HDFC SMS Banking allows its users to perform many functions such as accessing the account statement, mini-statement, etc. The facility requires its customers to type a specific keyword and send it as an SMS to 5676712. The customer then receives a text message in response within a matter of a few seconds.
List of SMSes for various SMS Banking functions:
Given below is the list of SMS instructions that customers can send to avail SMS Banking from HDFC:
SMS | Transaction | Information | Additions |
Bal | Balance Enquiry | Customers can request for display of available balances of up to 5 linked accounts in a chronological order | Bal |
Txn | Mini Statement | Displays the last three credits or debits | Txn |
Stm | Account Statement Request | Customers can get their account statement emailed (Statement period from the last received statement till the date of SMS sent) | Stm |
Chq | Cheque Book Request | Cheque book sent by mail to customer | Chq |
Cst<6-digit cheque no.> | Cheque Status Enquiry | Customers can enquire about the status of cheque issued by them | Cst<6-digit cheque no.> |
Stp<6-digit cheque no.> | Stop Cheque | Stops an issued cheque from payment | Stp<6-digit cheque no.> |
Bil | Details of a bill | Customer can avail details of utility bills such as telephone bill or electricity bill through SMS | – |
Ipin | IPIN (Internet banking password) regeneration | Customer receives a confirmed receipt of IPIN regeneration request. The IPIN is sent to customer’s mailing address | – |
Fdq | Enquiry of Fixed Deposit | Customer can view details of current fixed deposit with the bank of up to five accounts. It will display principal amount, rate of interest, maturity amount, maturity date, account number. | – |
New<14-digit account no.> | Change of Primary Account | The facility can be used to change primary account | – |
Help | Keyword List | Displays the list of keywords along with their functions | – |
How to register for HDFC SMS Banking?
There are various ways to register for the hdfc net banking facility provided by the Bank:
SMS – Customers can register for the facility by sending an SMS.
- Customers can send the following SMS – REGISTER to 5676712 from their registered mobile number.
- HDFC SMS Banking is registered instantly.
NetBanking – Customers can also register for the SMS banking facility using HDFC NetBanking.
- HDFC customer must login using their customer ID and IPIN.
- The user is required to click on SMS Banking Registration.
- The user must then fill in the required details.
ATM – HDFC Bank customers can also register for the facility through an ATM.
- The HDFC customer must enter his or her ATM PIN.
- The ATM machine will display ‘More Options’ tab, on the home page.
- The user can then register for mobile banking.
Bank Branch – Customers who want to register for HDFC SMS Banking can also fill in the application form and drop it at the bank’s branch.
HDFC Account Balance via missed call:
HDFC also offers its customers instant balance inquiry through a missed call or toll-free mobile banking facility using the following number – 1800-270-333. Customers receive the balance status through SMS in a few seconds. There are different numbers for different functions:
- Account Balance – 1800-270-3333
- Mini Statement – 1800-270-3355
- Cheque Book Request – 1800-270-3366
- Account Statement – 1800-270-3377