step service
    • Part-payment available
    • No guarantor required
    • E-approval
    • Top-up loan available
    • Balance transfer

TATA Capital:- Tata Capital Ltd., a subsidiary of the legendary Tata Sons Limited established in 2007 with the sole aim of providing focused and transparent financial solutions to help people realize their dreams. The interest brought forth Tata Capital Financial Services Limited, a one-stop monetary specialist co-op that takes into account the assorted needs of retail, corporate and institutional clients crosswise over organizations. Enrolled with the Reserve Bank of India as a Systemically Important Non Deposit Accepting Non Banking Financial Company (NBFC), the organization works crosswise over different ranges of business to be specific the Commercial Finance, Infrastructure Finance, Wealth Management, Consumer Loans and dispersion and promoting of Tata Cards. Today, Tata Capital Financial Services Limited is 100 branches old and tallying.

50000 - 2000000 11.99 - 24%
Floating
0.99 - 2%
Floating
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • No pre-closure and part payment fee on floating rate loan

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Signature Proof - (Passport / PAN Card / Driving license / Bankers Verification / Registered Sale deed / Government Employee ID card )

    • Bank Statement /the Passbook - ( Last 3 months )





Fees & Charges



Eligibility Criteria


    • Salaried Employees


    • Salaried doctors


    • Employees of Public and private limited companies


    • Public and private limited companies


    • Government sector employees including Public


    • Sector Undertakings and central and local bodies


    • Minimum age of 21 years


    • Maximum age of 60 years at loan maturity


    • Minimum net monthly income – Rs. 15,000


Perks

    • Door step service
    • E-approval
    • Part-payment available
    • Top-up loan available
    • No guarantor required
    • Balance transfer

Axis Bank:- Axis Bank is the third largest private sector bank in India. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. The bank has a large footprint of 3,304 domestic branches (including extension counters) and 14,163 ATMs across the country as on 31st March 2017. The overseas operations of the Bank are spread over nine international offices with branches at Singapore, Hong Kong, Dubai (at the DIFC), Colombo and Shanghai; representative offices at Dhaka, Dubai, Abu Dhabi and an overseas subsidiary at London, UK. The international offices focus on corporate lending, trade finance, syndication, investment banking and liability businesses. Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India), Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd. The share holding of Unit Trust of India was subsequently transferred to SUUTI, an entity established in 2003.

500000 - 150000 11.7 - 14.5%
Floating
0.50 - 2%
Floating
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure and part payment - only after 12 months


Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 6 months )

    • Processing fee cheque


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (last 3 months)

    (b)  Form- 16 (Last 2 years)/ IT - Returns

    (c)  Bank  Statements - ( Last 3 months)

    •  Any EMI debit


Fees & Charges



Eligibility Criteria

    •  All permanent Defence Personnel including officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP

    Confirmed/ permanent employees of Central/ State Govt/ PSUs and all reputed companies/ Institutions, who are drawing their salary through accounts maintained with our branches. OR Employer’s of above categories agree for ‘check-off facility’


    •  Professionally qualified Doctors viz. MBBS, BDS & above having annual income of Rs.4.00 lac & above.


    •  Individual drawing salary through our Bank/availing loan under check-of facility with net monthly income:


    •  Rs.15000 per month for eligible customers at Metro Centres;


    •  Rs.12500 per month for eligible customers at Urban Centres; and


    • Rs.10000 per month for eligible customers at Semi-Urban and Rural Centres.


Perks

    • Door step service
    • E-approval
    • Part-payment available
    • Top-up loan available
    • No guarantor required
    • Balance transfer


Punjab National Bank:- Advantages of Home Loan from PNB Housing: Provides a wide range of home loan products like Home Purchase Loans, Home Construction Loans, Home Extension Loans, Home Improvement Loans and Plot Loans. Robust service delivery model – door step services ensuring easy and fast approval & disbursal of loans Excellent post disbursement services Facility of enhancement in loan amount in the event of escalations in cost Dedicated team of well-experienced employees who work on best-in-class information systems & network to deliver and provide customer satisfaction High standards of ethics, integrity and transparency Various repayment options Balance Transfer from other Bank Home Loan

100000 - 2000000 10.75 - 14.99%
Floating
1.25 - 2%
Floating
12 - 60 Months Show Details   

What you'll love

    • No guarantor required
    • Conditional pre-closure - only after 6 months

Documents


    KYC Documents:

    • Loan Application

    • Passport sized Photographs - (3)

    • Identity Proof- ( Photocopy of the Voter’s ID card / Passport / Driving License/ Adhar Card / IT PAN Card )

    • Residence Proof-  (Passport/ Driving License/ Telephone Bill/ Ration Card /Election Card/Any other Certificate from Statutory Authority).

    •  Age Proof - (PAN Card/ Passport/ Any other Certificate from Statutory Authority)

    • Bank Statement /the Passbook - ( Last 3 months )


    For Salaried Individuals:

    • Proof Of Income:

    (a) Latest Salary certificate /Salary Slip (Last 3 months)

    (b)  Form- 16 / IT - Returns (Last 2 years)

    (c)  Bank  Statements -  ( Last 3 months )


Fees & Charges

    • Preclosure fee = 2% - 4% of principal 

Eligibility Criteria


    •  Salaried: 22 to 58 years old


    • Minimum income required is Rs. 25,000 per month


Perks

    • Door step service
    • E-approval
    • No guarantor required


Yes Bank:- YES BANK has been recognized amongst the Top and Fastest Growing Banks in various Indian Banking League Tables by prestigious media houses and Global Advisory Firms, and has received several national and international honours for our various Businesses including Corporate Investment Banking, Treasury, Transaction Banking, and Sustainable practices through Responsible Banking. YES BANK is steadily evolving as the Professionals’ Bank of India with the long term mission of “Building the Finest Quality Bank of the World in India” by 2020.



A personal loan which is also termed as unsecured loan attracts higher rate of interest and a bit difficult terms. Although, the process to apply and approval has been made speedy, it is good to make a smart decision.

There are a number of the banks interested in lending personal loans to any male or female applicant in need of money. The terms and conditions applicable may differ from a bank to bank and hence a customer needs to ready and understand the important conditions applicable.

Many banks keep on announcing offers on personal loans to attract more and more customers. It can certainly help a borrower save his/her hard earned money payable as heavy interest.  

We at Antworks Money believe in the complete transparency and rendering unbiased information to all our valued customers related to personal loans along with the other financial products.

If you wish to take the advantage of the best personal loan offers, prefer none other than the most secured loan platform Antworks Money in India.

You are assured of the best deal and better customer service experience. Rush to apply online personal loans today.

What is a Personal Loan? Know More About It

An increasing number of consumers are now taking personal loan for their purchases, especially the big-ticket ones. They are also converting their purchases into equated monthly installments (EMI). Some of the best personal loans offers help the households meet any shortfall they experience in buying a house or a car, in children’s higher education, or even in case of medical contingencies, among other things.

Here is the more information about the personal loan to know them better:

What is personal loan?

Simply put, it is an unsecured loan taken by any individual from a bank or any non-banking financing company to meet their personal needs. It is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity, etc. Unlike a home or a car loan, personal loan is not secured against any asset. As it is unsecured personal loans bad credit and the borrower does not put up collateral like gold or property to avail it, the lender, in case of a default, cannot auction anything you own.

The interest rate varies and so one can compare personal loans interest charged. The rate of interest on personal loans are higher than those on home, car or gold loans because of the greater perceived risk when sanctioning them. However, like any other loan, defaulting or a personal loan is not good as it would reflect in your credit report and cause problems when you apply for credit cards or other loans in future.

For what purposes personal loans can be used?

It can be used for any personal financial need and the bank will not monitor its uses. It can be utilized for renovating your home, marriage-related expenses, a family vacation, your child’s education, purchasing latest electronic gadgets or home appliances, meeting unexpected medical expenses or any other emergencies. Instant approval personal loans are also useful when it comes to investing in business, fixing your car, down payment of new house, etc.

Personal loan eligibility criteria

Although it varies from bank to bank, the general criteria include your age, occupation, income, capacity to repay the loan, and place of residence. To avail of a personal loan, you must have a regular income source, whether you are a salaried individual, self-employed business person or a professional.

An individual’s eligibility is also affected by the company he is employed with, his credit history, etc. There are other eligibility criteria also for which you can contact the particular lending source you are approaching for the personal loan.

Maximum personal loan duration

It can be 1 to 5 years or 12 to 60 months. Shorter or longer tenures may be allowed on a case by case basis, but it is rare.

Disbursal of the personal loan amount

Typically, it personal loan gets disbursed within 7 working days of the loan application to the lender. Once approved, you may either receive an account payee cheque/draft equal to the loan amount or get the money deposited automatically into your saving account electronically.

How much personal loan one can borrow?

It usually depends on your income and varies based on whether you are salaried or self-employed. Usually, the bank restricts the loan amount such that your EMI is not more than 40-45% of your monthly income. Any existing loan that is being serviced by the applicant is also considered when calculating the personal loan amount.

For the self-employed, the loan value is determined on the basis of the profit earned as per the most recent acknowledged profit/loss statement, while taking into account any additional liability (such as current loans for business etc.) that he might have.

Is there a minimum personal loan amount?

Yes, though the exact amount varies from one institution to another. Most lenders have set their minimum personal loan principal amount at Rs. 30,000.

From which bank/financial institution should one borrow personal loan?

It is good to compare the offers of various banks before you settle on one. Some key factors to consider when deciding on a loan provider include interest rates, loan tenure, processing fees, etc.

How do bank decide on the personal loan amount?

Although, the loan sanctioning criteria differ from one bank to another, some key factor determining the maximum loan amount that can be sanctioned to you include your credit score, current income level as well as liabilities. A high credit score means you have serviced your previous loans and/or credit card dues properly, leading the lenders to feel that you are a safe borrower, leading to a higher loan amount being sanctioned. Personal loan for bad credit is not allowed.

You current income level and liabilities (outstanding credit card dues, unpaid loans, current EMIs, etc.) have a direct bearing on your repayment capacity. Therefore, if you are in lower income bracket or have large amount of unpaid credit card bills or outstanding loan EMI, you will be sanctioned a lower personal loan amount than those with higher income or fewer financial liabilities.

Should a person choose for lowest EMI when choosing a loan provider?

Low EMI offers can typically result from a long repayment term, a low interest rate, or a combination of the two factors. Thus, sometimes you may end up paying more interest to your lender if you choose low EMIs. So use online tools like the personal loan EMI calculator to find out your interest payout over the loan tenure and your repayment capacity before taking a call.

Interest Rates on Personal Loan

Being unsecured personal loans, they have a higher interest rate than those on secured home or car loans. At present, many leading banks and NBFCs offer such loan at interest rates of as low as 11.49%. However, the rate applicable to a borrower is contingent on key factors, including credit score, income level, loan amount and tenure, previous relationship (saving account, loans or credit cards) with the lender, etc.

Extra charge payable on personal loan

Yes, in addition to the interest payable on the principal amount, there is a non-refundable charge on applying for personal loan. The lender charges processing fees, usually 1-2% on the principal loan, to take care of any paperwork that needs to be processed as part of the application process. The lender may waive this charge if you have a long-term association with him.

Fixed or floating interest rates on personal loan

For a fixed rate easy personal loan, the EMIs remain fixed. Floating rate means the EMIs keep decreasing as it follows the reducing balance method of calculating interest payout on a personal loan.

As per the new marginal cost of funds based lending rate (MCLR) rules, floating rates may be changed either on a half-yearly or annual basis.

Difference between reducing and flat interest rate on personal loan

As the name implies, in the former, the borrower pays interest only on the outstanding loan balance i.e. the balance that remains outstanding after getting reduced by the principal repayment.

In flat interest rate scenario, the borrower pays interest on the entire loan balance throughout the loan term. Thus, the interest payable does not decrease even as the borrower makes periodic EMI payments and low interest personal loan is not there.

Can I apply jointly with my spouse?

Yes, certainly you can apply for a personal loan either yourself singly or together with a co-applicant jointly, who needs to be a family member like your spouse or parents. Having a co-borrower means your loan application will be processed in a higher income bracket, making you eligible for a large loan amount. However, keep in mind that if you or the co-applicant has a poor credit history, the chances of success of your loan application may be low.

Prepaying personal loan

Yes, however some banks allow borrower to repay the loan only after certain number of repayments has been made. Some lenders do not allow partial prepayments. Prepayments charges may be levied on the outstanding loan amount. The term of certain banks related to it may differ as it is subject to change.

Key documents required for personal loan

Though the documentation requirements vary from one financial institution to another, some key documents you will have to provide with your personal loan application includes:

  • Income proof (Salary slip for salaried/ acknowledgement ITR for self-employed)
  • Address proof documents
  • Identity proof documents
  • Certified copies of degree/license (in case of self-employed individuals)

Repaying the personal loan

It can be repaid in the form of EMIs via post-dated cheques (PDC) drawn in favor of the bank or by releasing a mandate allowing payment through the electronic clearing services (ECS) system.

Personal Loan Prepayment/Foreclosure charges

If you decide to pay off your loan before its tenure has completed, you get charged an additional fee called prepayment/foreclosure charge/penalty. This penalty usually ranges between 1 to 2 % of the principal outstanding. Some banks, however, charge a higher amount to foreclose a loan.

Personal Loan approval process

The approval is at the sole discretion of the loan sanctioned officer whose decision is based on the criteria specified by the bank/financial institute. The entire process can take between 48 hours and about two weeks.

Once all the necessary documents are submitted and the verification process is completed, the loan, if sanctioned, is disbursed within seven working days by the bank. Do keep all the necessary documents ready along with PDC and/or signed ECS form to avoid delays in loan processing and disbursement.

Defaulting or scheduled EMIs

If you miss the scheduled EMIs and are unable to make future payments, the lender first will try too recovering the due amount through settlements and recovery agents. If such attempts fail and your loan account is marked as a default, the loan will show up on your credit report as a default, adversely affecting your credit score and making it difficult for you to get loan and credit card approvals in future.

Tax benefits

Although personal loans usually have no tax benefits, but if you take one for home renovation/ down payment, you may be eligible for I-T deduction under section 24. However, this tax benefits is limited to only the interest, not the principal amount. Also, to claim deduction, you will have to furnish proper receipts.

Balance transfer offers

A lender, in some cases, will allow you to transfer the balance (amount still to be repaid) on your loan from the present lender to a new one. The new lender will pay off the balance amount to the present lender. At the end of the balance transfer process, you will owe the new lender payments plus applicable interest that is left on your loan. At Antworks Money, we can help you in securing low interest personal loans by also facilitating loan comparison. There are offers on personal loans rendered by various banks from time to time.

If you wish to take the benefit of the best personal loan offers in India, visit Antworks Money today.