{"id":4260,"date":"2018-05-22T14:29:20","date_gmt":"2018-05-22T08:59:20","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=4260"},"modified":"2019-09-25T12:51:11","modified_gmt":"2019-09-25T07:21:11","slug":"education-loans-without-collateral","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/education-loans-without-collateral\/","title":{"rendered":"Education Loans without Collateral"},"content":{"rendered":"<p><a href=\"https:\/\/www.antworksmoney.com\/blog\/education-loan\/\">Educational loans<\/a>\u00a0have become a support system for students who cannot afford studying abroad or in the home country as for that matter, but have the awareness of the significance of education. In order to assist such deserving students, RBI introduced the concept of study\/education loans from banks that have also collaborated with universities\/colleges to provide financial aid. According to RBI maximum study loan for education in domestic country is Rs.10 lakhs and for studying abroad, it is Rs.20 lakhs.<\/p>\n<p>In only rare special cases, when the student is extraordinary and deserving, bank might consider exceeding his\/her limit of study loan without collateral.<\/p>\n<p>There are certain top banks which offer study loans by exceeding limit of\u00a0<strong>loan without Security\u00a0<\/strong>which can be considered by a student who is dealing with issues regarding collateral security. Some banks are:<\/p>\n<table class=\"table table-curved\">\n<tbody>\n<tr>\n<td>Bank<\/td>\n<td>Loan Amount<\/td>\n<\/tr>\n<tr>\n<td>HDFC Bank<\/td>\n<td>Domestic Education \u2013 Up to Rs.15 lakhs Foreign Education \u2013 Up to Rs.20 lakhs For loans up to Rs.7.5 lakhs no collateral is required<\/td>\n<\/tr>\n<tr>\n<td>HSBC<\/td>\n<td>Loan up to Rs.5 lakhs do not require collateral<\/td>\n<\/tr>\n<tr>\n<td>State Bank of India (SBI)<\/td>\n<td>Domestic Education \u2013 Up to Rs.15 lakhs Foreign Education \u2013 Up to Rs.20 lakhs For loans up to Rs.4 lakhs no collateral is required<\/td>\n<\/tr>\n<tr>\n<td>Punjab and Sind Bank<\/td>\n<td>Domestic Education \u2013 Up to Rs.15 lakhs Foreign Education \u2013 Up to Rs.20 lakhs For loans up to Rs.4 lakhs no collateral is required<\/td>\n<\/tr>\n<tr>\n<td>IDBI Bank<\/td>\n<td>Domestic Education \u2013 Up to Rs.15 lakhs Foreign Education \u2013 Up to Rs.20 lakhs For loans up to Rs.4 lakhs no collateral is required<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Educational loans\u00a0have become a support system for students who cannot afford studying abroad or in the home country as for that matter, but have the awareness of the significance of education. In order to assist such deserving students, RBI introduced the concept of study\/education loans from banks that have also collaborated with universities\/colleges to provide &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/education-loans-without-collateral\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Education Loans without Collateral&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-4260","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Education Loans without Collateral - Antworks Money<\/title>\r\n<meta name=\"description\" content=\"Educational loans\u00a0have become a support system for students who cannot afford studying abroad or in the home country as for that matter...\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/education-loans-without-collateral\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Education Loans without Collateral - 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