{"id":11538,"date":"2019-06-04T12:25:08","date_gmt":"2019-06-04T06:55:08","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?p=11538"},"modified":"2019-06-05T14:19:58","modified_gmt":"2019-06-05T08:49:58","slug":"what-should-everyone-know-about-home-loans","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/what-should-everyone-know-about-home-loans\/","title":{"rendered":"What are the types of loans against property?"},"content":{"rendered":"\n<p>Loans against property is a secured type of loan that can be easily availed on mortgaging your owned property with the lending bank or other financial sources. There are two different types of loans, one is the secured and the other is unsecured one. <\/p>\n\n\n\n<p>For loan against property, it is a secured type of loan that is structured to meet the needs of the borrowers in cases of business and personal financial needs by mortgaging their property. At present, an applicant can <strong><a href=\"https:\/\/www.antworksmoney.com\/loan-against-property\">apply loan against property online <\/a><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who can avail Loan Against Property?<\/h3>\n\n\n\n<amp-fit-text layout=\"fixed-height\" min-font-size=\"14\" max-font-size=\"48\" height=\"50\"><p>Loan against property can be availed by both the salaried and the self-employed people, though requirement of this particular loan by the Self Employed is much higher than that of a Salaried person. However, there are various provisions of applying for loan against property. Also, one thing that has to be understood is that in this type of loan you actually get a loan after you hand over your property to the bank (mortgage). <\/p><\/amp-fit-text>\n\n\n\n<h2 class=\"wp-block-heading\">What is the Maximum Tenure of LAP?<\/h2>\n\n\n\n<amp-fit-text layout=\"fixed-height\" min-font-size=\"14\" max-font-size=\"48\" height=\"50\"><p>It has tenure of 15 years depending on the eligibility of the borrower, though there are few banks\/NBFC providing LAP on high tenures also like 20 years. Through the loan against property you get a loan upto 60-70% of the market value of the property. There are two types of loan against property.<\/p><\/amp-fit-text>\n\n\n\n<ul class=\"wp-block-list\"><li>Regular loan against property: This is mainly taken for business\nexpansion, acquiring assets, and for marriage or medical emergencies. <\/li><li>The overdraft of loan against property: People who have surplus\nincome can opt for this. The interest on this is charged on the principal\noutstanding amount and can deposit surplus money in loan at any time. <\/li><li>Loan against property top-up: This is an additional type of loan\nthat is taken on the existing loan against property. The eligibility of the\nbank is based on your income and the value of the property. <\/li><\/ul>\n\n\n\n<p><em>Why suffer with the financial crisis when you can take the advantage of your one or multiple properties. You just need to visit a bank or explore the dedicated portals like Antworks Money and more to <\/em><strong><a href=\"https:\/\/www.antworksmoney.com\/compare\/lap-offers\"><em>compare loan against property online<\/em><\/a><\/strong><em> and apply for it in just a few steps without hassle.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Loans against property is a secured type of loan that can be easily availed on mortgaging your owned property with the lending bank or other financial sources. There are two different types of loans, one is the secured and the other is unsecured one. For loan against property, it is a secured type of loan &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/what-should-everyone-know-about-home-loans\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;What are the types of loans against property?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":11539,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[],"class_list":["post-11538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-loan-against-property-lap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>What are the types of loans against property in India?<\/title>\r\n<meta name=\"description\" content=\"Loan against property is a secured type of loan that can be easily availed on mortgaging your owned property with the lending bank or other financial sources.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/what-should-everyone-know-about-home-loans\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"What are the types of loans against property in India?\" \/>\r\n<meta property=\"og:description\" content=\"Loan against property is a secured type of loan that can be easily availed on mortgaging your owned property with the lending bank or other financial sources.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.antworksmoney.com\/blog\/what-should-everyone-know-about-home-loans\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Antworks Money - 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