{"id":3766,"date":"2018-05-08T08:23:02","date_gmt":"2018-05-08T02:53:02","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=3766"},"modified":"2019-10-14T14:14:20","modified_gmt":"2019-10-14T08:44:20","slug":"get-personal-loan-without-documents","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/get-personal-loan-without-documents\/","title":{"rendered":"How to get Personal Loan without Documents"},"content":{"rendered":"<p>Few financial institutions consider giving a home loan without documents and income proof, purely based on customer persona and relationship. If you have a good relationship with the bank based on your timely payments and clear credit records, then the bank may offer you a <a href=\"https:\/\/www.antworksmoney.com\/blog\/personal-loan-eligibility-details-2\/\">personal loan<\/a> based on the details already available with the bank.<\/p>\n<p>Following are some of the things you can follow in order to avail a documentation-free personal loan:<\/p>\n<ul>\n<li>Establish a good relationship with your bank by remaining loyal to it for all financial, and non-financial services. This helps in building trust with the bank which then decides your loan eligibility as well as your repayment capacity. If you are applying for a personal loan at the same bank, where your main operating account is located, it becomes easier for the bank to consider you\u00a0eligible for a personal loan. As the bank is fully aware of all the transactions being made on your account, it helps them assess your creditworthiness.<\/li>\n<li>Pay all your dues on time with the bank, if you are holding a credit card with the bank. Paying all your credit card bills on time puts you at a higher chance of availing a personal loan with the bank.<\/li>\n<li>Do not miss any payments associated with the bank, where you are applying for a personal loan. A missed payment is a sign of incapability of handling finances and therefore, banks, and lenders would ask you to provide a solid proof of income.<\/li>\n<li>Maintain a high credit score as it helps in building faith with the lender that you are a safe customer.<\/li>\n<\/ul>\n<p>Banks like Citibank allow you to take personal loans of up to Rs.30 lakh in a span of 48 hours, without any documentation such as income proof, and address proof, provided your residence and office address is updated in the Citibank account. A personal loan, free of documentation, is a dream for most borrowers. With everything going online, from application to approval, documentation merely seems like a time taking a step, which may be avoided in some exceptional cases.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Few financial institutions consider giving a home loan without documents and income proof, purely based on customer persona and relationship. If you have a good relationship with the bank based on your timely payments and clear credit records, then the bank may offer you a personal loan based on the details already available with the &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/get-personal-loan-without-documents\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;How to get Personal Loan without Documents&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-3766","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>How to get Personal Loan without Documents | Antworks Money<\/title>\r\n<meta name=\"description\" content=\"Few financial institutions consider giving a home loan without documents and income proof, purely based on customer persona and relationship...\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/get-personal-loan-without-documents\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"How to get Personal Loan without Documents | Antworks Money\" \/>\r\n<meta property=\"og:description\" content=\"Few financial institutions consider giving a home loan without documents and income proof, purely based on customer persona and relationship...\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.antworksmoney.com\/blog\/get-personal-loan-without-documents\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Antworks Money - 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