Axis Bank offers a vast variety of savings accounts to customers along with personalized services and attractive benefits. Customers can plan and track their finances and also save considerably, earning interests on their savings. With a multitude of choices on their plate, Axis Bank customers can open a savings account best suited for managing their finances.<\/p>\n
| Particulars<\/td>\n | Rate of Interest<\/td>\n<\/tr>\n | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Saving Deposits Balance below Rs. 50 lakhs<\/td>\n | 3.50% p.a<\/td>\n<\/tr>\n | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Saving Deposits Balance of Rs. 50 lakhs and above<\/td>\n | 4.00% p.a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nHow Do I Open An Axis Bank Savings Account Online?<\/h2>\nCustomers can compare and easily open an Axis Bank savings account of their choice using the web portal of Axis Bank. The \u2018Apply online\u2019 feature available on the website, leads the user to an application form which needs to be filled-in and submitted. Personal details like name, address, telephone numbers, preferred branch and city along with the type of savings account required have to be entered.<\/p>\n Types Of Axis Bank Savings Accounts<\/h2>\nEasyAccess Savings Account<\/strong><\/p>\n Begin your journey of savings with an EasyAccess savings account from Axis Bank with an interest rate of 4% on your daily balances, which is paid quarterly. Access your bank account without any hassles and track your account expenses with Axis Bank\u2019s internet and mobile services. EasyAccess savings accounts opened in Metro cities require a minimum opening deposit of Rs 10,000. A Visa Classic debit card is generally issued along with an EasyAccess savings account.<\/p>\n Prime Savings Account<\/strong><\/p>\n Hold a Prime Savings Account with Axis Bank and enjoy enhanced access and higher transaction limits. A MasterCard Titanium Debit Card is issued along with a Prime savings account.<\/p>\n Future Stars Savings Account<\/strong><\/p>\n Parents can plan and save for their child\u2019s future with a Axis Bank Future Stars Savings Account. This account is targeted to children aged below 18 years and requires to be operated by a parent or a guardian. A free ATM card with a daily withdrawal limit of Rs 1500\/- and a cheque book in the guardian\u2019s name will be issued if the child is below 10 years. The Future Stars Savings Account requires a low opening deposit and monthly balance of Rs 2500\/- in Metro cities.<\/p>\n Youth Account<\/strong><\/p>\n Be YOU! Manage your money with the Axis Bank YOUth Account which comes with a mobile banking YOUth application and a YOUth debit card loaded with features and offers. Design your own version of the Visa Classic Youth Card issued along with this account and personalize it to look the way YOU want.<\/p>\n Prime Plus Savings Account<\/strong><\/p>\n An Axis Bank Prime Plus Savings Account holder is entitled to higher transaction limits, entertainment, pricing and reward benefits and the flexibility of maintaining an average monthly balance of Rs 1 lakh in their savings account. The Prime Plus Savings Account requires a minimum opening deposit of Rs 1, 00,000.<\/p>\n Women Savings Account<\/strong><\/p>\n Axis Bank offers a unique savings account scheme to women customers with a minimum opening deposit and an average minimum balance requirement of Rs 10,000\/- in Metro cities.<\/p>\n Senior Privilege Savings Account<\/strong><\/p>\n Senior citizens can enjoy preferential treatments at Axis Bank branches and also get exciting discounts and offers when they open a Senior Privilege Savings Account.<\/p>\n Pension Savings Account<\/strong><\/p>\n The Pension Savings account has been exclusively designed for pensioners of Central Government, Civil & Defense Ministries. The pension amount does not have an average quarterly minimum balance requirement and the Central Civil Pension would be disbursed into this account.<\/p>\n Trust\/NGO Savings Account<\/strong><\/p>\n Trust\/NGO Savings Account is a banking solution for Trusts, Societies, Associations, NGOs, Government Bodies and Section 25 companies with an average monthly balance requirement of Rs 25,000\/-. Most of the transactions associated with this savings account can be performed without any charge and a free demat account is also provided to facilitate investments.<\/p>\n Insurance Agent Account<\/strong><\/p>\n This savings account has been designed especially for insurance agents with a concessional minimum opening deposit of Rs 5000\/-. A Visa Classic Debit card is issued along with this account.<\/p>\n Basic Savings Account<\/strong><\/p>\n The Basic Savings account with Axis Bank comes with a free Rupay Debit card and a zero balance facility. Customers can get free SMS alerts and a passbook to track their account activity.<\/p>\n Small Basic Savings Account<\/strong><\/p>\n As the name suggests, get started on your savings with an Axis Bank Small Basic Savings Account which does not have a minimum balance requirement. A RuPay debit card is issued along with this account and customers can easily track their expenses with monthly e-statements or passbooks.<\/p>\n Priority Account \u2013 Resident<\/strong><\/p>\n Axis Bank Priority banking customers in India can open exclusive savings accounts with unlimited lifestyle privileges, entertainment benefits, preferential rates, exciting deals and offers and a specially designed Axis Mobile App for their Priority accounts.<\/p>\n Krishi Savings Account<\/strong><\/p>\n A Krishi Savings account with Axis Bank is offered to farmers and individuals engaged in allied agricultural activities in semi-urban and rural areas. An International Master Debit Card is issued along with this and account holders need to maintain a half-yearly balance of Rs 2,500\/-.<\/p>\n Priority Account \u2013 NRI<\/strong><\/p>\n Axis Bank NRI Priority banking customers can use AxisRemit to easily transfer or remit funds at preferential rates from any country across the world to beneficiaries in India.<\/p>\n Pradhan Mantri Jan-Dhan Yojana (PMJDY)<\/strong><\/p>\n Axis Bank also offers its users the facility of enrolling in the PMJDY scheme which allows users to access affordable banking, deposit, insurance, credit, remittance and pension services to those residing in rural areas. Accounts opened under the PMJDY scheme earn interest at the rate of 4%. Those enrolled in the scheme are eligible to avail a Basic Savings Bank Deposit Account or open a Small Account if they do not have officially valid documents for a regular account. This account also offers overdraft and cheque book facilities along with the option of availing a RuPay Debit Card.<\/p>\n Inaam Personal account<\/strong><\/p>\n With the Inaam Personal Account by Axis Bank, enjoy access to a number of banking services with ease. This is a zero interest account so you need not worry about earning interest. Account holders can enjoy the convenience of multi-channel banking by making secure fund transfers, make payments with ease, access mobile banking, get account details, SMS alerts, e-statements of their account.<\/p>\n Axis Bank customers can earn an attractive interest of 4% on their savings accounts and also enjoy a load of privileges and offers when they transact using their accounts. The interest rate is calculated on a daily basis and is paid to account holders after every quarter.<\/p>\n Axis Bank savings accounts require different minimum balance amounts to be maintained, depending on the type of account held and the target audience it caters to. The minimum balance amount ranges from as low as Rs 2,500 to Rs 1, 00,000\/-.<\/p>\n Address Proof \/ID Proof<\/strong><\/p>\n Address and ID proof for Hindu Undivided Family accounts<\/strong><\/p>\n |