{"id":9873,"date":"2018-07-18T14:57:18","date_gmt":"2018-07-18T09:27:18","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=9873"},"modified":"2021-08-25T15:13:41","modified_gmt":"2021-08-25T09:43:41","slug":"hdfc-bank-car-loan","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/hdfc-bank-car-loan\/","title":{"rendered":"HDFC Bank Car Loan"},"content":{"rendered":"<p>The HDFC Bank Car Loan is loaded with features that are sure to impress the most discerning customer. From the prospect of upto 100% finance to the short duration of just 2 working days for loan disbursal, from fixed interest rates that apply through the duration of the loan tenure to the provision to not submit any income documents when applying for the car loan, these alongside a flexible loan tenure of 7 years make the HDFC Car Loans an irresistible option. No wonder, HDFC counts this product as one of its premier sellers and is further committed to bringing it to many more Indians in the coming times.<\/p>\n<h2>Why Choose HDFC Bank Car Loan?<\/h2>\n<p>The bywords are comfort, simplicity of acquisition and a feature rich product portfolio. A HDFC Car Loan is tuned to make the entire process of acquiring a loan, simple and as comprehensive as possible. Why should you apply for a HDFC Car Loan online? The principle reasons are as follows-<\/p>\n<ul>\n<li><strong>Super Attractive Interest Rates-<\/strong>\u00a0When compared to the other car loan options available in the market, the\u00a0HDFC Car Loan interest rate\u00a0is in a league of its own.<\/li>\n<li><strong>Super-Fast Loan Disbursal-\u00a0<\/strong>The entire loaning process with HDFC is hassle free, transparent and quick. HDFC isn\u2019t too keen to be a delaying factor between you and your cherished set of wheels.<\/li>\n<li><strong>Super Customer Friendly-<\/strong>\u00a0From the get-go, the onus is the customer. This will be abundantly obvious in the way HDFC treats you as a potential\/existing customer via its competent customer support initiatives.<br \/>\n<h2>Features of HDFC Bank Car Loan<\/h2>\n<p>As with any competent loaning bank, HDFC has loaded its <a href=\"https:\/\/www.antworksmoney.com\/Car-loans\/\"><strong>car loan<\/strong><\/a> product with sufficient attractive features to attract your undivided attention-<\/p>\n<ol>\n<li>Loan amount equals upto 100% of the cost of the vehicle. Equates also to lowest down payment.<\/li>\n<li>Loan disbursal in just 2 short working days.<\/li>\n<li>The loan processing stage is certified hassle free, transparent and quick.<\/li>\n<li>Fixed interest rates provide security against the upheavals in the market and leave your EMI payments constant.<\/li>\n<li>One of the lowest EMI options in the Indian context.<\/li>\n<li>As per the \u2018No Income Document Scheme\u2019, documents detailing your income aren\u2019t mandatory.<\/li>\n<li>Relaxed repayment tenure stretching upto 7 years.<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<div class=\"panel-heading\">\n<h2 class=\"panel-title\">HDFC Car Loan Interest Rates<\/h2>\n<\/div>\n<div id=\"collapseThree\" class=\"panel-collapse collapse in\">\n<div class=\"panel-body twi-auto-height\">\n<p>The interest charges billed by HDFC on car loans depends mainly on the segment of the vehicle availed. Check with the nearest branch or call the customer service to ascertain the applicable rate.<\/p>\n<p><strong>HDFC Car Loan Interest Rate for New Borrowers <\/strong>Ranges from 9.15% to 11.60%<\/p>\n<p><strong>Note<\/strong>: The interest rate is subject to periodic revision as per bank\u2019s credit policy and RBI\u2019s quarterly reviews. Make sure to confirm with the bank on prevailing rates at the time of applying and choose the terms accordingly.<\/p>\n<div class=\"panel-heading\">\n<h2 class=\"panel-title\">Eligibility Criteria for HDFC Car Loan<\/h2>\n<\/div>\n<div id=\"collapseFour\" class=\"panel-collapse collapse in\">\n<div class=\"panel-body twi-auto-height\">\n<p>When talking of the <strong>HDFC Car Loan eligibility<\/strong>, there are many factors at play. Kindly match your personal situation with the requirements given below and gauge your eligibility for the same.<\/p>\n<p><strong>Salaried Employee-<\/strong><\/p>\n<ul>\n<li>Minimum age of 21 years (at inception) and maximum of 60 years (at end of loan tenure).<\/li>\n<li>Is employed for a minimum of 2 years, with 1 year at the current employer.<\/li>\n<li>Annual income of Rs.1,80,000 (this can include the income of the co-applicant).<\/li>\n<li>Has a fixed landline number or a post-paid mobile number.<\/li>\n<\/ul>\n<p><strong>Self Employed-<\/strong><\/p>\n<ul>\n<li>Minimum age of 21 years (at inception) and maximum of 65 years (at end of loan tenure).<\/li>\n<li>Must be in business for at least 2 years.<\/li>\n<li>Annual income of Rs.60,000 (standard car) or Rs.1,00,000 (mid-sized and premium cars).<\/li>\n<li>Have a fixed landline number or a post-paid mobile number.<\/li>\n<\/ul>\n<p><strong>Self Employed (Partnership firms)-<\/strong><\/p>\n<ul>\n<li>Annual income of Rs.60,000 (standard car) or Rs.1,50,000 (mid-sized and premium cars).<\/li>\n<li>Minimum annual turnover of Rs.4,50,000.<\/li>\n<li>Have a fixed landline number at office or residence.<\/li>\n<\/ul>\n<p><strong>Self Employed (Private Limited Companies)-<\/strong><\/p>\n<ul>\n<li>Annual income of Rs.60,000 (standard car) or Rs.1,50,000 (mid-sized and premium cars)<\/li>\n<li>Minimum annual turnover of Rs.4,50,000<\/li>\n<li>Have a fixed landline number at office.<\/li>\n<\/ul>\n<p><strong>Self Employed (Public Limited Companies)-<\/strong><\/p>\n<ul>\n<li>Annual income of Rs.60,000 (standard car) or Rs.1,50,000 (mid-sized and premium cars)<\/li>\n<li>Minimum annual turnover of Rs.4,50,000<\/li>\n<li>Have a fixed landline number at office.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"col-md-12 link-section\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>The HDFC Bank Car Loan is loaded with features that are sure to impress the most discerning customer. From the prospect of upto 100% finance to the short duration of just 2 working days for loan disbursal, from fixed interest rates that apply through the duration of the loan tenure to the provision to not &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/hdfc-bank-car-loan\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;HDFC Bank Car Loan&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9873","post","type-post","status-publish","format-standard","hentry","category-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Antworks Money &#8211;  The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/hdfc-bank-car-loan\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:description\" content=\"The HDFC Bank Car Loan is loaded with features that are sure to impress the most discerning customer. 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