{"id":6448,"date":"2018-06-15T10:45:53","date_gmt":"2018-06-15T05:15:53","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=6448"},"modified":"2018-08-21T10:39:54","modified_gmt":"2018-08-21T05:09:54","slug":"personal-loan-emi-calculator","status":"publish","type":"page","link":"https:\/\/www.antworksmoney.com\/blog\/personal-loan-emi-calculator\/","title":{"rendered":"Personal Loan EMI calculator"},"content":{"rendered":"<div class=\"how-to-use-inner\">\n<h3 class=\"how-to-use-title\">Loan parameters needed for using the EMI calculator:<\/h3>\n<div class=\"col-xs-12 col-md-12\">\n<ul>\n<li>You need to know the loan amount, processing fee and the interest rate of your car loan, home loan or personal loan. If you plan to prepay your loan, then figure out the exact or approximate amount you intend to prepay and the periodicity of such payments depending on your loan agreement.<\/li>\n<li>Use the sliders and input boxes provided in the calculator to key in or match these loan parameters.<\/li>\n<li>The calculator will then work out the exact pattern of your loan repayment. Aspects such as the amortization table, the total interest outgo, the timelines of your loan repayment etc. will be displayed in accurate detail enabling you to make smart loan decisions!<\/li>\n<\/ul>\n<p>Read on to learn how you can figure out the functionality of the different loan parameters and what role they specifically play in your loan repayment pattern. EMI calculator is a fantastic tool that can help you manage the various loan parameters to become debt free in the most efficient manner possible.<\/p>\n<\/div>\n<\/div>\n<div class=\"col-md-12\">\n<div class=\"accordion-one panel-group\">\n<div class=\"panel panel-default\">\n<div class=\"panel-heading\">\n<h2 class=\"panel-title\"><a class=\"accordion-toggle\" data-toggle=\"collapse\" data-parent=\".accordion-one\" data-target=\".collapseOne\">\u00a0How it works?<\/a><\/h2>\n<\/div>\n<div class=\"collapseOne panel-collapse collapse in\">\n<div class=\"panel-body\">\n<ul>\n<li><strong>Loan Amount:<\/strong>\u00a0Enter the <a href=\"https:\/\/www.antworksmoney.com\/blog\/what-is-personal-loan\/\"><strong>Personal Loan<\/strong><\/a> amount using the slider or the edit box you wish to borrow. For better financial planning our monthly outgoings (EMI?s) should not be more than 40% of your monthly income.<\/li>\n<li><strong>Interest Rate:<\/strong>\u00a0This is the Interest rate that is charged on the money borrowed. This rate is monthly reducing the balance.<\/li>\n<li><strong>Tenure:<\/strong>\u00a0Select the period for which you wish to take the Personal Loan. Generally, personal loan tenures range from 1 to 5 years.<\/li>\n<li><strong>Processing Fees:<\/strong>\u00a0Bank charges a processing fee at the time of disbursing a Personal loan. Processing fees typically vary between 1% to 5% of the loan amount.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Loan parameters needed for using the EMI calculator: You need to know the loan amount, processing fee and the interest rate of your car loan, home loan or personal loan. If you plan to prepay your loan, then figure out the exact or approximate amount you intend to prepay and the periodicity of such payments &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/personal-loan-emi-calculator\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Personal Loan EMI calculator&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":11028,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-6448","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Personal Loan EMI calculator - How it works? - Antworks Money<\/title>\r\n<meta name=\"description\" content=\"Personal Loan EMI calculator - EMI calculator is a fantastic tool that can help you manage the various loan parameters.\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/personal-loan-emi-calculator\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Personal Loan EMI calculator - How it works? 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