{"id":1500,"date":"2018-02-25T20:25:51","date_gmt":"2018-02-25T14:55:51","guid":{"rendered":"https:\/\/www.antworksmoney.com\/blog\/?page_id=1500"},"modified":"2018-06-28T10:50:44","modified_gmt":"2018-06-28T05:20:44","slug":"top-super-top-health-insurance-plans-india","status":"publish","type":"page","link":"https:\/\/www.antworksmoney.com\/blog\/top-super-top-health-insurance-plans-india\/","title":{"rendered":"Top Up\/Super Top Up Health Insurance Plans in India"},"content":{"rendered":"

What are Top-up Health Insurance Plans?<\/h2>\n

A\u00a0Top-up health insurance plans<\/u>, as the name implies is a scheme which provides additional cover, typically over and above the current available limit, at lower premium amounts. It can be considered as a safety net which helps you in case you exceed certain limits. Under a normal health insurance plans, the insurer pays the amount which an individual is insured for, but there could be cases when the expenses exceed this amount, which is where a top-up plan comes into play.<\/p>\n

In simple words, a Top-up health insurance policy provides protection after the basic threshold limit under a normal policy is breached.<\/p>\n

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What is a Super Top-up Health Insurance Plans?<\/h2>\n

A\u00a0Top-up insurance policy<\/strong>\u00a0has certain drawbacks when it comes to its implementation, which can be resolved by opting for a Super Top-Up policy. Unlike a Top-up plan which pays only if the threshold limit on a regular policy is exceeded on a single hospitalization, a Super Top-up provides cover over the threshold limit in multiple cases.<\/p>\n

In simple terms, a Super Top-up Health Insurance policy has provisions for multiple claims, which are not offered by a regular top-up plan.<\/p>\n

Points to Remember:<\/h2>\n

There are a few key points which one should be familiar with before they consider a top-up or\u00a0super top-up health plans.<\/p>\n