Personal Loan Features and Benefits
Whether you need to plan a vacation, pay for higher studies or a wedding, undertake a home renovation project or consolidate your debt or even handle a medical emergency, Bajaj Finance Personal Loans can ensure you get the funds within 24 hours.
Borrow up to Rs.25 lakh and pay up to 45% lower EMI with our Flexi Interest-only Loan.
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Loan up to Rs. 25 Lakh
Avail a Personal Loan up to Rs.25 lakh and finance almost all your needs
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Flexibility
Borrow as you need, prepay when you can with Flexi Personal Loans
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Instant Approval
Get your personal loan application approved in under 5 minutes
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Disbursal within 24 hours
Bajaj Finserv offers India’s fastest personal loan – money in your bank in 24 hours
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Minimal Documentation
Hassle-free processes with easy to meet eligibility criteria, and minimal documentation
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Flexible Tenor
Repay your personal loan with flexible tenors from 12 to 60 months
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Online Account Management
Bank on-the-go with access to your loan account anytime, anywhere
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Collateral-free loan
Get your personal loan approved without a guarantor or any collateral
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No hidden charges
Stay fully-informed about your loan with the Personal Loan Terms and Conditions
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Pre-approved Offers
For our customers who need instant funds, we offer a quick and easy pre-approved Personal Loan. Simple share a few details and avail your pre-approved offer
Eligibility Criteria
You can get an approval on your Bajaj Finserv Personal Loan application if you meet our basic eligibility criteria:
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You must be between 25 and 58 years of age.
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You must be a salaried individual employed with an MNC, public or private company.
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You must be a residing citizen of India.
Documents Required for Personal Loan
You will need the following documents* in order to apply for a Bajaj Finserv Personal Loan:
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KYC documents
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Employee ID card
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Salary slips of the previous 12 months
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Bank account statements of your salary account, for the previous 3 months
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