{"id":8608,"date":"2018-07-03T20:55:46","date_gmt":"2018-07-03T15:25:46","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=8608"},"modified":"2018-07-03T20:55:46","modified_gmt":"2018-07-03T15:25:46","slug":"shamrao-vithal-cooperative-bank-fixed-deposit-rates","status":"publish","type":"page","link":"https:\/\/www.antworksmoney.com\/blog\/shamrao-vithal-cooperative-bank-fixed-deposit-rates\/","title":{"rendered":"Shamrao Vithal Cooperative Bank Fixed Deposit Rates"},"content":{"rendered":"<h3>Find Best Shamrao Vithal Cooperative Bank Fixed Deposit interest Rates<\/h3>\n<p>Shamrao Vithal Cooperative (SVC) Bank\u2019s fixed deposit schemes are bolstered by attractive interest rates and flexible term plans. The bank offers short-term deposit plans, long-term schemes and tax-saver plans under its fixed deposit services. The interest rates offered by the bank are as mentioned below:<\/p>\n<h3>Shamrao Vithal Co-op. Bank Short-term Fixed Deposit Rates<\/h3>\n<p>Short-term FD plans range from 15 days to 364 days. The maximum deposit amount is Rs. 15 lakhs. The interest rates for each term plan are as follows:<\/p>\n<table class=\"table table-curved\">\n<tbody>\n<tr>\n<td><strong>Tenure<\/strong><\/td>\n<td><strong>Regular FD Rates<\/strong><\/td>\n<td><strong>Senior Citizen FD Rates<\/strong><\/td>\n<\/tr>\n<tr>\n<td>15 days to 90 days<\/td>\n<td>5.50 % p.a.<\/td>\n<td>5.50 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>90 days<\/td>\n<td>5.00 % p.a.<\/td>\n<td>5.00 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>91 days to 180 days<\/td>\n<td>6.50 % p.a.<\/td>\n<td>6.65 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>180 days<\/td>\n<td>6.00 % p.a.<\/td>\n<td>6.15 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>181 days to 364 days<\/td>\n<td>7.00 % p.a.<\/td>\n<td>7.15 % p.a.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Shamrao Vithal Co-op. Bank Long-term FD Schemes<\/h3>\n<p>Long-term FD schemes range from 365 days to 10 years. The maximum deposit amount is Rs. 15 lakhs. The interest rates for each tenure are given below:<\/p>\n<table class=\"table table-curved\">\n<tbody>\n<tr>\n<td><strong>Tenure<\/strong><\/td>\n<td><strong>Regular FD Rates<\/strong><\/td>\n<td><strong>Senior Citizen FD Rates<\/strong><\/td>\n<\/tr>\n<tr>\n<td>365 days to less than 24 mnths<\/td>\n<td>7.80 % p.a.<\/td>\n<td>7.95 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>AV Deposit Scheme &#8211; 366 Days (Simple Interest)<\/td>\n<td>7.90 % p.a.<\/td>\n<td>8.05 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Mangal Moorti Scheme- 24 mnths (Simple Interest)<\/td>\n<td>7.90 % p.a.<\/td>\n<td>8.05 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Above 24 mnths to 36 months<\/td>\n<td>7.85 % p.a.<\/td>\n<td>8.00 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Above 36 mnths to 60 months<\/td>\n<td>7.80 % p.a.<\/td>\n<td>7.95 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Above 60 mths to 120 mths<\/td>\n<td>7.75 % p.a.<\/td>\n<td>7.75 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Tax exemption Scheme (5 Years)<\/td>\n<td>7.80 % p.a.<\/td>\n<td>7.80 % p.a.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Other FD Schemes Rates by Shamrao Vithal<\/h3>\n<p>The bank also offers an AV Deposit Scheme of 366 days at a simple interest of 8.25 percent per annum (with 8.4 percent for senior citizens) and a Mangal Moorti Scheme of 555 days with the same interest rates as the AV Deposit Scheme.<\/p>\n<p>SVC Bank\u2019s Tax Saver scheme of 5-year tenure attracts an interest rate of 8 percent per annum, without any additional interest rate for senior citizens.<\/p>\n<h3>Fixed Deposit Rates for NRIs Shamrao Vithal<\/h3>\n<p>Non-resident Indians can manage their funds in Indian Rupees through an NRO (non-resident ordinary) FD scheme. The interest rates for NRO accounts are slightly different than the rates for Indian citizens, but the margin in minimal. SVC Bank offers the below-mentioned interest rates for NRO fixed deposits:<\/p>\n<table class=\"table table-curved\">\n<tbody>\n<tr>\n<td><strong>Period<\/strong><\/td>\n<td><strong>Revised Interest Rates<\/strong><\/td>\n<\/tr>\n<tr>\n<td>15 days to 90 days<\/td>\n<td>4.75 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>91 days to 180 days<\/td>\n<td>5.00 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>181 days to 364 days<\/td>\n<td>6.00 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>365 days to less than 24 mnths<\/td>\n<td>7.00 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>AV Deposit Scheme \u2013 366 days (Simple Interest)<\/td>\n<td>7.25 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Mangal Moorti Scheme- 24 mnths (Simple Interest)<\/td>\n<td>7.25 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Above 24 mnths to 60 months<\/td>\n<td>7.00 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Above 60 months to 120 months<\/td>\n<td>6.75 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>Tax Exemption Scheme [5 years]<\/td>\n<td>7.25 % p.a.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Under Non Resident External (NRE) deposit schemes, non-resident Indians can deposit money in foreign currency. This will be converted to Indian Rupees and saved in the fixed deposit. FD rates for NRE customers differ slightly from the schemes available for resident Indians. There are no special rates for NRE senior citizen accounts. Here is the break-up of the rates:<\/p>\n<table class=\"table table-curved\">\n<tbody>\n<tr>\n<td><strong>Tenure<\/strong><\/td>\n<td><strong>Interest Rate in percentage per annum<\/strong><\/td>\n<\/tr>\n<tr>\n<td><strong>365 days to less than 24 mnths<\/strong><\/td>\n<td>7.00<\/td>\n<\/tr>\n<tr>\n<td><strong>Mangal Moorti Scheme &#8211; 24 mnths (Simple Interest) SVCC 24 mnths not applicable<\/strong><\/td>\n<td>7.25<\/td>\n<\/tr>\n<tr>\n<td><strong>Above 24 months to 60 months<\/strong><\/td>\n<td>7.00<\/td>\n<\/tr>\n<tr>\n<td><strong>Savings Deposits<\/strong><\/td>\n<td>4.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Non Resident Indians and Persons of Indian Origin can also maintain deposits in foreign currency under the FCNR Deposits schemes. The rates for that are given below:<\/p>\n<table class=\"table table-curved\">\n<tbody>\n<tr>\n<td><strong>Tenure<\/strong><\/td>\n<td><strong>GBP<\/strong><\/td>\n<td><strong>USD<\/strong><\/td>\n<td><strong>EUR<\/strong><\/td>\n<td><strong>JPY<\/strong><\/td>\n<td><strong>AUD<\/strong><\/td>\n<\/tr>\n<tr>\n<td>1 year to less than 2 years<\/td>\n<td>2.37 % p.a.<\/td>\n<td>3.39 % p.a.<\/td>\n<td>1.79 % p.a.<\/td>\n<td>2.04 % p.a.<\/td>\n<td>3.78 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>2 Years to less than 3 Years<\/td>\n<td>2.56 % p.a.<\/td>\n<td>3.57 % p.a.<\/td>\n<td>1.86 % p.a.<\/td>\n<td>2.04 % p.a.<\/td>\n<td>3.87 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>3 Years to less than 4 Years<\/td>\n<td>3.63 % p.a.<\/td>\n<td>4.71 % p.a.<\/td>\n<td>2.97 % p.a.<\/td>\n<td>3.04 % p.a.<\/td>\n<td>5.01 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>4 Years to less than 5 Years<\/td>\n<td>3.71 % p.a.<\/td>\n<td>4.82 % p.a.<\/td>\n<td>3.09 % p.a.<\/td>\n<td>3.05 % p.a.<\/td>\n<td>5.33 % p.a.<\/td>\n<\/tr>\n<tr>\n<td>5 Years only<\/td>\n<td>3.80 % p.a.<\/td>\n<td>4.92 % p.a.<\/td>\n<td>3.22 % p.a.<\/td>\n<td>3.07 % p.a.<\/td>\n<td>5.46 % p.a.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>Find Best Shamrao Vithal Cooperative Bank Fixed Deposit interest Rates Shamrao Vithal Cooperative (SVC) Bank\u2019s fixed deposit schemes are bolstered by attractive interest rates and flexible term plans. The bank offers short-term deposit plans, long-term schemes and tax-saver plans under its fixed deposit services. The interest rates offered by the bank are as mentioned below: &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/shamrao-vithal-cooperative-bank-fixed-deposit-rates\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Shamrao Vithal Cooperative Bank Fixed Deposit Rates&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8608","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Shamrao Vithal Cooperative Bank Fixed Deposit Rates | Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/shamrao-vithal-cooperative-bank-fixed-deposit-rates\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Shamrao Vithal Cooperative Bank Fixed Deposit Rates | Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments\" \/>\r\n<meta property=\"og:description\" content=\"Find Best Shamrao Vithal Cooperative Bank Fixed Deposit interest Rates Shamrao Vithal Cooperative (SVC) Bank\u2019s fixed deposit schemes are bolstered by attractive interest rates and flexible term plans. 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