{"id":10477,"date":"2018-07-24T12:55:18","date_gmt":"2018-07-24T07:25:18","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=10477"},"modified":"2019-09-25T12:34:52","modified_gmt":"2019-09-25T07:04:52","slug":"debit-cards-for-students","status":"publish","type":"post","link":"https:\/\/www.antworksmoney.com\/blog\/debit-cards-for-students\/","title":{"rendered":"Debit Cards For Students"},"content":{"rendered":"<div class=\"product-content\">\n<p>Today\u2019s generation is tech savvy, fast, geeky and want instant gratification from whatever they put their time and money into. Banks have also evolved their processes and products to keep up with the demands and expectations of the youth, which consists students. For them it is so \u2018uncool\u2019 to scavenge for some odd bucks in the wallet or to run household errands to earn some extra pocket money from parents. The\u00a0leading\u00a0banks\u00a0in\u00a0India\u00a0offer\u00a0debit\u00a0cards\u00a0for students, loaded with a wide array of attractive features and benefits to keep the youngsters happy while taking care of their financial needs.<\/p>\n<p><strong>Below is a compiled list of the banks which offer debit card for students \u2013<\/strong><\/p>\n<ol>\n<li><strong>ICICI Bank\u00a0<\/strong><strong>Bank@Campus<\/strong>:ICICI Bank issues Bank@Campus account and Ncash debit card to students from selected educational institutes. This is at the discretion of the bank.\n<p>Students possessing this account and debit card can make transaction online with enhanced convenience with just a couple of clicks. As students are always on the run and are usually deprived to free time, this account and debit card gives them the freedom from visiting the bank branch for making transactions.<\/li>\n<li><strong>Axis Bank<\/strong>Youth Debit Card:Youth Debit Card is offered to people between the age of 18 years to 25 years. This card brings along incredible discounts and awesome deals which are very useful to youngsters.<\/li>\n<li><strong>HDFC Bank<\/strong><strong>Kids Advantage:<\/strong>HDFC Bank offers this type of account and ATM\/international debit card along with it to kids aged between 7-18 years old. As this is quintessential years of being a student, it is important to learn managing money and understanding the dynamics of a bank account and debit card.<\/li>\n<li><strong>IDBI Bank<\/strong><strong>Being Me Debit Card Advantage:<\/strong>This card has been especially designed for students pursuing professional courses, and also for working professionals. The target age group of this card is 18 years to 25 years. It is a Visa debit card valid across the world.<\/li>\n<\/ol>\n<h2>FAQs<\/h2>\n<p><strong>Q. Can I use this IDBI card to shop for products online?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Yes, not only can use your card for shopping online, but also to pay online bills, book railway tickets and flight tickets.<\/p>\n<p><strong>Q. What is the daily purchase and cash withdrawal limit for this IDBI card?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Cash from an ATM can be withdrawn to a maximum of Rs. 25,000, in a single day, and purchases up to Rs.25,000 (online and offline combined) can be made in one day.<\/p>\n<p><strong>Q. Do I get discounts and offers with this ICICI card?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Yes, from time to time attractive offers and discounts are provided to cardholders. These can be availed at select merchant outlets and such like.<\/p>\n<p><strong>Q. Can I view the details of my ICICI account online?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Yes, of course. Bank@Campus is technology friendly, and lets you view all the details of your account on the internet via net banking. You need not visit the bank branch at all.<\/p>\n<p><strong>Q. What are the other things that I get apart from my Bank@Campus Ncash debit card?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>You get the following things absolutely free of cost \u2013<\/p>\n<ul>\n<li>Phone banking facility<\/li>\n<li>Personalised cheque book<\/li>\n<li>The facility to transfer money into your account from any other ICICI Bank account.<\/li>\n<li>Supplementary credit card. Please note that the issuance of this is at the discretion of the bank, and if you have a credit card.<\/li>\n<li>Yearly statement of your account<\/li>\n<\/ul>\n<p><strong>Q. Does the Youth Debit Card have any tie up with merchant outlets, restaurants, and such like?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Yes, often the card has tie ups with popular restaurants, shopping outlets, resorts, hotels, and many more.<\/p>\n<p><strong>Q. Do I get any benefits and discounts on the above places?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Yes, you can enjoy discounts and offers at all the merchants with which the youth debit card has tied up. To avail these, you have to charge all your purchases to your Youth Debit Card.<\/p>\n<p><strong>Q. Is there any app or technology with which I can manage my funds in the account?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>You get a mobile app with the help of which you can manage the money in your account. This helps you in making your monthly budget, and prevents you from being broke.<\/p>\n<p><strong>Q. I want to generate the PIN for my Youth Debit Card. Can I do that?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Yes, you can generate your own PIN. For this you have to visit an Axis Bank branch or get in touch with the bank officials. This is done to ensure security.<\/p>\n<p><strong>Q. What is the \u2018OMG\u2019 feature of this account?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>This feature helps you to get money from your parent\u2019s account whenever you need it. Also, anybody can transfer money into your account by just knowing you mobile number. You can also use the YOUth app to recharge their prepaid mobile phone.<\/p>\n<p><strong>Q. What is the limit on ATM withdrawal per day on this Axis debit card?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>A maximum of Rs. 40,000 per day, and POS limit per day is Rs. 40,000, too.<\/p>\n<p><strong>Q. Can I design or customise my Youth Debit Card according to my taste?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Yes, you can use the design your card feature. Cardholders can choose from the pictures given in the gallery or from their uploaded images on Facebook. You can use the bank\u2019s mobile app for the same.<\/p>\n<p><strong>Q. What is goods insurance feature and benefit on this AXIS card?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Consumer goods, which you have been purchased through this debit card, are provided with insurance from fire, natural calamity, burglary and such like. This feature is valid only up to 90 days from the date of purchasing the article.<\/p>\n<p><strong>Q. What is the daily withdrawal limit on ATM with HDFC card?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>It is Rs. 2500 per day.<\/p>\n<p><strong>Q. What is the daily purchase limit that I get on this HDFC debit card?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>It is Rs. 10,000 per day.<\/p>\n<p><strong>Q. As a parent can I monitor my child\u2019s account?<\/strong><\/p>\n<p><strong>A.\u00a0<\/strong>Yes, of course. You can get email alerts for transactions made through the account, and account statement quarterly.<\/p>\n<\/div>\n<div class=\"row btm-pad\">\n<div class=\"row btm-pad twi-accordion col-md-4 \">\n<div id=\"accordion\" class=\"panel-group\">\n<div class=\"panel panel-default\">\n<div class=\"panel-heading\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Today\u2019s generation is tech savvy, fast, geeky and want instant gratification from whatever they put their time and money into. Banks have also evolved their processes and products to keep up with the demands and expectations of the youth, which consists students. For them it is so \u2018uncool\u2019 to scavenge for some odd bucks in &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/debit-cards-for-students\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Debit Cards For Students&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[],"tags":[],"class_list":["post-10477","post","type-post","status-publish","format-standard","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Antworks Money &#8211;  The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/debit-cards-for-students\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:description\" content=\"Today\u2019s generation is tech savvy, fast, geeky and want instant gratification from whatever they put their time and money into. Banks have also evolved their processes and products to keep up with the demands and expectations of the youth, which consists students. 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