Future Generali Motor insurance
In this time and age where mishaps happen relatively every other day, it is constantly great to be arranged already. While extra security approaches secure us against costly hospital expenses, engine protection strategies guarantee that your vehicle is ensured. Engine protection strategies offers cover for your vehicle against harms caused from mishaps, characteristic disasters and that’s only the tip of the iceberg. Future Generali offers motor insurance that offers cover for your auto against any harm. The approach accompanies add on spreads to give extra security to your auto. Given beneath is a nitty gritty clarification on the cover offered under the arrangement:
- Car damage from accident- The policy offers cover for damages incurred from car accidents, regardless of who is at fault.
- Offers cover for damage incurred to the car due to theft/burglary.
- Personal accident cover- Individual car owners are entitled for a personal accident cover of Rs.1 lakh. The policy also offers cover for passengers up to a maximum amount of Rs.2 lakh per passenger.
- Third party liability- Any legal liability that the car owner might face due to the death or bodily injury of a third party or damage to the third party’s property is covered by the policy.
- The policy offers additional covers for an additional cost.
Future Generali Cashless Network
The cashless carport is an extra administration gave by the organization to any client who agrees to accept the cashless claim with their engine protection strategy. With the cashless carport benefit, the vehicle proprietor can get their auto repaired at any of the cashless carports in the nation for nothing of cost if there should arise an occurrence of a mishap. The insurance agency has tied up with more than 900 carports in India to provide cashless carport administrations. Given beneath is rundown of a portion of the cashless carports in real urban communities in India:
- Bangalore
- Blue Hyundai
- Popular Auto Mach
- Trident Automobiles
- Hitech Auto India
- Sundaram Motors
- Chennai
- Maruti Services Masters
- Capital Honda (Aadit Auto Company)
- Carnation Auto India
- Electra Automotive
- TV Sundaram Iyengar and Sons
- Kolkata
- Ganges Ford
- KNR Automobiles
- Longia Motors
- Chandrani Enterprises
- Machino Techno Sales
- Mumbai
- Krishi Auto World
- Carnation Auto India
- Modi Car agencies
- Angel Auto World
- Dev Motor Care
- Delhi
- Raghuvanshi Enterprises Pvt Ltd
- Deep Hyundai
- Automax Honda
- Hans Hyundai
- Krish Auto
Benefits and services offered
Given below is a list of services offered by Future Generali cashless garages:
- Assistance for the damaged vehicle
- Complete repair of the vehicle
- Roadside assistance whenever required
- Aids in claim settlement process
- No additional cost
- Purchase of insurance policies
- Renewal of insurance policies
Future Generali Network Garages claims
Listed below is the claim procedure for Future Generali insurance customers:
- You have to inform the insurance company about the accident immediately after the accident provided that self-safety and medical assistance is taken care of.
- The company will require you to provide details such as the car number, policy number, time and place of the accident, details of the accident, and more when you are making the claim.
- You can take your insured vehicle to one of the many cashless garages in India to get it repaired once the claim has been made.
- You can contact the in house team of professionals if you are in need of some specialised advice.
- The insurance company will settle your claims within 7 days from the date of intimation, provided that you submit all the necessary documents on time.
Future Generali Network Garages FAQs:
- Can the paid driver of the car be insured under the same policy?Yes, the paid driver can be insured under the Worker’s Compensation Act for a nominal premium amount.
- What are the exclusions under the policy?Given below is a list of exclusions under the policy:
- General aging.
- Damage by a person driving without a valid license.
- Mechanical or electrical breakdown.
- Damage by a person driving under the influence of liquor or drugs.
- Depreciation, any consequential loss.
- Damage to tyres and tubes, unless damaged during an accident.
- Loss/damage outside India.
- When should one renew their policy?One should renew the policy before it expires in order to continue the benefits of the policy.
- Are there any deductions that needs to be paid during the claim settlement process?Yes, you have to contribute a minimum amount towards own damage claims which is known as Deductible – e.g. Rs. 1000 for each claim for car with cubic capacity up to 1500 CC will have to be borne by you. In addition, replaced parts are subject to the depreciation scale in the claim assessment. For example, 50% depreciation is applied on all the plastic parts.
- Does the policy offer any bonus for no claims?If you haven’t made any claims during the policy period, you will get a no claim bonus with discounts up to 50% within renewing the policy 90 days of the date of expiry.