{"id":1072,"date":"2018-02-16T07:28:53","date_gmt":"2018-02-16T01:58:53","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=1072"},"modified":"2019-09-25T12:20:13","modified_gmt":"2019-09-25T06:50:13","slug":"capital-first-personal-loan","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/","title":{"rendered":"Capital First Personal Loan"},"content":{"rendered":"<p>Built up in 2012 by Mr. V. Vaidyanathan, Capital First is a main money related specialist co-op in India with a FICO score of AA+. The organization was built up with the point of financing India&#8217;s 50 million MSMEs and its advancing working class. With the course of time, Capital First has set up a strong brand name by beginning new organizations and obtaining new offer investors.<\/p>\n<div class=\"row btm-pad\">\n<div class=\"col-md-12\">\n<h2 class=\"tcenter\">Documentation needed to apply for an Capital First Personal Loan<\/h2>\n<\/div>\n<\/div>\n<div class=\"row btm-pad\">\n<div class=\"col-md-12\">\n<ul class=\"list-group\">\n<li class=\"list-group-item list-group-blue\">1. PAN Card \u2013 For Individual<\/li>\n<li class=\"list-group-item list-group-orange\">2. Identity Proof \u2013 Any one (e.g. Voter ID \/ Driving License \/ Passport)<\/li>\n<li class=\"list-group-item list-group-green\">3. Address Proof \u2013 Any one (e.g. Voter ID \/ Driving License \/ Passport \/ Telephone Bill \/ Electricity Bill \/ Registered Lease Deed or Sale Agreement \/ Bank Statement)<\/li>\n<li class=\"list-group-item list-group-meroon\">4. Relationship Proof (if required)<\/li>\n<li class=\"list-group-item list-group-meroon\">5.Passport Size Photographs<\/li>\n<li class=\"list-group-item list-group-meroon\">6.Any other valid Photo ID card issued by central or state government<\/li>\n<li class=\"list-group-item list-group-blue\">7. Latest 6 months Salary credit Bank Statements<\/li>\n<li class=\"list-group-item list-group-blue\">8. Documentation for salaried applicants:\n<ul>\n<li>Latest 2 months pay slips and Form 16 issued by the employer.<\/li>\n<li>Income documents of salaried spouse (in case of clubbing of income)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"row btm-pad\"><\/div>\n<div class=\"row btm-pad\">\n<div class=\"col-md-12\">\n<div class=\"arrow-down\"><\/div>\n<\/div>\n<\/div>\n<div class=\"row btm-pad\">\n<div class=\"col-md-12\">\n<h2 class=\"tcenter\">Capital First Personal Loan Interest Rates<\/h2>\n<\/div>\n<\/div>\n<div class=\"row btm-pad\">\n<div class=\"col-md-12 ir-section\">\n<div class=\"row product-hl-table\">\n<div class=\"col-md-12 product-hl-table-head\">Capital First Personal Loan Details<\/div>\n<table class=\"table table-curved\">\n<tbody>\n<tr>\n<td>Interest Rate (Monthly reducing balance)<\/td>\n<td>12% to 18%<\/td>\n<\/tr>\n<tr>\n<td>Processing Fees<\/td>\n<td>Up to 1.5% of the loan amount<\/td>\n<\/tr>\n<tr>\n<td>Loan Tenure<\/td>\n<td>1 year to 5 years<\/td>\n<\/tr>\n<tr>\n<td>Pre-closure charges<\/td>\n<td>Charges on pre-closure-Preclosure permitted after 6 months. 5% of principal outstanding (plus applicable tax)<\/td>\n<\/tr>\n<tr>\n<td>Guarantor Requirement<\/td>\n<td>No guarantor required<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"row btm-pad\">\n<p>\u00a0<strong>eatures of Capital First Personal Loans<\/strong>A personal loan from Capital First can help you on your path to financial freedom, providing you with finances for a wide variety of repayment options and tenures. The institution will ensure that you receive the maximum loan possible, taking into consideration your CIBIL score, documentation, requirement and repayment history.<\/p>\n<ul>\n<li><strong>Interest rate \u2013<\/strong>\u00a0Your interest rate determines how much more you\u2019ll be paying back to the loan provider than what you\u2019ve borrowed. Hence, a competitively low interest rate is what you should look for when taking a personal loan. Fortunately,\u00a0<strong>Capital First\u00a0<\/strong>offers loans at competitive interest rates of\u00a0<strong>15% to 20%\u00a0<\/strong>for salaried applicants and\u00a0<strong>22%\u00a0<\/strong>for self-employed applicants, on a monthly reducing balance model.<\/li>\n<li><strong>Processing fees \u2013\u00a0<\/strong>is a charge levied by the loan provider to meet the costs of processing and approving your personal loan.\u00a0<strong>Capital First<\/strong>\u00a0charges a<strong>\u00a02% processing fee + tax\u00a0<\/strong>for this purpose.<\/li>\n<li><strong>Loan tenure \u2013<\/strong>\u00a0is an important factor when deciding to take a personal loan. It determines how long you will be paying monthly instalments to clear off your loan. Longer tenures generally come with marginally higher interest rates while smaller tenures have marginally lower interest rates.<strong>\u00a0Capital First<\/strong>\u00a0offers loans for tenures ranging from\u00a0<strong>1 year to 5 years.<\/strong><\/li>\n<li><strong>Pre-closure charges \u2013\u00a0<\/strong>are those that are levied by the loan provider in addition to your existing payable balance, if you wish to close your loan early.<strong>\u00a0Charges on pre-closure are 5% on POS (Principal Outstanding) after clearing 6 EMIs.<\/strong><\/li>\n<li><strong>Guarantor requirement \u2013<\/strong>\u00a0Most loan providers, for most types of loans, require you to present a guarantor \u2013 or a person who backs your ability to repay the loan.\u00a0<strong>Capital First does not require a guarantor\u00a0<\/strong>and this saves you a lot of time and effort in securing your loan.<\/li>\n<\/ul>\n<p>Other features and benefits include:<\/p>\n<ul>\n<li>Minimal documentation.<\/li>\n<li>Approval without any mortgage.<\/li>\n<li>Fast processing.<\/li>\n<li>Foreclosure options available.<\/li>\n<\/ul>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Built up in 2012 by Mr. V. Vaidyanathan, Capital First is a main money related specialist co-op in India with a FICO score of AA+. The organization was built up with the point of financing India&#8217;s 50 million MSMEs and its advancing working class. With the course of time, Capital First has set up a &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Capital First Personal Loan&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-1072","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Capital First Personal Loan - Antworks Money<\/title>\r\n<meta name=\"description\" content=\"Built up in 2012 by Mr. V. Vaidyanathan, Capital First is a main money related specialist co-op in India with a FICO score of...\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Capital First Personal Loan - Antworks Money\" \/>\r\n<meta property=\"og:description\" content=\"Built up in 2012 by Mr. V. Vaidyanathan, Capital First is a main money related specialist co-op in India with a FICO score of...\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/antworksmoney\/\" \/>\r\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/antworksmoney\" \/>\r\n<meta property=\"article:published_time\" content=\"2018-02-16T01:58:53+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2019-09-25T06:50:13+00:00\" \/>\r\n<meta name=\"author\" content=\"Team Antworks\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@AntworksMoney\" \/>\r\n<meta name=\"twitter:site\" content=\"@AntworksMoney\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Team Antworks\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/\"},\"author\":{\"name\":\"Team Antworks\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/person\/99145cefcc01e42af38c385eeecef0b7\"},\"headline\":\"Capital First Personal Loan\",\"datePublished\":\"2018-02-16T01:58:53+00:00\",\"dateModified\":\"2019-09-25T06:50:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/\"},\"wordCount\":523,\"publisher\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#organization\"},\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/\",\"name\":\"Capital First Personal Loan - Antworks Money\",\"isPartOf\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#website\"},\"datePublished\":\"2018-02-16T01:58:53+00:00\",\"dateModified\":\"2019-09-25T06:50:13+00:00\",\"description\":\"Built up in 2012 by Mr. V. Vaidyanathan, Capital First is a main money related specialist co-op in India with a FICO score of...\",\"breadcrumb\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.antworksmoney.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Capital First Personal Loan\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#website\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/\",\"name\":\"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.antworksmoney.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#organization\",\"name\":\"antworksmoney.com\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2018\/03\/Logo-AntworksMoney.jpg\",\"contentUrl\":\"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2018\/03\/Logo-AntworksMoney.jpg\",\"width\":335,\"height\":328,\"caption\":\"antworksmoney.com\"},\"image\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/antworksmoney\/\",\"https:\/\/twitter.com\/AntworksMoney\",\"https:\/\/www.linkedin.com\/company\/13288601\/\",\"https:\/\/in.pinterest.com\/antworksmoney\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/person\/99145cefcc01e42af38c385eeecef0b7\",\"name\":\"Team Antworks\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/6afb55cf81386baf97744c05fab72eb119a8574a923469f78eae31fde6ccac5f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/6afb55cf81386baf97744c05fab72eb119a8574a923469f78eae31fde6ccac5f?s=96&d=mm&r=g\",\"caption\":\"Team Antworks\"},\"sameAs\":[\"https:\/\/www.antworksmoney.com\/\",\"https:\/\/www.facebook.com\/antworksmoney\",\"https:\/\/twitter.com\/@AntworksMoney\"],\"url\":\"https:\/\/www.antworksmoney.com\/blog\/author\/admin-2\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Capital First Personal Loan - Antworks Money","description":"Built up in 2012 by Mr. V. Vaidyanathan, Capital First is a main money related specialist co-op in India with a FICO score of...","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/","og_locale":"en_US","og_type":"article","og_title":"Capital First Personal Loan - Antworks Money","og_description":"Built up in 2012 by Mr. V. Vaidyanathan, Capital First is a main money related specialist co-op in India with a FICO score of...","og_url":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/","og_site_name":"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments","article_publisher":"https:\/\/www.facebook.com\/antworksmoney\/","article_author":"https:\/\/www.facebook.com\/antworksmoney","article_published_time":"2018-02-16T01:58:53+00:00","article_modified_time":"2019-09-25T06:50:13+00:00","author":"Team Antworks","twitter_card":"summary_large_image","twitter_creator":"@AntworksMoney","twitter_site":"@AntworksMoney","twitter_misc":{"Written by":"Team Antworks","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/#article","isPartOf":{"@id":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/"},"author":{"name":"Team Antworks","@id":"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/person\/99145cefcc01e42af38c385eeecef0b7"},"headline":"Capital First Personal Loan","datePublished":"2018-02-16T01:58:53+00:00","dateModified":"2019-09-25T06:50:13+00:00","mainEntityOfPage":{"@id":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/"},"wordCount":523,"publisher":{"@id":"https:\/\/www.antworksmoney.com\/blog\/#organization"},"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/","url":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/","name":"Capital First Personal Loan - Antworks Money","isPartOf":{"@id":"https:\/\/www.antworksmoney.com\/blog\/#website"},"datePublished":"2018-02-16T01:58:53+00:00","dateModified":"2019-09-25T06:50:13+00:00","description":"Built up in 2012 by Mr. V. Vaidyanathan, Capital First is a main money related specialist co-op in India with a FICO score of...","breadcrumb":{"@id":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.antworksmoney.com\/blog\/capital-first-personal-loan\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.antworksmoney.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Capital First Personal Loan"}]},{"@type":"WebSite","@id":"https:\/\/www.antworksmoney.com\/blog\/#website","url":"https:\/\/www.antworksmoney.com\/blog\/","name":"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments","description":"","publisher":{"@id":"https:\/\/www.antworksmoney.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.antworksmoney.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.antworksmoney.com\/blog\/#organization","name":"antworksmoney.com","url":"https:\/\/www.antworksmoney.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2018\/03\/Logo-AntworksMoney.jpg","contentUrl":"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2018\/03\/Logo-AntworksMoney.jpg","width":335,"height":328,"caption":"antworksmoney.com"},"image":{"@id":"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/antworksmoney\/","https:\/\/twitter.com\/AntworksMoney","https:\/\/www.linkedin.com\/company\/13288601\/","https:\/\/in.pinterest.com\/antworksmoney"]},{"@type":"Person","@id":"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/person\/99145cefcc01e42af38c385eeecef0b7","name":"Team Antworks","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/6afb55cf81386baf97744c05fab72eb119a8574a923469f78eae31fde6ccac5f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6afb55cf81386baf97744c05fab72eb119a8574a923469f78eae31fde6ccac5f?s=96&d=mm&r=g","caption":"Team Antworks"},"sameAs":["https:\/\/www.antworksmoney.com\/","https:\/\/www.facebook.com\/antworksmoney","https:\/\/twitter.com\/@AntworksMoney"],"url":"https:\/\/www.antworksmoney.com\/blog\/author\/admin-2\/"}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/posts\/1072","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=1072"}],"version-history":[{"count":1,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/posts\/1072\/revisions"}],"predecessor-version":[{"id":6839,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/posts\/1072\/revisions\/6839"}],"wp:attachment":[{"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=1072"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/categories?post=1072"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/tags?post=1072"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}