The Jammu and Kashmir Bank was incorporated in the year 1938. Also known as the J&K Bank, the Jammu and Kashmir Bank has its corporate headquarters at Srinagar in Jammu and Kashmir. It is the only private sector bank which performs the banking business of the Central Government.
Jammu and Kashmir Bank Credit Card Eligibility and Documentation
- Card holder should be in the age bracket of 18 years to 70 years.
- Should have a fixed monthly income.
- Should have a good CIBIL credit score.
- Primary Cardholder should be in the age bracket of 21 years to 65 years. Add-on Cardholder should be 15 years and above
- Net Income – Rs. 15 lakh and above per annum
- Should be a resident of India
Documents required for getting J&K bank Credit Card:
- Pan Card Photocopy OR Form 60
- Latest Salary Slip, Form 16, Income Tax return copy as income proof
- Passport, driving license, ration card, etc for residence proof.
Jammu and Kashmir Bank Credit Card Interest Rates
| Details of Jammu and Kashmir Bank Credit Card | |
| Credit card interest rate | 2.25% per month |
| Add-on card fee | Rs 150/- |
| Credit card minimum amount | Rs 25,000/- |
| Credit card maximum amount | Rs 1,00,000/- |
| Late fee charges | Rs 100/- |
| Annual fees | Rs 300/- |
| Renewal card charges | Rs 250/- |