Make sure that your life is a walk in the park with the SBI Advantage Signature Credit Card and its accompanying privileges. This credit card can be used in ATMs across the world and this global recognition makes it a great source for acquiring international travel privileges for a frequent traveller. It also comes with additional security measures that ensures that you are protected from any fraud or malpractices.
Benefits of SBI Advantage Signature Credit Card:
- Get a free flight ticket for a one way trip from IndiGo or a gift voucher worth Rs. 5000 that can be redeemed from Shopper’s Stop, Raymond’s, Jabong.com or Lifestyle, as a welcome gift once the SBI Advantage Signature Credit Card is issued.
- For every Rs 100 spent get 2 reward points
- Get 5 times more reward points upon using your card to make purchases in departmental stores, international outlets or for dining and purchase of groceries.
- Pay zero fuel surcharge/ transaction fee, in fuel stations across India for purchase worth Rs. 500/- to Rs. 4,000/-.
- Enjoy with bonus spends you can enjoy higher reward points.
- Get a discount of Rs. 500 when you buy tickets through BookMyShow.com with a maximum discount of upto Rs.250.
- Enjoy preferential access to SBI’s concierge services that offers assistance on booking hotels, flights, transportation, golf course reservation, and much more.
- As a SBI Advantage Signature Credit Cardholder, obtain exclusive access to international airport lounges for free.
- Get a fraud liability cover on your SBI Advantage Signature Credit Card that protects you for a sum up to Rs 1, 00,000.
Features of SBI Advantage Signature Credit Card:
- Ease of access ensured through the availability of thousands of visa-enabled ATMs in India and abroad where the SBI Advantage Signature Credit Card can be used.
- Net Banking and Phone Banking facilities are enabled.
- The bank sends your account statements every month in a password protected pdf file. You can get an e-statement as well.
- Get SMS alerts on all transactions made using your card.
- Bill Pay facility is available free of cost, through which you can make payments for all your utility bills.
- With the ‘FlexiPay’ option enabled on your SBI Advantage Signature Credit Card, you can convert your purchases into EMIs and repay the amount easily at a lower rate of interest.
- Balance transfer facility is available at attractively low interest rate.
- ‘Easy Money Facility’ allows you place a request a bank draft by contacting SBI’s Credit Card Helpline.
- You can book your railway tickets online using the SBI Advantage Signature credit card.
- The cardholder can apply for an add-on card for his/her family – parents, spouse, siblings or children over 18 years of age.
Fees and Charges:
| Joining Fee | Rs.4,999 |
| Annual Fee | Rs.4,999 |
| Fee for Add-on card | Nil |
| Interest Free Credit Period | 20-50 days |
| Minimum Amount Due | 5% of Total Outstanding + GST + EMI (if any) |
| Cash Advance Limit | Up to 80% of the credit limit |
| Overlimit fee | 2.5% of the amount overdrawn |
| Card Replacement Charge | Rs.100 |
| Emergency card replacement charge whilst abroad | Nil |
| Cash OTC Fees | Rs. 100 |
Documents required:
PAN card and any one of the following can be provided as ID proof: Voter’s ID, Passport, Driving License, Aadhar, etc.
SBI Advantage Signature Credit Card FAQs:
- What are the rewards that can be redeemed on my existing reward points?Your reward points can be redeemed on Holidays and Travel Packages, Lifestyle vouchers and discounts and for exclusive offers on IndiGo, Shopper’s Stop and Taj.
- What are the offers that can be availed using the SBI Advantage Signature Credit Card?
- Discount of up to 75% in over 55, 000 Hotels & Villas around the globe
- Unique credit card offers and benefits that can be applied on over 900 Luxury Hotels around the world.
- Hertz Car Rental Program: Avail a discount of 10%
- Avail 30% discount on green fees across 300 golf clubs across the globe.
- Exclusive concierge service available around the clock, nationally as well as internationally.
- What is the fraud liability cover?Get a free insurance coverage for Credit Card Fraud for a sum of up to Rs 1, 00,000. The cover period extends over a period of:
- 48 hours before the loss is reported to the Bank.
- 7 days after the loss has been reported.
- Can I get a car replacement while travelling abroad?Yes, you can get your SBI Advantage Signature Platinum Credit Card replaced while travelling overseas by calling State Bank of India’s card helpline and requesting for an emergency replacement of your card.