{"id":11554,"date":"2019-06-10T17:14:43","date_gmt":"2019-06-10T11:44:43","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?p=11554"},"modified":"2019-06-15T10:20:20","modified_gmt":"2019-06-15T04:50:20","slug":"what-is-a-good-interest-rate-for-a-home-loan","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/what-is-a-good-interest-rate-for-a-home-loan\/","title":{"rendered":"What is a Good Interest Rate for a Home Loan?"},"content":{"rendered":"\n<p>When you are <a href=\"https:\/\/www.antworksmoney.com\/compare\/housing-loan-offers\">looking for <\/a><strong><a href=\"https:\/\/www.antworksmoney.com\/compare\/housing-loan-offers\">best home loan offers in India<\/a><\/strong> then you are sure to be confused as to which lender is the best. You can find umpteen numbers of banks offering you home loan at attractive rates so that you can be benefited. However the loans are subject to certain terms and conditions.<\/p>\n\n\n\n<p>The interest rates are normally either\nfixed or floating. If you are not able to decide&nbsp;the best <strong>Home loan offers<\/strong> as well as the loan\nprovider then for you here&nbsp;is a fast guide on <strong>best home loan offers in India<\/strong>:<\/p>\n\n\n\n<p><strong>SBI home loans<\/strong><\/p>\n\n\n\n<p>SBI without an iota of\ndoubt is the biggest home loan provider in India. The bank provides a bunch of home\nloan products so as to serve a diversified section of borrowers. You can borrow\nfor any purpose for instance to buy ready-to-built property, an under\nconstruction property, to construct or renovate your existing house etc. The\nbanker provides the best interest rate that is available in the markets and\ntheir repayment options are flexible along with lesser processing fee. As a\nleader in the market trends for home loan, the bank also provides alluring <strong>Home loan offers<\/strong>\nconcession for women recipients.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>ICICI <\/strong>home\nloans<\/h2>\n\n\n\n<p>You can get home loan in a fast and easy\nway from <strong>ICICI Bank. The\nloan repayment and the interest rates are <\/strong>light on your wallet.\nThe bank also has an app which you can download from its site on either your tablet\nor Smartphone so that you can apply from the comforts at your home. With a repayment\nperiod of up to 30 years, possessing your dream home is merely a few clicks\naway!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Axis Bank home loan<\/strong><\/h2>\n\n\n\n<p>The 3<sup>rd<\/sup> biggest private\nsector bank in India is the Axis Bank and it offers a minimum loan of 3 Lakhs.\nThe maximum loan amount depends upon the income of the borrower. The <strong>Bank does not demand any kind of\nprepayment<\/strong> charge for floating interest but charges 2% of the\noutstanding principal amount to be prepaid on fixed interest rate. Processing\nof the loan is easy and you get the facility of transferring your existing home\nloan from another lender without any difficulty.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>HDFC home loan<\/strong><\/h2>\n\n\n\n<p>HDFC is the main supplier of finance for housing in India. The most important features of<strong> <a href=\"https:\/\/www.antworksmoney.com\/home-loan\">the bank home loans are<\/a> <\/strong>simple documentation, doorstep help, and flexible repayment alternatives. Women applicants can benefit from reduced interest rates. The bank helps <strong>home loan b<\/strong>alance transfer at zero fees. This way you can enjoy optimum benefits while switching your present loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>PNB home loan<\/strong><\/h2>\n\n\n\n<p>PNB (Punjab National Bank) offer loans to\npurchase, construct, or extend your present dwelling units. The bank provides\ndoorstep services assuring simple and quick approval as well as disbursal of the\nloans. In case while constructing your dream house there is a rise in the cost\nof materials etc then you can increase the loan amount with the bank.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you are looking for best home loan offers in India then you are sure to be confused as to which lender is the best. You can find umpteen numbers of banks offering you home loan at attractive rates so that you can be benefited. However the loans are subject to certain terms and conditions. &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/what-is-a-good-interest-rate-for-a-home-loan\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;What is a Good Interest Rate for a Home Loan?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":11555,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15,1],"tags":[],"class_list":["post-11554","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-loan","category-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>What is a good interest rate for a Home loan in India ?<\/title>\r\n<meta name=\"description\" content=\"Taking into consideration the big amount and the long period involved, a home loan is without a doubt is a liability. 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However you also can enjoy benefits because you get to buy or build your dream home.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.antworksmoney.com\/blog\/what-is-a-good-interest-rate-for-a-home-loan\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/antworksmoney\/\" \/>\r\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/antworksmoney\" \/>\r\n<meta property=\"article:published_time\" content=\"2019-06-10T11:44:43+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2019-06-15T04:50:20+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2019\/06\/what-is-a-good-interest-rate-for-a-home-loan.png\" \/>\r\n\t<meta property=\"og:image:width\" content=\"900\" \/>\r\n\t<meta property=\"og:image:height\" content=\"449\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\r\n<meta name=\"author\" content=\"Team Antworks\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@AntworksMoney\" \/>\r\n<meta name=\"twitter:site\" content=\"@AntworksMoney\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Team Antworks\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/what-is-a-good-interest-rate-for-a-home-loan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/what-is-a-good-interest-rate-for-a-home-loan\/\"},\"author\":{\"name\":\"Team Antworks\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/person\/99145cefcc01e42af38c385eeecef0b7\"},\"headline\":\"What is a Good Interest Rate for a Home Loan?\",\"datePublished\":\"2019-06-10T11:44:43+00:00\",\"dateModified\":\"2019-06-15T04:50:20+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/what-is-a-good-interest-rate-for-a-home-loan\/\"},\"wordCount\":501,\"publisher\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#organization\"},\"articleSection\":[\"Home Loan\",\"Loan\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/what-is-a-good-interest-rate-for-a-home-loan\/\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/what-is-a-good-interest-rate-for-a-home-loan\/\",\"name\":\"What is a good interest rate for a Home loan in India ?\",\"isPartOf\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#website\"},\"datePublished\":\"2019-06-10T11:44:43+00:00\",\"dateModified\":\"2019-06-15T04:50:20+00:00\",\"description\":\"Taking into consideration the big amount and the long period involved, a home loan is without a doubt is a liability. 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