Credit cards come with a credit limit for the cardholders spending beyond which invites an Over-limit fine. SBI cards also have their own credit limit. The credit limit on SBI cards varies from card to card and can depend on a variety of factors. Let\u2019s take a look at the concept of credit limit on SBI cards in detail.<\/p>\n
How to Increase Credit Limit on SBI Credit Card?<\/strong><\/p>\n SBI offers two different ways for its\u00a0credit card customers\u00a0to revise their credit limits.<\/p>\n Eligible customers will either receive a call or an SMS\/e-mail from the bank detailing the offer. They can also find them in their monthly statement as well as in their online account.<\/p>\n Customers eligible for pre-approved limit enhancement offer don\u2019t have to furnish any documents but have to send their acceptance to the offer to the bank.<\/p>\n Login to your account, click \u2018Offers or Benefits\u2019 from the left hand side menu, find \u2018Credit Limit Increase offer\u2019 on your account and click submit. Your acceptance will be automatically sent to the bank.<\/p>\n Call 1860-180-1290 or 39 02 02 02 (prefix your STD code), tell them that you have received a message or call about credit enhancement offer and your willingness to accept the offer.<\/p>\n Send an SMS \u2018INCR ABCD\u2019 (last 4 digits of your credit card) to 5676791<\/p>\n You can call the aforementioned customer helpline numbers to check your eligibility for credit limit enhancement. In case you are eligible, your application will be processed based on the income documentation method. By submitting your recent income documents, you need to convince the banker that you can handle much higher credit limits without defaulting.<\/p>\n Income documents accepted for credit limit revision are<\/strong><\/p>\n\n
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