{"id":3822,"date":"2018-05-10T11:59:19","date_gmt":"2018-05-10T06:29:19","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=3822"},"modified":"2019-09-25T17:42:51","modified_gmt":"2019-09-25T12:12:51","slug":"gruh-finance-limited-home-loan","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/gruh-finance-limited-home-loan\/","title":{"rendered":"Gruh Finance Limited Home Loan"},"content":{"rendered":"<div class=\"row btm-pad\">\n<div class=\"col-md-12\">\n<p>GRUH Finance Limited offers multiple home loan products, each designed to address specific requirements. The loan products offered by GRUH finance include GRUH Suraksha, GRUH Suvidha, GRUH Sajavat and GRUH Samruddhi.<\/p>\n<\/div>\n<\/div>\n<div class=\"row btm-pad\">\n<div class=\"col-md-12\">\n<h1>Types of Home Loan Schemes By Gruh Finance Limited<\/h1>\n<p>GRUH Suraksha:<\/p>\n<ul>\n<li>Offered to professionals and salaried persons for purchase\/construction of residential units, based on income proof of individual.<\/li>\n<li>Loan is available for a maximum tenure of 25 years.<\/li>\n<li>Loan amount available up to 75% \/ 80% \/ 85% of the property cost (includes the cost of land, construction, registration and other one-time acquisition costs).<\/li>\n<li>Choose from amortization options like daily or annual amortization.<\/li>\n<li>Multiple interest computation options like fixed, semi-fixed and variable.<\/li>\n<\/ul>\n<h3>GRUH Suvidha:<\/h3>\n<ul>\n<li>Offered to self-employed individuals and professionals, based on surrogate income proof.<\/li>\n<li>Maximum loan tenure offered is up to 15 years.<\/li>\n<li>May be used for construction or purchase of residential units in cities, villages or towns.<\/li>\n<li>Loan amount offered under this loan shall be up to a maximum limit of 75% \/ 80% \/ 85% of total property cost (includes cost of land, construction, registration and other acquisition costs).<\/li>\n<li>This loan is available with various interest rate options with monthly amortization.<\/li>\n<\/ul>\n<h3>GRUH Sajavat:<\/h3>\n<div class=\"pull-right top-pad btm-pad tax-img-responsive\"><\/div>\n<ul>\n<li>Offered to self-employed individuals and professionals, based on surrogate income proof.<\/li>\n<li>Provided for the purpose of repair or renovation of existing residential units in cities, villages or towns.<\/li>\n<li>Maximum loan tenure offered is up to 15 years.<\/li>\n<li>Loan amount offered under this loan shall be up to a maximum limit of 75% \/ 80% \/ 85% of total property cost (includes the cost of land, construction, registration and other acquisition costs).<\/li>\n<li>This loan is available with various interest rate options with monthly amortization.<\/li>\n<\/ul>\n<h3>GRUH Samruddhi Home Loan:<\/h3>\n<ul>\n<li>Offered to professionals for purchase office premises for business purposes.<\/li>\n<li>Maximum quantum of loan offered is up to 75% \/ 80% \/ 85% of overall property cost (includes the cost of land, construction, registration and other acquisition costs).<\/li>\n<li>This loan is available with variable interest rate options and monthly amortization.<\/li>\n<\/ul>\n<h3>Other Loan Products:<\/h3>\n<div class=\"row btm-pad product-landing-btn-block pull-right\">\n<p>You may choose from three different loan product which are as follows:<\/p>\n<ul>\n<li><strong>Flexible Installment Plan (FLIP)\u00a0<\/strong>\u2013 Designed to meet the needs of multiple earning members of the family and available only on<\/li>\n<li><strong>Pension FLIP<\/strong>\u2013 This plan basically takes into consideration the combined income of the family members which includes salary income and pension. This product is only available with fixed rate loans.<\/li>\n<li><strong>Step Up Repayment Facility<\/strong>\u2013 Offered only on fixed rate loans, this plan amps up your in anticipation of increase of the household income in the future.<\/li>\n<\/ul>\n<h3>Multiple Amortization Options:<\/h3>\n<p>Choose from multiple amortization options where the principal component of installments is adjusted on a varying basis.<\/p>\n<h3>Multiple Interest Rate Options:<\/h3>\n<p>Choose from fixed, semi-fixed or variable computation of interest as it suits your convenience and budget.<\/p>\n<h2>Documents for Gruh Finance Home Loan:<\/h2>\n<ul>\n<li>Age-proof, residence-proof and identity-proof.<\/li>\n<li>Salary slips for the past 3 months.<\/li>\n<li>IT returns \/ Form 16.<\/li>\n<li>Completed application form with passport size photographs.<\/li>\n<\/ul>\n<h2>Gruh Finance Home loan Interest Rates<\/h2>\n<p>Each particular <a href=\"https:\/\/www.antworksmoney.com\/blog\/home-loan-processing-fee\/\">home loan<\/a> offered by GRUH Finance Ltd. carries different rates of interest. The applicable interest rates effective from May 20,2017 are given below.<\/p>\n<p>S.NO<\/p>\n<p>Home loan Scheme<\/p>\n<p>Interest Rate<\/p>\n<table class=\"table table-curved\">\n<tbody>\n<tr>\n<td style=\"text-align: left;\">1<\/td>\n<td style=\"text-align: left;\">GRUH Suraksha<\/td>\n<td style=\"text-align: left;\">8.35% to 14.50%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">2<\/td>\n<td style=\"text-align: left;\">GRUH Suvidha<\/td>\n<td style=\"text-align: left;\">8.85% to 15.30%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">3<\/td>\n<td style=\"text-align: left;\">GRUH Sajavat<\/td>\n<td style=\"text-align: left;\">9.50% to 13.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left;\">4<\/td>\n<td style=\"text-align: left;\">GRUH Samruddhi<\/td>\n<td style=\"text-align: left;\">11.50% and 15.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>GRUH Finance Limited offers multiple home loan products, each designed to address specific requirements. The loan products offered by GRUH finance include GRUH Suraksha, GRUH Suvidha, GRUH Sajavat and GRUH Samruddhi. Types of Home Loan Schemes By Gruh Finance Limited GRUH Suraksha: Offered to professionals and salaried persons for purchase\/construction of residential units, based on &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/gruh-finance-limited-home-loan\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Gruh Finance Limited Home Loan&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-3822","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Gruh Finance Limited Home Loan - Antworks Money<\/title>\r\n<meta name=\"description\" content=\"GRUH Finance Limited offers multiple home loan products, each designed...Types of Home Loan Schemes By Gruh Finance Limited...\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/gruh-finance-limited-home-loan\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Gruh Finance Limited Home Loan - 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