{"id":2196,"date":"2018-03-13T08:05:12","date_gmt":"2018-03-13T02:35:12","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=2196"},"modified":"2018-03-13T08:05:12","modified_gmt":"2018-03-13T02:35:12","slug":"sidbi-loans","status":"publish","type":"page","link":"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/","title":{"rendered":"Sidbi Loans"},"content":{"rendered":"<p><b>Sidbi Loan Eligibility:<\/b>\u00a0You are eligible for a loan if you are:<\/p>\n<ul>\n<li>Salaried individual<\/li>\n<li>Self employed individual<\/li>\n<li>Self employed professional like doctor, lawyer, etc.<\/li>\n<li>Aged above 18 years<\/li>\n<li>Have a good CIBIL credit score<\/li>\n<li>Good repayment capacity with fixed &amp; stable income source<\/li>\n<li>Overall banks rating for the company you work for<\/li>\n<li>Try our Personal Loan eligibility Calculator to check how much loan amount you are eligible for.<\/li>\n<\/ul>\n<p><b>Sidbi Loan documentation:<\/b>\u00a0Sidbi loan documentation process is minimal and generally banks require the following document:<\/p>\n<ul>\n<li>Identity proof (Pan card, Passport, etc.)<\/li>\n<li>3 to 6 months bank statement (if salaried then bank statement of your salary account)<\/li>\n<li>Residence proof (rent agreement, property document, ration card, etc)<\/li>\n<li>Salary Slips<\/li>\n<li>In case of self-employed banks require balance sheets, profit &amp; loss account, partnership deed &amp; other documents etc.<\/li>\n<\/ul>\n<div class=\"loans_sprite tablebg\">\n<div class=\"faq_interest\">\n<h3>Details of Sidbi Loan<\/h3>\n<dl class=\"clearfix\">\n<dt class=\"first odd\">Personal Loan Interest Rate.(Monthly reducing balance)<\/dt>\n<dd class=\"first odd\">14.25% to 49% fixed.\u00a0<span class=\"showEligFormLink\">Check Customized Interest Rates Now!<\/span><\/dd>\n<dt>Processing Fees<\/dt>\n<dd>1% to 5% of loan amount<\/dd>\n<dt class=\"odd\">Personal Loan Tenure<\/dt>\n<dd class=\"odd\">1 year to 5 years<\/dd>\n<dt>Personal Loan Amount<\/dt>\n<dd>Rs. 1 lakh to Rs. 20 lakhs<\/dd>\n<dt class=\"odd\">Pre-closure Charges<\/dt>\n<dd class=\"odd\">4% of pre-closed amount<\/dd>\n<dt>Guarantor Requirement<\/dt>\n<dd>No guarantor required<\/dd>\n<\/dl>\n<div class=\"loans_sprite tablebg_bottom\"><\/div>\n<\/div>\n<\/div>\n<div class=\"margin-top15\"><\/div>\n<div class=\"loans_sprite tablebg\">\n<div class=\"faq_interest\">\n<h3>Details of Home Loan<\/h3>\n<dl class=\"clearfix\">\n<dt class=\"first odd\">Home Loan Interest Rate.(Monthly reducing balance)<\/dt>\n<dd class=\"first odd\">10.5% to 14.25% floating.\u00a0<span class=\"showEligFormLink\">Check Customized Interest Rates Now!<\/span><\/dd>\n<dt>Processing Fees<\/dt>\n<dd>0.5% to 1% of loan amount<\/dd>\n<dt class=\"odd\">Home Loan Tenure<\/dt>\n<dd class=\"odd\">1 year to 20 years<\/dd>\n<dt>Home Loan Amount Funded<\/dt>\n<dd>Up to 85% of property value<\/dd>\n<dt class=\"odd\">Pre-payment Charges<\/dt>\n<dd class=\"odd\">0% to 2% of amount being prepaid<\/dd>\n<dt>Pre-closure Charges<\/dt>\n<dd>0% to 2% of amount being preclosed<\/dd>\n<dt class=\"odd\">Guarantor Requirement<\/dt>\n<dd class=\"odd\">No guarantor required<\/dd>\n<\/dl>\n<div class=\"loans_sprite tablebg_bottom\"><\/div>\n<\/div>\n<\/div>\n<div class=\"margin-top15\"><\/div>\n<div class=\"loans_sprite tablebg\">\n<div class=\"faq_interest\">\n<h3>Details of Car Loan<\/h3>\n<dl class=\"clearfix\">\n<dt class=\"first odd\">Car Loan Interest Rate.(Monthly reducing balance)<\/dt>\n<dd class=\"first odd\">10.50% to 14.25% floating.\u00a0<span class=\"showEligFormLink\">Check Customized Interest Rates Now!<\/span><\/dd>\n<dt>Processing Fees<\/dt>\n<dd>Up to Rs. 3,650<\/dd>\n<dt class=\"odd\">Car Loan Tenure<\/dt>\n<dd class=\"odd\">1 year to 5 years<\/dd>\n<dt>Pre-closure Charges<\/dt>\n<dd>3% to 6% of foreclosed amount<\/dd>\n<dt class=\"odd\">Car Loan Amount<\/dt>\n<dd class=\"odd\">Varies based on car model. Up to 100% financing for pre-approved customers.<\/dd>\n<dt>Guarantor Requirement<\/dt>\n<dd>No guarantor required<\/dd>\n<dd><\/dd>\n<\/dl>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sidbi Loan Eligibility:\u00a0You are eligible for a loan if you are: Salaried individual Self employed individual Self employed professional like doctor, lawyer, etc. Aged above 18 years Have a good CIBIL credit score Good repayment capacity with fixed &amp; stable income source Overall banks rating for the company you work for Try our Personal Loan &hellip; <a href=\"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Sidbi Loans&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2196","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v20.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\r\n<title>Sidbi Loans | Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"Sidbi Loans | Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments\" \/>\r\n<meta property=\"og:description\" content=\"Sidbi Loan Eligibility:\u00a0You are eligible for a loan if you are: Salaried individual Self employed individual Self employed professional like doctor, lawyer, etc. Aged above 18 years Have a good CIBIL credit score Good repayment capacity with fixed &amp; stable income source Overall banks rating for the company you work for Try our Personal Loan &hellip; Continue reading &quot;Sidbi Loans&quot;\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/antworksmoney\/\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:site\" content=\"@AntworksMoney\" \/>\r\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/\",\"name\":\"Sidbi Loans | Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments\",\"isPartOf\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#website\"},\"datePublished\":\"2018-03-13T02:35:12+00:00\",\"dateModified\":\"2018-03-13T02:35:12+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.antworksmoney.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Sidbi Loans\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#website\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/\",\"name\":\"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.antworksmoney.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#organization\",\"name\":\"antworksmoney.com\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2018\/03\/Logo-AntworksMoney.jpg\",\"contentUrl\":\"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2018\/03\/Logo-AntworksMoney.jpg\",\"width\":335,\"height\":328,\"caption\":\"antworksmoney.com\"},\"image\":{\"@id\":\"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/antworksmoney\/\",\"https:\/\/twitter.com\/AntworksMoney\",\"https:\/\/www.linkedin.com\/company\/13288601\/\",\"https:\/\/in.pinterest.com\/antworksmoney\"]}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Sidbi Loans | Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/","og_locale":"en_US","og_type":"article","og_title":"Sidbi Loans | Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments","og_description":"Sidbi Loan Eligibility:\u00a0You are eligible for a loan if you are: Salaried individual Self employed individual Self employed professional like doctor, lawyer, etc. Aged above 18 years Have a good CIBIL credit score Good repayment capacity with fixed &amp; stable income source Overall banks rating for the company you work for Try our Personal Loan &hellip; Continue reading \"Sidbi Loans\"","og_url":"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/","og_site_name":"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments","article_publisher":"https:\/\/www.facebook.com\/antworksmoney\/","twitter_card":"summary_large_image","twitter_site":"@AntworksMoney","twitter_misc":{"Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/","url":"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/","name":"Sidbi Loans | Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments","isPartOf":{"@id":"https:\/\/www.antworksmoney.com\/blog\/#website"},"datePublished":"2018-03-13T02:35:12+00:00","dateModified":"2018-03-13T02:35:12+00:00","breadcrumb":{"@id":"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.antworksmoney.com\/blog\/sidbi-loans\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.antworksmoney.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Sidbi Loans"}]},{"@type":"WebSite","@id":"https:\/\/www.antworksmoney.com\/blog\/#website","url":"https:\/\/www.antworksmoney.com\/blog\/","name":"Antworks Money - The Blog on Personal Finance | Guide to Loans, Credit Cards, Insurance and Investments","description":"","publisher":{"@id":"https:\/\/www.antworksmoney.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.antworksmoney.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.antworksmoney.com\/blog\/#organization","name":"antworksmoney.com","url":"https:\/\/www.antworksmoney.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2018\/03\/Logo-AntworksMoney.jpg","contentUrl":"https:\/\/www.antworksmoney.com\/blog\/wp-content\/uploads\/2018\/03\/Logo-AntworksMoney.jpg","width":335,"height":328,"caption":"antworksmoney.com"},"image":{"@id":"https:\/\/www.antworksmoney.com\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/antworksmoney\/","https:\/\/twitter.com\/AntworksMoney","https:\/\/www.linkedin.com\/company\/13288601\/","https:\/\/in.pinterest.com\/antworksmoney"]}]}},"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/pages\/2196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/comments?post=2196"}],"version-history":[{"count":0,"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/pages\/2196\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.antworksmoney.com\/blog\/wp-json\/wp\/v2\/media?parent=2196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}