{"id":11467,"date":"2019-04-27T12:38:35","date_gmt":"2019-04-27T07:08:35","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?p=11467"},"modified":"2021-01-19T14:46:23","modified_gmt":"2021-01-19T09:16:23","slug":"which-bank-offers-a-personal-loan-at-the-cheapest-interest-rates-in-india","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/which-bank-offers-a-personal-loan-at-the-cheapest-interest-rates-in-india\/","title":{"rendered":"Which Bank Offers a Personal Loan at the Cheapest Interest Rates in India?"},"content":{"rendered":"<p style=\"text-align: justify;\">Since, a personal loan is one of the most important and easily available sources of emergency fund; it is very common amidst the general people. It is categorized in the unsecured loan category. There is no any guarantor ship or collateral required in order to avail a personal loan. An applicant can easily make application for <strong>personal loan online<\/strong> 24&#215;7.<\/p>\n<p style=\"text-align: justify;\">The process to make application online for a personal loan is simple, easy and free from hassles. Today, there are many companies which has made the easy availability of online platform where an applicant can register his\/her personal account in just few seconds and <a href=\"https:\/\/www.antworksmoney.com\/personal-loan\"><strong>apply personal loan online<\/strong><\/a>\u00a0in no time.<\/p>\n<p style=\"text-align: justify;\">Personal loans are provided to not only salaried but also to self-employed individuals. There is certain eligibility criterion&#8217;s that a <strong>personal loan applicant<\/strong> needs to fulfill. The conditions for self-employed and employed individual differ to some extent. However, the government identity proof, address proof, and age proof documents remains same.<\/p>\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f11639-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/11467#wpcf7-f11639-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"11639\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.7.4\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f11639-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<style>\n.g-recaptcha {transform:scale(0.77);-webkit-transform:scale(0.77);transform-origin:0 0;-webkit-transform-origin:0 0; margin-top: 20px;}\n.lead-form {border:1px solid #ccc; padding-top: 20px; margin: 10px 0;}\n<\/style>\n<div class=\"lead-form\">\n\t<div class=\"row\">\n\t\t<div class=\"col-md-12\">\n\t\t\t<div class=\"col-md-3\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name*\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-md-3\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-email\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-email wpcf7-validates-as-required wpcf7-validates-as-email form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email*\" value=\"\" type=\"email\" name=\"your-email\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-md-3\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"your-number\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-tel wpcf7-validates-as-tel form-control\" aria-invalid=\"false\" placeholder=\"Mobile Number\" value=\"\" type=\"tel\" name=\"your-number\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-md-3\">\n\t\t\t\t<p><input class=\"wpcf7-form-control has-spinner wpcf7-submit btn btn-primary\" type=\"submit\" value=\"Send\" \/>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\n<p style=\"text-align: justify;\">The rate of interest charged on personal loans is comparatively higher than other type of loans. The minimum interest rate offered is 10% which can vary subject to certain conditions. The interest charged on <a href=\"https:\/\/www.antworksmoney.com\/personal-loan\"><strong>personal loan<\/strong><\/a> depends on various parameters that a bank takes into due consideration. The bank parameters are (i) your CIBIL score (ii) tenure of loan (iii) your loan requirements (iv) current income status (v) type of profession, and (vi) demographics. Why suffer with the financial problems when you can easily get your fund problem sorted with the unsecured loan available without collateral.<\/p>\n<p style=\"text-align: justify;\">The well-known banks offering personal loan are SBI, ICICI, HDFC, AXIS Bank, and more. The interest rate may differ and it generally ranges from 10 to 18% annually. It is undoubtedly difficult to decide the best bank offering the personal loan at the lowest rate of interest. An applicant can today explore the trusted online platforms namely Antworks Money to avail the <a href=\"https:\/\/www.antworksmoney.com\/compare\/personal-loan-offers\"><strong>personal loan at the cheapest interest rate<\/strong><\/a>.<\/p>\n<p style=\"text-align: justify;\">You can apply personal loan online and compare the quotes from different banks free of cost to choose the best lending institutions or bank. It will help you save your money payable as interest on the availed loan.<\/p>\n<p style=\"text-align: justify;\">Rush right now to avail the benefit of <strong><a href=\"https:\/\/www.antworksmoney.com\/personal-loan\">unsecured loan<\/a><\/strong> on easy terms round the clock.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Since, a personal loan is one of the most important and easily available sources of emergency fund; it is very common amidst the general people. It is categorized in the unsecured loan category. There is no any guarantor ship or collateral required in order to avail a personal loan. An applicant can easily make application &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/which-bank-offers-a-personal-loan-at-the-cheapest-interest-rates-in-india\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Which Bank Offers a Personal Loan at the Cheapest Interest Rates in India?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":11468,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[10],"tags":[],"class_list":["post-11467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Which Bank Offers a Personal Loan at the Cheapest Interest Rates ?<\/title>\r\n<meta name=\"description\" content=\"Antworksmoney made available not only by the banking sectors but loans by the non-financial institutions in the country. 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