{"id":4223,"date":"2018-05-20T09:41:47","date_gmt":"2018-05-20T04:11:47","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=4223"},"modified":"2018-08-21T10:41:46","modified_gmt":"2018-08-21T05:11:46","slug":"yes-bank-personal-loan-interest-rates","status":"publish","type":"page","link":"https:\/\/www.antworksmoney.com\/blog\/yes-bank-personal-loan-interest-rates\/","title":{"rendered":"YES BANK Personal Loan Interest Rates"},"content":{"rendered":"
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Interest rates charged by YES BANK<\/b>\u00a0depend on factors like the borrower\u2019s repayment capacity and purpose for funds and are some of the most competitive rates in India. The\u00a0Base Rate<\/strong>\u00a0at YES BANK is\u00a010.50% per annum<\/strong>\u00a0(effective 22\/06\/2015). Interest rates for the year 2015 are dependent on the current base rate and range between\u00a014% per annum to 16% per annum<\/strong>, based on different parameters. YES BANK offers the option of repaying a personal loan<\/strong><\/a> through flexible EMIs, ensuring that repayment doesn\u2019t become an additional financial burden.<\/p>\n

Yes Bank Personal Loan Interest Rates 2018<\/h2>\n\n\n\n\n\n\n\n\n\n\n\n
Particulars<\/strong><\/td>\nSalaried<\/strong><\/td>\nSelf-employed<\/strong><\/td>\n<\/tr>\n
Interest rate<\/td>\nMinimum of 14% p.a.<\/td>\nMinimum of 14% p.a.<\/td>\n<\/tr>\n
Loan Amount<\/td>\nMinimum: Rs.2 lakh
\nMaximum: Rs.20 lakh<\/td>\n		Minimum: Rs.2 lakh
\nMaximum: Rs.20 lakh<\/td>\n<\/tr>\n
Loan Tenure<\/td>\nMinimum: 12 months
\nMaximum: 60 months<\/td>\n		Minimum: 12 months
\nMaximum: 60 months<\/td>\n<\/tr>\n
Lowest EMI<\/td>\nRs.4,654 p.m. (Calculated for the minimum loan amount for the longest tenure allowed at the lowest interest rate available)<\/td>\nRs.4,654 p.m. (Calculated for the minimum loan amount for the longest tenure allowed at the lowest interest rate available)<\/td>\n<\/tr>\n
Processing Fee<\/td>\nNA<\/td>\nNA<\/td>\n<\/tr>\n
Age<\/td>\nNot specified<\/td>\nNot specified<\/td>\n<\/tr>\n
Prepayment Charges<\/td>\nNo charges. But prepayment allowed only after 12 months.
\nPart prepayments allowed:
\n20% for 12 \u2013 24 months
\n20% for 24 \u2013 36 months
\n25% for 36 \u2013 48 months
\n25% for 48 \u2013 60 months<\/td>\n		No charges. But prepayment allowed only after 12 months.
\nPart prepayments allowed:
\n20% for 12 \u2013 24 months
\n20% for 24 \u2013 36 months
\n25% for 36 \u2013 48 months
\n25% for 48 \u2013 60 months<\/td>\n<\/tr>\n
Foreclosure Charges<\/td>\nForeclosure is allowed only post repayment of 12 EMI\u2019s
\nWithin 12 to 24 months: 4%
\nWithin 24 to 36 Months: 3%
\nWithin 36 to 48 Months: 2%
\nAfter 48 Months: No charge<\/td>\n		Foreclosure is allowed only post repayment of 12 EMI\u2019s
\nWithin 12 to 24 months: 4%
\nWithin 24 to 36 Months: 3%
\nWithin 36 to 48 Months: 2%
\nAfter 48 Months: No charge<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
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Factors affecting YES BANK Personal Loan Interest Rates<\/h2>\n

The interest rate an individual pays for a YES BANK personal loan depends on multiple factors, some of which are mentioned below.<\/p>\n