Canara Bank offers its exclusive credit cards through its 24 Card Service centres and an extensive network of branches across India. The credit cards offered by Canara Bank are – Mastercard Standard Global Card, Canara Visa Classic Credit Card, Canara Corporate Credit Card and the Canara Global Gold Card. The available payment options for these credit cards offered by Canara Bank are mentioned below.
Canara Bank Credit Card Bill Payment Options:
Canara Bank Credit Card Bill Payment Online:
- Visa Bill Pay:Visa Bill Pay is a Canara Bank credit card bill payment method that is available to those credit card holders who do not have an account in Canara Bank. If these non-Canara Bank account holders own a Visa debit card or credit card, they can it for paying the outstanding amount on their Canara Bank credit card using the VISA Bill Pay facility. Thus, the Canara Bank credit card holder will be able to make the payment through this method as long as he/she has a visa debit account.
- NEFT:With NEFT facility, you can transfer funds from one bank branch to any other bank branch. In order to use NEFT money transfer to pay your Canara Bank credit card bill you have to ensure that the remitting bank branch and the beneficiary bank branches have enabled NEFT. With this payment option, you can pay your outstanding dues for the month by using NEFT transfer from any other bank Savings Accounts.
- Those who do not have a netbanking account to initiate a NEFT, can visit their bank branch and submit a NEFT Application form.
- Login to the net banking account using your unique UserID and password.
- Opt for transfer of funds through NEFT.
- Choose Third Party Funds Transfer by adding the beneficiary as Canara Bank credit card.
- Provide the required details such as Bank Name, IFSC code, Bank Branch, etc.
- Corroborate the entered amount as well as the beneficiary details and click on the submit button to initiate the payment.
- The maximum required time to complete a transaction and the funds to get transferred to the concerned credit card account is 3 working days.
- Visa Money Transfer:Visa Money Transfer facility can also be used to make a payment towards your Canara Bank credit card bill. The following procedure is to be followed to make the payment:
- Visit the main menu and click on “Services”.
- Choose the “Visa Money Transfer” option under this tab and then enter your Visa Card Number to which the payment is to be made.
- Confirm the payment by re-entering the Visa Card number.
- Provide the amount you wish to pay and then click on “submit” to initiate the transaction.
- Netbanking:By using Canara Bank Net Banking, you can pay your credit card bills. In order to do this you have to register or net banking to enable online payment. Follow the following steps in order to make a payment using Canara Bank Net Banking:
- Go to Canara Bank’s Net Banking portal
- Then, login with the unique User ID and password in the right boxes
- In the box provided, enter the amount you wish to pay to the beneficiary and click on “submit”.
- Then, you will be redirected to the payment gateway page where the transaction will be processed in a few seconds. Upon successfully completing the transaction, you will receive an e-receipt and confirmation of transaction status.
Canara Bank Credit Card Bill Payment Offline:
- Canara Bank Credit Card Bill Payment at Bank Branch:
The credit card holder can go to the nearest branch of Canara Bank and pay for his/her credit call bill in cash, Cheque or DD. If the credit card holder wishes to make a payment in favor of the Canara Bank credit card in the form of DD or cheque from another bank, these should be handed over to the bank’s branch before the due date in order to give time for its processing.
The Canara Bank credit card holder can also avail a Demand Draft free of cost from any branch of Canara Bank, for paying the monthly credit card dues.
Canara Bank Credit Card Statement:
Canara Bank Credit Card Statement is sent to the credit card holder’s registered e-mail address or via post if requested. A Canara Bank account holder who has activated Net Banking can also link his/her credit card with the online account and view it by logging in to the same. The credit card bill statement generated during the specific billing cycle will specify the due date of payment, the minimum amount due, the interest applicable, additional charges, total payment due, remaining credit balance, etc.