{"id":1490,"date":"2018-02-25T19:49:24","date_gmt":"2018-02-25T14:19:24","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=1490"},"modified":"2019-09-25T18:25:35","modified_gmt":"2019-09-25T12:55:35","slug":"daycare-treatment-different-opd-treatment","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/daycare-treatment-different-opd-treatment\/","title":{"rendered":"How Daycare Treatment is different from OPD Treatment?"},"content":{"rendered":"

we will outline the basic differences between\u00a0day care treatment\u00a0and\u00a0outpatient department (OPD) treatment<\/strong>. Although the difference between the two may not seem like much, there are plenty you need to be informed about when shopping for health insurance policies.<\/p>\n

Daycare Treatment:<\/h2>\n

It is a very well known fact among seasoned policy buyers that an individual must be hospitalized for at least 24 hours to be able to make a\u00a0health insurance<\/strong><\/a> claim. But, as technology has grown exponentially over the last two decades, not all key procedures require a day-long hospital visit.<\/p>\n

Let\u2019s take the example of an individual undergoing a corrective eye surgery. Up until a few years ago, they would have had to admit themselves to a hospital for at least a few days. However, procedures like LASIK and ICL (Implantable Contact Lens) among others, have cut short a few days long procedure into one that can be carried out in less than an hour.<\/p>\n

Some of the most common procedures that are likely to be listed in\u00a0daycare treatment-specific insurance policy<\/strong>\u00a0include eye surgery, dental surgery, chemotherapy, hemodialysis among others. One point worth noting here is that daycare treatments\u00a0covered in insurance plans\u00a0differ from policy to policy.<\/p>\n

Outpatient Department (OPD) Treatment:<\/h2>\n

OPD is a treatment<\/em>\u00a0wherein certain treatment or diagnosis of a certain type of illness upon the advice of a medical practitioner. This involves the patient visiting the clinic or any of the doctors\u2019 consultation rooms.<\/p>\n

While OPD still feels similar to daycare, the actual difference can be explained with the level of hospitalization involved in either of these cases. For instance, in a daycare treatment, a patient needs to be admitted to the hospital for however short a duration to trigger an insurance claim. On the other hand, an OPD is getting a procedure done without needing to be admitted. A perfect example for OPD would be a root canal, which could be taken care of with a routine visit to a dentist\u2019s office rather than getting admitted.<\/p>\n

How are Settlements Made for OPD and Day Care Treatments?<\/h2>\n

Making settlements for daycare treatments is quite similar to what it is with regular hospitalization. To make a claim, you would need to submit all the relevant documents regarding the treatment you have availed within the timeline specified in the fine print. There\u2019s also an advantage for you in case of daycare treatments as they are usually planned well. For instance, when you getting any of the daycare related procedures, you can step into one of the many network hospitals affiliated to your insurance provider. This will enable you to take the\u00a0cashless route\u00a0as your insurance company will handle all the payments in your stead. To make this happen, you should inform your insurance provider a few days in advance and also provide all the necessary documentation for the treatment you have availed.<\/p>\n

Getting an\u00a0OPD treatment\u00a0claim is slightly different from daycare ones as it works like indemnity-based plans. Here, you will need to pay for your treatments yourself and later opt for a reimbursement by presenting all the paperwork. An aspect worth noting here is that\u00a0OPD treatment<\/u>\u00a0usually come with a sublimit and the cost of any breach in limit will have to be borne by you.<\/p>\n

To sum it up, health insurance jargons aren\u2019t as hard to comprehend as they are made to be. All that is expected of a prospective policy buyer would be to do their due diligence and read through the terms and conditions of the insurance they are buying.<\/p>\n","protected":false},"excerpt":{"rendered":"

we will outline the basic differences between\u00a0day care treatment\u00a0and\u00a0outpatient department (OPD) treatment. Although the difference between the two may not seem like much, there are plenty you need to be informed about when shopping for health insurance policies. Daycare Treatment: It is a very well known fact among seasoned policy buyers that an individual must … Continue reading “How Daycare Treatment is different from OPD Treatment?”<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-1490","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"\r\nHow Daycare Treatment is different from OPD Treatment?<\/title>\r\n<meta name=\"description\" content=\"Daycare Treatment and OPD treatment - There are plenty you need to be informed about when shopping for health insurance policies.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/daycare-treatment-different-opd-treatment\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"How Daycare Treatment is different from OPD Treatment?\" \/>\r\n<meta property=\"og:description\" content=\"Daycare Treatment and OPD treatment - 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